Credit Unions Provider Profiles in Miami, FL

Review 12 listed credit unions profiles associated with Miami, Florida. Average stored Google rating where available: 3.9/5.

12 Listed Profiles 9 Google-rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Provider Profiles for Credit Unions

American Airlines Federal Credit Union logo

American Airlines Federal Credit Union

American Airlines Federal Credit Union is a credit union offering checking, savings, auto loans, mortgages, and credit cards primarily to American Airlines employees and their families.

5.0/5

Google rating from 67 reviews

BBB: NR

Profile signals: American Airlines employees and retirees seeking employer-affiliated financial services, Airline industry employees looking for auto financing with industry-specific rate claims to verify

Dade County Federal Credit Union logo

Dade County Federal Credit Union

Dade County Federal Credit Union is a member-owned credit union offering checking, savings, loans, and credit products to South Florida residents with rate claims to verify.

4.5/5

Google rating from 419 reviews

BBB: NR

Profile signals: South Florida residents seeking locally-focused community banking with member ownership benefits, Auto buyers looking for rate claims to verify and willing to use the Dade Auto Desk service to negotiate

People's Alliance Federal CU logo

People's Alliance Federal CU

People's Alliance Federal Credit Union (PAFCU) is a federally insured credit union offering deposit accounts, certificates, mortgages, and consumer loans with a routing number 226076135.

4.4/5

Google rating from 27 reviews

BBB: NR

Profile signals: Regional members seeking federally insured deposit accounts and local credit union services, Consumers with $250,000+ to deposit wanting tiered Money Market rates and relationship banking

Space Coast Credit Union | Lago Mar | Miami, FL logo

Space Coast Credit Union | Lago Mar | Miami, FL

Space Coast Credit Union's Lago Mar branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with branch and ATM access.

4.3/5

Google rating from 12 reviews

BBB: NR

Profile signals: Miami-area residents seeking full-service banking with extended drive-thru hours, Credit union-eligible members wanting comprehensive mortgage and auto lending products

Space Coast Credit Union | Calle Ocho | Miami, FL logo

Space Coast Credit Union | Calle Ocho | Miami, FL

Space Coast Credit Union's Calle Ocho branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with extended hours and drive-thru service.

4.2/5

Google rating from 26 reviews

BBB: NR

Profile signals: Miami-area residents seeking full-service credit union banking with extended drive-thru hours, First-time homebuyers interested in FHA, VA, or no down payment mortgage options

Miami Federal Credit Union logo

Miami Federal Credit Union

Federal credit union serving government employees in South Florida since 1954, offering checking, savings, loans, credit cards, and mortgages with NCUA regulation.

3.7/5

Google rating from 16 reviews

BBB: NR

Profile signals: Federal, state, or municipal government employees in South Florida seeking checking, savings, and loan products, Government employee families (spouses, dependents) qualifying for membership seeking full-service banking

Listed Credit Unions Profiles in Miami (12)

American Airlines Federal Credit Union logo

American Airlines Federal Credit Union

American Airlines Federal Credit Union is a credit union offering checking, savings, auto loans, mortgages, and credit cards primarily to American Airlines employees and their families.

5.0/5

Google rating from 67 reviews

BBB: NR

Profile signals: American Airlines employees and retirees seeking employer-affiliated financial services, Airline industry employees looking for auto financing with industry-specific rate claims to verify

Dade County Federal Credit Union logo

Dade County Federal Credit Union

Dade County Federal Credit Union is a member-owned credit union offering checking, savings, loans, and credit products to South Florida residents with rate claims to verify.

4.5/5

Google rating from 419 reviews

BBB: NR

Profile signals: South Florida residents seeking locally-focused community banking with member ownership benefits, Auto buyers looking for rate claims to verify and willing to use the Dade Auto Desk service to negotiate

People's Alliance Federal CU logo

People's Alliance Federal CU

People's Alliance Federal Credit Union (PAFCU) is a federally insured credit union offering deposit accounts, certificates, mortgages, and consumer loans with a routing number 226076135.

