Business Loans Provider Profiles in Miami, FL

Review 18 listed business loans profiles associated with Miami, Florida. Average stored Google rating where available: 4.8/5.

18 Listed Profiles 9 Google-rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Provider Profiles for Business Loans

Capital Prime Lending logo

Capital Prime Lending

Capital Prime Lending is a nationwide private money lender specializing in hard money loans for real estate investors, offering fix-and-flip, construction, bridge, DSCR, and multifamily financing with fast underwriting.

5.0/5

Google rating from 14 reviews

BBB: NR

Profile signals: Real estate investors seeking hard money loans for fix-and-flip projects, Property developers needing construction or ground-up development financing

Florida Business Development Corporation logo

Florida Business Development Corporation

FBDC is a certified development company specializing in SBA 504 loans for small business real estate and equipment financing across Florida and the Southeast.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Small business owners purchasing commercial real estate or equipment with limited liquid capital, Veteran and military spouse entrepreneurs seeking affordable, long-term business financing

Funded Capital, LLC logo

Funded Capital, LLC

Funded Capital provides private lending for real estate investors, specializing in fix-and-flip loans, DSCR rentals, and new construction financing across 44 states.

5.0/5

Google rating from 15 reviews

BBB: NR

Profile signals: Real estate investors seeking fix-and-flip or short-term investment property financing, Portfolio real estate investors needing to consolidate multiple property loans

US Trust Business Loans and Alternative Capital Funding logo

US Trust Business Loans and Alternative Capital Funding

Miami-based business lender offering lines of credit up to $2M, SBA loans, equipment financing, and alternative capital for businesses with varied credit profiles, with funding available in as little as 3 hours.

5.0/5

Google rating from 85 reviews

BBB: NR

Profile signals: Trade and construction business owners needing equipment or working capital despite credit challenges, Healthcare professionals (doctors, dentists, veterinarians) seeking listed financing through their IFundDoctors division

Miami Bayside Foundation logo

Miami Bayside Foundation

Miami Bayside Foundation offers small business loans, workshops, and scholarships to support minority entrepreneurs and students in South Florida's economic development.

4.9/5

Google rating from 43 reviews

BBB: NR

Profile signals: Minority-owned small business owners unable to secure traditional bank financing, Early-stage entrepreneurs seeking both capital and business education

Tools for Change logo

Tools for Change

Miami-based CDFI nonprofit providing micro loans, technical assistance, and business education to low-to-moderate income minority, women, and veteran entrepreneurs since 1989.

4.9/5

Google rating from 24 reviews

BBB: NR

Profile signals: Low-to-moderate income minority entrepreneurs in Miami-Dade County seeking capital below traditional lending thresholds, Women and veteran business owners in South Florida requiring business education alongside financing

Listed Business Loans Profiles in Miami (18)

Capital Prime Lending logo

Capital Prime Lending

Capital Prime Lending is a nationwide private money lender specializing in hard money loans for real estate investors, offering fix-and-flip, construction, bridge, DSCR, and multifamily financing with fast underwriting.

5.0/5

Google rating from 14 reviews

BBB: NR

Profile signals: Real estate investors seeking hard money loans for fix-and-flip projects, Property developers needing construction or ground-up development financing

Florida Business Development Corporation logo

Florida Business Development Corporation

FBDC is a certified development company specializing in SBA 504 loans for small business real estate and equipment financing across Florida and the Southeast.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Small business owners purchasing commercial real estate or equipment with limited liquid capital, Veteran and military spouse entrepreneurs seeking affordable, long-term business financing

Funded Capital, LLC logo

Funded Capital, LLC

Funded Capital provides private lending for real estate investors, specializing in fix-and-flip loans, DSCR rentals, and new construction financing across 44 states.

5.0/5

Google rating from 15 reviews

BBB: NR

Profile signals: Real estate investors seeking fix-and-flip or short-term investment property financing, Portfolio real estate investors needing to consolidate multiple property loans

US Trust Business Loans and Alternative Capital Funding logo

US Trust Business Loans and Alternative Capital Funding

Miami-based business lender offering lines of credit up to $2M, SBA loans, equipment financing, and alternative capital for businesses with varied credit profiles, with funding available in as little as 3 hours.

5.0/5

Google rating from 85 reviews

BBB: NR

Profile signals: Trade and construction business owners needing equipment or working capital despite credit challenges, Healthcare professionals (doctors, dentists, veterinarians) seeking listed financing through their IFundDoctors division

Miami Bayside Foundation logo

Miami Bayside Foundation

Miami Bayside Foundation offers small business loans, workshops, and scholarships to support minority entrepreneurs and students in South Florida's economic development.

4.9/5

Google rating from 43 reviews

BBB: NR

Profile signals: Minority-owned small business owners unable to secure traditional bank financing, Early-stage entrepreneurs seeking both capital and business education

Tools for Change logo

Tools for Change

Miami-based CDFI nonprofit providing micro loans, technical assistance, and business education to low-to-moderate income minority, women, and veteran entrepreneurs since 1989.

