Bankruptcy Services Provider Profiles in Miami, FL

Review 7 listed bankruptcy services profiles associated with Miami, Florida. Average stored Google rating where available: 4.7/5.

7 Listed Profiles 5 Google-rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Provider Profiles for Bankruptcy Services

Peraza Law, P.A logo

Peraza Law, P.A

Miami-based bankruptcy law firm offering Chapter 7 & 13 filing, foreclosure defense, and debt-related litigation with free initial consultations since 2018.

5.0/5

Google rating from 193 reviews

BBB: NR

Profile signals: South Florida consumers filing Chapter 7 or Chapter 13 bankruptcy who want free initial consultation, Individuals facing foreclosure, garnishment, or credit card lawsuits seeking debt defense representation

Patrick Cordero - Abogado de Bancarrota, Miami logo

Patrick Cordero - Abogado de Bancarrota, Miami

Miami-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, foreclosure defense, and family law with a 50+ person staff.

4.9/5

Google rating from 1,575 reviews

BBB: NR

Profile signals: Miami-Dade and Broward County residents facing Chapter 7 or Chapter 13 bankruptcy filing, Spanish-speaking consumers who prefer legal representation in their native language

Shmucher Law, PL logo

Shmucher Law, PL

Florida-based bankruptcy and debt defense law firm offering Chapter 7, Chapter 13, and litigation services against creditors and debt collectors.

4.9/5

Google rating from 240 reviews

BBB: NR

Profile signals: Florida residents with substantial unsecured debt (credit cards, medical bills) considering Chapter 7 or Chapter 13 bankruptcy, Individuals being actively sued by creditors or junk debt buyers seeking litigation defense

The Law Office of Julia Kefalinos P.A. logo

The Law Office of Julia Kefalinos P.A.

Miami-based bankruptcy and criminal defense law firm led by Julia Kefalinos, offering Chapter 7, 11, and 13 bankruptcy filing, debt relief, and criminal defense services.

4.9/5

Google rating from 48 reviews

BBB: NR

Profile signals: Miami-Dade and Broward County residents facing foreclosure or wage garnishment who seek immediate legal intervention, Multilingual Spanish, Greek, German, or French speakers needing bankruptcy representation in South Florida

Kingcade Garcia McMaken logo

Kingcade Garcia McMaken

Miami-based bankruptcy law firm specializing exclusively in Chapter 7 and Chapter 13 filings since 1996. Led by Attorney Timothy Kingcade, a CPA with prior experience at U.S. Bankruptcy Courts.

4.0/5

Google rating from 295 reviews

BBB: NR

Profile signals: Miami-area residents with Chapter 7 or Chapter 13 bankruptcy needs, Spanish-speaking clients requiring legal bankruptcy representation

Listed Bankruptcy Services Profiles in Miami (7)

Peraza Law, P.A logo

Peraza Law, P.A

Miami-based bankruptcy law firm offering Chapter 7 & 13 filing, foreclosure defense, and debt-related litigation with free initial consultations since 2018.

5.0/5

Google rating from 193 reviews

BBB: NR

Profile signals: South Florida consumers filing Chapter 7 or Chapter 13 bankruptcy who want free initial consultation, Individuals facing foreclosure, garnishment, or credit card lawsuits seeking debt defense representation

Patrick Cordero - Abogado de Bancarrota, Miami logo

Patrick Cordero - Abogado de Bancarrota, Miami

Miami-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, foreclosure defense, and family law with a 50+ person staff.

4.9/5

Google rating from 1,575 reviews

BBB: NR

Profile signals: Miami-Dade and Broward County residents facing Chapter 7 or Chapter 13 bankruptcy filing, Spanish-speaking consumers who prefer legal representation in their native language

Shmucher Law, PL logo

Shmucher Law, PL

Florida-based bankruptcy and debt defense law firm offering Chapter 7, Chapter 13, and litigation services against creditors and debt collectors.

4.9/5

Google rating from 240 reviews

BBB: NR

Profile signals: Florida residents with substantial unsecured debt (credit cards, medical bills) considering Chapter 7 or Chapter 13 bankruptcy, Individuals being actively sued by creditors or junk debt buyers seeking litigation defense

The Law Office of Julia Kefalinos P.A. logo

The Law Office of Julia Kefalinos P.A.

Miami-based bankruptcy and criminal defense law firm led by Julia Kefalinos, offering Chapter 7, 11, and 13 bankruptcy filing, debt relief, and criminal defense services.

4.9/5

Google rating from 48 reviews

BBB: NR

Profile signals: Miami-Dade and Broward County residents facing foreclosure or wage garnishment who seek immediate legal intervention, Multilingual Spanish, Greek, German, or French speakers needing bankruptcy representation in South Florida

Kingcade Garcia McMaken logo

Kingcade Garcia McMaken

Miami-based bankruptcy law firm specializing exclusively in Chapter 7 and Chapter 13 filings since 1996. Led by Attorney Timothy Kingcade, a CPA with prior experience at U.S. Bankruptcy Courts.

4.0/5

Google rating from 295 reviews

BBB: NR

Profile signals: Miami-area residents with Chapter 7 or Chapter 13 bankruptcy needs, Spanish-speaking clients requiring legal bankruptcy representation

Nowack & Olson, PLLC logo

Nowack & Olson, PLLC

Miami-based bankruptcy law firm with multiple Florida locations, offering Chapter 7 and Chapter 13 bankruptcy representation and free consultations.

BBB: NR

Profile signals: South Florida residents seeking free bankruptcy consultations without geographic barriers, Individuals filing Chapter 7 or Chapter 13 bankruptcy in Miami-Dade, Broward, or Palm Beach counties

qwikfile logo

qwikfile

Online Chapter 7 bankruptcy filing service offering DIY form completion and court submission for a flat $249 fee, created by former bankruptcy attorneys and trustees.

BBB: NR

Profile signals: Consumers with straightforward financial situations and clear Chapter 7 eligibility seeking low-cost filing, Individuals facing immediate financial pressure (wage garnishment, collections) who need fast filing