Compare 9 credit unions companies serving Miami, Florida. Average rating: 4.2/5.
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
American Airlines Federal Credit Union is a credit union offering checking, savings, auto loans, mortgages, and credit cards primarily to American Airlines employees and their families.
Best for: American Airlines employees and retirees seeking employer-affiliated financial services, Airline industry employees looking for auto financing with industry-specific competitive rates
Dade County Federal Credit Union is a member-owned credit union offering checking, savings, loans, and credit products to South Florida residents with competitive rates.
Best for: South Florida residents seeking locally-focused community banking with member ownership benefits, Auto buyers looking for competitive rates and willing to use the Dade Auto Desk service to negotiate
People's Alliance Federal Credit Union (PAFCU) is a federally insured credit union offering deposit accounts, certificates, mortgages, and consumer loans with a routing number 226076135.
Best for: Regional members seeking federally insured deposit accounts and local credit union services, Consumers with $250,000+ to deposit wanting tiered Money Market rates and relationship banking
Space Coast Credit Union's Calle Ocho branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with extended hours and drive-thru service.
Best for: Miami-area residents seeking full-service credit union banking with extended drive-thru hours, First-time homebuyers interested in FHA, VA, or no down payment mortgage options
Space Coast Credit Union's Lago Mar branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with branch and ATM access.
Best for: Miami-area residents seeking full-service banking with extended drive-thru hours, Credit union-eligible members wanting comprehensive mortgage and auto lending products
Federal credit union serving government employees in South Florida since 1954, offering checking, savings, loans, credit cards, and mortgages with NCUA regulation.
Best for: Federal, state, or municipal government employees in South Florida seeking checking, savings, and loan products, Government employee families (spouses, dependents) qualifying for membership seeking full-service banking
American Airlines Federal Credit Union is a credit union offering checking, savings, auto loans, mortgages, and credit cards primarily to American Airlines employees and their families.
Best for: American Airlines employees and retirees seeking employer-affiliated financial services, Airline industry employees looking for auto financing with industry-specific competitive rates
Dade County Federal Credit Union is a member-owned credit union offering checking, savings, loans, and credit products to South Florida residents with competitive rates.
Best for: South Florida residents seeking locally-focused community banking with member ownership benefits, Auto buyers looking for competitive rates and willing to use the Dade Auto Desk service to negotiate
People's Alliance Federal Credit Union (PAFCU) is a federally insured credit union offering deposit accounts, certificates, mortgages, and consumer loans with a routing number 226076135.
Best for: Regional members seeking federally insured deposit accounts and local credit union services, Consumers with $250,000+ to deposit wanting tiered Money Market rates and relationship banking
Space Coast Credit Union's Calle Ocho branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with extended hours and drive-thru service.
Best for: Miami-area residents seeking full-service credit union banking with extended drive-thru hours, First-time homebuyers interested in FHA, VA, or no down payment mortgage options
Space Coast Credit Union's Lago Mar branch in Miami offers full-service banking including checking, savings, mortgages, auto loans, and credit cards with branch and ATM access.
Best for: Miami-area residents seeking full-service banking with extended drive-thru hours, Credit union-eligible members wanting comprehensive mortgage and auto lending products
Federal credit union serving government employees in South Florida since 1954, offering checking, savings, loans, credit cards, and mortgages with NCUA regulation.
Best for: Federal, state, or municipal government employees in South Florida seeking checking, savings, and loan products, Government employee families (spouses, dependents) qualifying for membership seeking full-service banking
South Florida FCU is a credit union division offering checking, savings, loans, and certificates of deposit with competitive rates and member benefits.
Best for: Credit union members seeking competitive certificate rates and fixed-rate home equity borrowing, Small business owners in South Florida looking for dedicated business checking accounts
Space Coast Credit Union is a federally insured credit union offering checking, savings, mortgages, auto loans, and credit cards with multiple Florida branch locations.
Best for: Florida residents seeking a full-service credit union with physical branches and extended drive-thru hours, Military members and first responders eligible for Hero Loans with potentially favorable terms
Space Coast Credit Union is a Florida-based credit union offering checking, savings, mortgages, auto loans, and credit cards with multiple branch locations including Miami.
Best for: Military members and first responders seeking specialized Hero Loan programs, Florida residents seeking comprehensive mortgage products including government-backed loans