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The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money orders, and MoneyGram services across Florida with over 30 years of operating history.
Data compiled from public sources
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The Check Cashing Store is an established financial services provider that has operated across Florida for over 30 years, with a physical location at 7275 NW 36th Street in Miami, FL 33166. The company is part of Dollar Financial Group, Inc., which operates multiple check-cashing and financial services brands across North America.
The store offers a comprehensive range of financial services beyond basic check cashing. Their primary offerings include check cashing (including mobile check cashing via app), payday loans ranging from $100 to $1,000 with terms of 7 to 90 days available both online and in-store, MoneyGram money transfer services, money orders, small business financial services, and Momentum prepaid Mastercard products. The payday loans are explicitly noted as short-term solutions and require prior credit approval.
The Check Cashing Store distinguishes itself through its extended operating history (30+ years), multiple service channels (physical store, online, and mobile app), flexible loan terms (7-90 days), and diverse service offerings beyond basic check cashing. The store maintains consistent hours Monday-Saturday (10 AM-7 PM weekdays, 9 AM-5 PM Saturday) and provides local customer service through a direct phone line (305-599-2367). Their prepaid card product is issued by The Bancorp Bank and distributed by InComm Financial Services, adding institutional credibility.
This is a straightforward check-cashing and short-term lending storefront. Consumers should note that payday loans, while available for flexible terms, are explicitly positioned as short-term financial solutions rather than long-term borrowing options. Standard fees apply and vary by state, with item fees charged per transaction. The company operates under appropriate licensing (MoneyGram NMLS #898432) and carries standard financial services compliance disclaimers regarding credit approval and state-specific regulations.
This is state-level context for Check Cashing & Money Services consumers in Miami, FL. It does not confirm that Check Cashing Store or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Check Cashing Store offers 8 services including Check cashing (in-store and mobile via app), Payday loans ($100-$1,000, 7-90 day terms, online and in-store), MoneyGram money transfer services, Money orders, Small business financial services, and 3 more.
Check Cashing Store has profile signals associated with Consumers needing immediate check cashing with same-day access in the Miami area, Short-term borrowers seeking payday loans with flexible repayment periods (7-90 days) rather than standard 2-week terms, Small business owners requiring check cashing, money orders, or basic financial services, International money transfer users sending funds via MoneyGram.
Key strengths: 30+ years of operating history in Florida, establishing long-term business stability; Flexible payday loan terms from 7 to 90 days (not just standard 2-week terms); Multiple access channels: in-store, online, and mobile app check cashing. Areas to consider: Payday loan limits capped at $1,000, insufficient for larger financial needs; Standard check-cashing fees apply with item fees that vary by state and specific transaction type.
In the Check Cashing & Money Services category, comparable providers include Check Cashing USA, Check Cashing USA, Check Cashing USA. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
The Check Cashing Store is profile signals for consumers in the Miami area who need quick check cashing, small short-term loans ($100-$1,000), or money transfer services. The primary caveat is that payday loans, while available in flexible 7-90 day terms, are explicitly positioned as short-term solutions only—the company's own disclosures warn that using these loans beyond 2-4 weeks becomes expensive, yet loan terms extend to 90 days, potentially encouraging longer-term repeat-borrowing cycles.
Check Cashing USA Hallandale Beach, Florida — Check Cashing USA offers check cashing, money orders, and wire transfers at their Hallandale Beach, FL loc...
Profile signals: Unbanked and underbanked individuals who are researching short-term cash access without a bank account, Workers with irregular pay schedules who need check cashing outside standard banking hours
Check Cashing USA Hialeah, Florida — Check Cashing USA offers check cashing, payday loans, installment loans, and prepaid debit cards at their Hialeah, ...
Profile signals: Unbanked or underbanked consumers in Hialeah needing quick check-cashing services, Workers with paychecks who cannot access traditional banks during business hours
Check Cashing USA offers check cashing, payday loans, installment loans, prepaid debit cards, money orders, and wire transfers at their Hialeah, FL location with extended hours.
Profile signals: Unbanked or underbanked workers needing immediate paycheck access without a bank account, Individuals without access to credit who face genuine emergencies requiring short-term cash access
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