Compare 5 emergency cash companies serving Miami, Florida. Average rating: 2.8/5.
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Credex Auto Title Loans provides fast cash loans secured by vehicle equity in South Florida, with approval based on car value rather than credit score.
Best for: Borrowers with poor or limited credit history needing emergency cash, Vehicle owners with substantial equity seeking fast funding without credit evaluation
Credex offers car title loans in South Florida, lending up to $5,000 based on vehicle equity rather than credit score, with approval and same-day funding.
Best for: Consumers with poor or no credit history needing emergency cash quickly, Vehicle owners with significant equity seeking same-day or next-day funding
Car Title Loans Depot offers fast title loans secured by vehicle collateral, with APRs of 30%-35.99% and loan terms up to 60 months. Borrowers can keep and drive their vehicle while repaying.
Best for: Borrowers with immediate emergency cash needs who have exhausted other financing options and possess a paid-off or titled vehicle, Self-employed or gig workers without traditional employment verification who can document ability to repay and have vehicle collateral
Fast Payday Loans, Inc. offers payday advances up to $1,000 with same-day funding at their Miami location. Requires valid ID, recent pay stub, and active checking account.
Best for: Miami-area residents facing immediate cash emergencies with no access to traditional credit, Employed individuals with recent pay stubs who need cash before next paycheck
Miami-based auto title lender offering same-day cash loans based on vehicle appraisal value. Borrowers retain vehicle access while lender holds title as collateral.
Best for: Florida residents with vehicle equity who need emergency cash within hours, Borrowers with poor or no credit history who cannot qualify for traditional personal loans
Credex Auto Title Loans provides fast cash loans secured by vehicle equity in South Florida, with approval based on car value rather than credit score.
Best for: Borrowers with poor or limited credit history needing emergency cash, Vehicle owners with substantial equity seeking fast funding without credit evaluation
Credex offers car title loans in South Florida, lending up to $5,000 based on vehicle equity rather than credit score, with approval and same-day funding.
Best for: Consumers with poor or no credit history needing emergency cash quickly, Vehicle owners with significant equity seeking same-day or next-day funding
Car Title Loans Depot offers fast title loans secured by vehicle collateral, with APRs of 30%-35.99% and loan terms up to 60 months. Borrowers can keep and drive their vehicle while repaying.
Best for: Borrowers with immediate emergency cash needs who have exhausted other financing options and possess a paid-off or titled vehicle, Self-employed or gig workers without traditional employment verification who can document ability to repay and have vehicle collateral
Fast Payday Loans, Inc. offers payday advances up to $1,000 with same-day funding at their Miami location. Requires valid ID, recent pay stub, and active checking account.
Best for: Miami-area residents facing immediate cash emergencies with no access to traditional credit, Employed individuals with recent pay stubs who need cash before next paycheck
Miami-based auto title lender offering same-day cash loans based on vehicle appraisal value. Borrowers retain vehicle access while lender holds title as collateral.
Best for: Florida residents with vehicle equity who need emergency cash within hours, Borrowers with poor or no credit history who cannot qualify for traditional personal loans