Personal Loans Provider Profiles in Miami, FL

Review 10 listed personal loans profiles associated with Miami, Florida. Average stored Google rating where available: 4.6/5.

10 Listed Profiles 2 Google-rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Provider Profiles for Personal Loans

OneMain Financial logo

OneMain Financial

OneMain Financial Miami, FL — OneMain Financial is a personal loan lender offering fixed-rate loans from $1,500–$30,000 with terms of 24–60 months. They...

4.7/5

Google rating from 356 reviews

BBB: NR

Profile signals: Borrowers with fair-to-good credit seeking debt consolidation with fixed payments and branch-based service, Consumers needing $1,500–$30,000 who prefer in-person loan staff context consultation and rapid funding

Community Choice Financial logo

Community Choice Financial

Community Choice Financial is a personal loan lender operating across Mississippi locations, offering financial services to help customers reach their goals with convenient access and customer support.

4.5/5

Google rating from 57 reviews

BBB: NR

Profile signals: Mississippi residents seeking in-person loan consultations and local banking relationships, Borrowers who prefer to visit physical locations before applying

Listed Personal Loans Profiles in Miami (10)

OneMain Financial logo

OneMain Financial

OneMain Financial Miami, FL — OneMain Financial is a personal loan lender offering fixed-rate loans from $1,500–$30,000 with terms of 24–60 months. They...

4.7/5

Google rating from 356 reviews

BBB: NR

Profile signals: Borrowers with fair-to-good credit seeking debt consolidation with fixed payments and branch-based service, Consumers needing $1,500–$30,000 who prefer in-person loan staff context consultation and rapid funding

Community Choice Financial logo

Community Choice Financial

Community Choice Financial is a personal loan lender operating across Mississippi locations, offering financial services to help customers reach their goals with convenient access and customer support.

4.5/5

Google rating from 57 reviews

BBB: NR

Profile signals: Mississippi residents seeking in-person loan consultations and local banking relationships, Borrowers who prefer to visit physical locations before applying

D & F Lending Corporation logo

D & F Lending Corporation

D & F Lending Corporation is a Florida-based personal loan lender established in 2006, operating as an active profit corporation with consistent annual compliance filings.

BBB: NR

Profile signals: Borrowers seeking personal loans from an established, state-registered Florida lender with 20+ year history, Consumers in Miami or Florida who prefer local lending institutions with documented compliance records

Drive Now Auto Finance LLC logo

Drive Now Auto Finance LLC

Drive Now Auto Finance provides auto loans for car buyers with less-than-perfect credit, offering fast pre-approval and rate claims to verify with multilingual support.

BBB: NR

Profile signals: Non-prime credit borrowers (bad or fair credit) seeking auto financing when traditional banks deny applications, Spanish and Portuguese-speaking car buyers in Hispanic/Portuguese diaspora communities seeking culturally relevant lending support

Miami Mortgage Brokers logo

Miami Mortgage Brokers

OnMortgage LLC (DBA Miami Mortgage Brokers) is a licensed wholesale mortgage brokerage connecting FL borrowers with multiple lenders for home purchase and refinance loans.

BBB: NR

Profile signals: Self-employed borrowers who cannot document income through traditional W-2s or tax returns, Real estate investors seeking DSCR loans based on rental income rather than personal income

OneMain Financial logo

OneMain Financial

OneMain Financial Miami, Florida — OneMain Financial is a personal loan lender offering secured and unsecured loans from $1,500–$30,000 with fixed rates...

BBB: NR

Profile signals: Borrowers with fair/poor credit seeking accessible personal loans with listed fixed payments, Consumers preferring in-person interaction with loan staff context before committing to debt

Oportun logo

Oportun

Oportun Miami, Florida — Oportun offers personal loans with flexible payment options at hundreds of retail locations including grocery stores and pharma...

BBB: NR

Profile signals: Consumers without traditional bank accounts seeking convenient cash payment options, Borrowers in underserved areas with physical Oportun locations but limited online banking access

Prestadito Cash logo

Prestadito Cash

Prestadito Cash offers personal loans, auto loans, and financial services with flexible payment terms and frequencies. Based in Florida with quick application and approval processes.

BBB: NR

Profile signals: Spanish-speaking borrowers seeking personal loans with flexible payment options, Employees of partner companies and merchants with institutional relationships

Stonebridge Financial logo

Stonebridge Financial

Stonebridge Financial offers personal loans primarily for debt consolidation, with a soft-pull inquiry process and flexible eligibility criteria across credit profiles.

BBB: NR

Profile signals: Borrowers with poor or fair credit (below 660) seeking debt consolidation who are rejected by traditional lenders, Self-employed or military personnel whose income verification differs from W-2 employees

Uplift Services Plus logo

Uplift Services Plus

Upgrade Inc. offers personal loans through a flexible payment platform (Uplift Services Plus) with online account management and customer support via phone and email.

BBB: NR

Profile signals: Existing Upgrade/Uplift loan customers managing their accounts, Borrowers seeking flexible repayment options for personal loans