4.4/5

Google rating from 27 reviews

BBB: NR

Profile signals: Regional members seeking federally insured deposit accounts and local credit union services, Consumers with $250,000+ to deposit wanting tiered Money Market rates and relationship banking

Space Coast Credit Union | Lago Mar | Miami, FL logo

Space Coast Credit Union | Lago Mar | Miami, FL

Space Coast Credit Union's Lago Mar branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with branch and ATM access.

4.3/5

Google rating from 12 reviews

BBB: NR

Profile signals: Miami-area residents seeking full-service banking with extended drive-thru hours, Credit union-eligible members wanting comprehensive mortgage and auto lending products

Space Coast Credit Union | Calle Ocho | Miami, FL logo

Space Coast Credit Union | Calle Ocho | Miami, FL

Space Coast Credit Union's Calle Ocho branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with extended hours and drive-thru service.

4.2/5

Google rating from 26 reviews

BBB: NR

Profile signals: Miami-area residents seeking full-service credit union banking with extended drive-thru hours, First-time homebuyers interested in FHA, VA, or no down payment mortgage options

Miami Federal Credit Union logo

Miami Federal Credit Union

Federal credit union serving government employees in South Florida since 1954, offering checking, savings, loans, credit cards, and mortgages with NCUA regulation.

3.7/5

Google rating from 16 reviews

BBB: NR

Profile signals: Federal, state, or municipal government employees in South Florida seeking checking, savings, and loan products, Government employee families (spouses, dependents) qualifying for membership seeking full-service banking

Space Coast Credit Union | Miami, FL logo

Space Coast Credit Union | Miami, FL

Space Coast Credit Union is a Florida-based credit union offering checking, savings, mortgages, auto loans, and credit cards with multiple branch locations including Miami.

3.3/5

Google rating from 19 reviews

BBB: NR

Profile signals: Military members and first responders seeking listed Hero Loan programs, Florida residents seeking comprehensive mortgage products including government-backed loans

Space Coast Credit Union | Bird Road | Miami, FL logo

Space Coast Credit Union | Bird Road | Miami, FL

Space Coast Credit Union is a federally insured credit union offering checking, savings, mortgages, auto loans, and credit cards with multiple Florida branch locations.

3.1/5

Google rating from 32 reviews

BBB: NR

Profile signals: Florida residents seeking a full-service credit union with physical branches and extended drive-thru hours, Military members and first responders eligible for Hero Loans with potentially lower-cost listed terms

SFFCU, a Division of Guardians Credit Union logo

SFFCU, a Division of Guardians Credit Union

South Florida FCU is a credit union division offering checking, savings, loans, and certificates of deposit with rate claims to verify and member benefits.

2.8/5

Google rating from 50 reviews

BBB: NR

Profile signals: Credit union members seeking competitive certificate rates and fixed-rate home equity borrowing, Small business owners in South Florida looking for dedicated business checking accounts

AA Credit Union logo

AA Credit Union

AA Credit Union is a federally insured credit union offering checking, savings, auto loans, mortgages, and credit cards to members. Headquartered with a 90-year history, it serves individuals and businesses.

BBB: NR

Profile signals: Individuals seeking competitive auto financing with established credit history, Homebuyers comparing mortgage options with multiple term and rate structures

Dade County Federal Credit Union logo

Dade County Federal Credit Union

Dade County Federal Credit Union is a Miami-area member-owned credit union offering checking, savings, auto loans, personal loans, HELOCs, CDs, and business banking.

BBB: NR

Profile signals: Miami-Dade County residents who qualify for membership and want competitive auto loan rates, Members shopping for a vehicle who want a car-buying concierge plus discounted financing through D.A.D.

Electricians' Local 349 logo

Electricians' Local 349

IBEW Local Union 349 is a labor union representing electricians in South Florida since 1904, offering member benefits including insurance, pension, and financial services.

BBB: NR

Profile signals: Licensed electricians seeking union representation and comprehensive worker benefits, Electrical apprentices pursuing formal trade training and union membership