Compare 9 business loans companies serving Miami, Florida. Average rating: 4.4/5.
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Miami-based national finance lender offering business loans, commercial real estate financing, and hard money loans since 2005.
Best for: Small to mid-sized business owners seeking expansion capital or operating funds, Commercial real estate investors and developers seeking construction or development financing
Business Financial Consulting finances heavy equipment and construction machinery for businesses nationwide, offering loans up to $60M with rates from 6-9% for qualified applicants.
Best for: Construction contractors and businesses needing heavy equipment or machinery financing, Established businesses seeking to expand capacity without traditional bank requirements
Capital Prime Lending is a nationwide private money lender specializing in hard money loans for real estate investors, offering fix-and-flip, construction, bridge, DSCR, and multifamily financing with fast underwriting.
Best for: Real estate investors seeking hard money loans for fix-and-flip projects, Property developers needing construction or ground-up development financing
FBDC is a certified development company specializing in SBA 504 loans for small business real estate and equipment financing across Florida and the Southeast.
Best for: Small business owners purchasing commercial real estate or equipment with limited liquid capital, Veteran and military spouse entrepreneurs seeking affordable, long-term business financing
Funded Capital provides private lending for real estate investors, specializing in fix-and-flip loans, DSCR rentals, and new construction financing across 44 states.
Best for: Real estate investors seeking fix-and-flip or short-term investment property financing, Portfolio real estate investors needing to consolidate multiple property loans
Miami-based CDFI nonprofit providing micro loans, technical assistance, and business education to low-to-moderate income minority, women, and veteran entrepreneurs since 1989.
Best for: Low-to-moderate income minority entrepreneurs in Miami-Dade County seeking capital below traditional lending thresholds, Women and veteran business owners in South Florida requiring business education alongside financing
Miami-based national finance lender offering business loans, commercial real estate financing, and hard money loans since 2005.
Best for: Small to mid-sized business owners seeking expansion capital or operating funds, Commercial real estate investors and developers seeking construction or development financing
Business Financial Consulting finances heavy equipment and construction machinery for businesses nationwide, offering loans up to $60M with rates from 6-9% for qualified applicants.
Best for: Construction contractors and businesses needing heavy equipment or machinery financing, Established businesses seeking to expand capacity without traditional bank requirements
Capital Prime Lending is a nationwide private money lender specializing in hard money loans for real estate investors, offering fix-and-flip, construction, bridge, DSCR, and multifamily financing with fast underwriting.
Best for: Real estate investors seeking hard money loans for fix-and-flip projects, Property developers needing construction or ground-up development financing
FBDC is a certified development company specializing in SBA 504 loans for small business real estate and equipment financing across Florida and the Southeast.
Best for: Small business owners purchasing commercial real estate or equipment with limited liquid capital, Veteran and military spouse entrepreneurs seeking affordable, long-term business financing
Funded Capital provides private lending for real estate investors, specializing in fix-and-flip loans, DSCR rentals, and new construction financing across 44 states.
Best for: Real estate investors seeking fix-and-flip or short-term investment property financing, Portfolio real estate investors needing to consolidate multiple property loans
Miami-based CDFI nonprofit providing micro loans, technical assistance, and business education to low-to-moderate income minority, women, and veteran entrepreneurs since 1989.
Best for: Low-to-moderate income minority entrepreneurs in Miami-Dade County seeking capital below traditional lending thresholds, Women and veteran business owners in South Florida requiring business education alongside financing
Miami-based business lender offering lines of credit up to $2M, SBA loans, equipment financing, and alternative capital for businesses with varied credit profiles, with funding available in as little as 3 hours.
Best for: Trade and construction business owners needing equipment or working capital despite credit challenges, Healthcare professionals (doctors, dentists, veterinarians) seeking specialized financing through their IFundDoctors division
Greenbox Capital provides alternative small business funding from $3,000–$500,000 with approval in as little as 24 hours, serving over 100,000 businesses across the US, Puerto Rico, and Canada.
Best for: Established small businesses (5+ months operating) with $10,000+ monthly revenue seeking fast access to working capital, Merchants with consistent credit card sales who can use merchant cash advance repayment structures
Miami Bayside Foundation offers small business loans, workshops, and scholarships to support minority entrepreneurs and students in South Florida's economic development.
Best for: Minority-owned small business owners unable to secure traditional bank financing, Early-stage entrepreneurs seeking both capital and business education