4.9/5

Google rating from 24 reviews

BBB: NR

Profile signals: Low-to-moderate income minority entrepreneurs in Miami-Dade County seeking capital below traditional lending thresholds, Women and veteran business owners in South Florida requiring business education alongside financing

Brickell Capital Finance logo

Brickell Capital Finance

Miami-based national finance lender offering business loans, commercial real estate financing, and hard money loans since 2005.

4.8/5

Google rating from 24 reviews

BBB: NR

Profile signals: Small to mid-sized business owners seeking expansion capital or operating funds, Commercial real estate investors and developers seeking construction or development financing

Business Financial Consulting - Heavy Equipment Financing Loans logo

Business Financial Consulting - Heavy Equipment Financing Loans

Business Financial Consulting finances heavy equipment and construction machinery for businesses nationwide, offering loans up to $60M with rates from 6-9% for qualified applicants.

4.7/5

Google rating from 26 reviews

BBB: NR

Profile signals: Construction contractors and businesses needing heavy equipment or machinery financing, Established businesses seeking to expand capacity without traditional bank requirements

Greenbox Capital logo

Greenbox Capital

Greenbox Capital provides alternative small business funding from $3,000–$500,000 with approval in as little as 24 hours, serving over 100,000 businesses across the US, Puerto Rico, and Canada.

4.0/5

Google rating from 142 reviews

BBB: NR

Profile signals: Established small businesses (5+ months operating) with $10,000+ monthly revenue seeking fast access to working capital, Merchants with consistent credit card sales who can use merchant cash advance repayment structures

Dynamic Capital logo

Dynamic Capital

Dynamic Capital provides revenue-based financing and business lines of credit up to $5M for small businesses, with funding decisions in under 5 minutes and cash delivery within 24 hours.

BBB: NR

Profile signals: Growth-stage small businesses with consistent revenue needing flexible funding without collateral, Business owners with inconsistent monthly income who benefit from payment structures tied to actual sales

Fast Cash Funding logo

Fast Cash Funding

short-term cash access Funding offers merchant cash advances and cash flow credit programs to small businesses, with provider-stated same-day approval timing available. They provide up to $1M in funding for inventory, equipment, payroll, and growth.

BBB: NR

Profile signals: Small business owners who accept credit cards and need quick capital injection despite poor traditional lending options, Merchants with strong credit card sales who can sustain factor-rate repayments from future receipts

Giggle Finance logo

Giggle Finance

Revenue-based funding up to $15,000 (or $20,000 for repeat customers) for gig workers, 1099 contractors, and self-employed individuals — no credit score required.

BBB: NR

Profile signals: 1099 workers and independent contractors needing fast working capital, Self-employed individuals with steady revenue but limited credit history

GoCash Financial logo

GoCash Financial

GoCash Financial is a business lending marketplace that connects entrepreneurs with funders, offering lines of credit and published application timing timelines without extensive credit evaluations.

BBB: NR

Profile signals: Small businesses and startups needing flexible working capital access, Seasonal businesses with variable cash flow requiring periodic funding

Infinite Financial Services logo

Infinite Financial Services

Multi-service financial firm offering mortgage services, tax preparation, business planning, and retirement consulting for consumers and small businesses.

BBB: NR

Profile signals: Self-employed individuals or business owners seeking mortgages with flexible credit requirements, Small business owners needing bundled tax, registration, and business planning services

Keylias Fintech Solutions logo

Keylias Fintech Solutions

Keylias Fintech Solutions provides credit control, receivables management, and commercial debt collection services for businesses seeking to improve cash flow and recover outstanding invoices.

BBB: NR

Profile signals: Small to medium-sized businesses with chronic payment delays from regular customers, Business owners seeking to outsource accounts receivable management and collections efforts

MONICA'S BUSINESS SOLUTIONS logo

MONICA'S BUSINESS SOLUTIONS

MAS Accounting & Tax is a Seminole, FL-based accounting firm offering small business accounting, tax planning, and financial advisory services to help business owners manage finances and focus on growth.

BBB: NR

Profile signals: Small business owners who struggle with bookkeeping, financial analysis, or tax planning and want to outsource these functions, Startups and growing businesses needing strategic financial guidance without the expense of hiring a full-time CFO or controller

Quick Loans Direct logo

Quick Loans Direct

Quick Loans Direct is a business lending marketplace that connects small businesses with 300+ lenders to access term loans, lines of credit, and SBA loans up to $5M with funding in as little as 24 hours.

BBB: NR

Profile signals: Established small businesses (1+ years operating) seeking $10K–$750K in working capital or expansion funding, Contractors, restaurants, and HVAC businesses with consistent revenue but limited traditional bank relationships

Trusted First Financial Solutions logo

Trusted First Financial Solutions

Faith-driven tax preparation and business credit service founded by entrepreneur Sarah Williams. Offers personalized tax returns, business mentorship, and credit building for individuals and small business owners.

BBB: NR

Profile signals: Small business owners seeking to separate business and personal credit profiles, Individuals and families wanting personalized tax preparation with deduction optimization