Compare 20 credit repair companies serving Miami, Florida. Average rating: 4.4/5.
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
A Plus Credit Services is a Miami-based credit repair firm claiming 10,000+ clients and 1,400+ Google reviews. Not BBB accredited. Consumers should verify credentials and compare against established national credit repair providers.
Best for: South Florida residents seeking local credit repair with bilingual services, Consumers with inaccurate items on credit reports who want professional dispute assistance
Colston Advisors is a credit repair provider based in Miami, Florida. Rated 4.9/5 with 229 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Miami, Florida looking for credit repair services, People who prefer working with a local credit repair provider
Veteran-owned Miami credit repair firm with tiered plans from $49.99/mo, same-day dispute filing, dedicated credit coaches, and a 90-day money-back guarantee.
Best for: South Florida residents who want a local, hands-on credit repair team, Veterans and active-duty military seeking a veteran-owned firm with applicable discounts
All About Credit Repair is a credit restoration agency helping individuals dispute inaccuracies and remove negative items from credit reports to rebuild financial reputation.
Best for: Individuals with errors or inaccuracies on credit reports seeking professional dispute assistance, People rebuilding credit after financial hardship or major negative events
BH Credit Solution is a credit repair company offering dispute assistance, credit analysis, and monitoring services to help clients improve credit scores and remove negative items from credit reports.
Best for: Consumers with disputed or inaccurate negative items on their credit reports seeking professional dispute assistance, Individuals overwhelmed by credit issues who prefer guided education and ongoing communication throughout the process
Captain Credit LLC disputes inaccurate negative items on credit reports using legal methods. They offer unlimited disputes and deletions for a flat monthly fee rather than per-item charges.
Best for: Consumers with multiple negative items on credit reports (collections, late payments, charge-offs) seeking unlimited dispute capability, Those who want transparent flat-fee pricing rather than per-deletion charges
A Plus Credit Services is a Miami-based credit repair firm claiming 10,000+ clients and 1,400+ Google reviews. Not BBB accredited. Consumers should verify credentials and compare against established national credit repair providers.
Best for: South Florida residents seeking local credit repair with bilingual services, Consumers with inaccurate items on credit reports who want professional dispute assistance
Colston Advisors is a credit repair provider based in Miami, Florida. Rated 4.9/5 with 229 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Miami, Florida looking for credit repair services, People who prefer working with a local credit repair provider
Veteran-owned Miami credit repair firm with tiered plans from $49.99/mo, same-day dispute filing, dedicated credit coaches, and a 90-day money-back guarantee.
Best for: South Florida residents who want a local, hands-on credit repair team, Veterans and active-duty military seeking a veteran-owned firm with applicable discounts
All About Credit Repair is a credit restoration agency helping individuals dispute inaccuracies and remove negative items from credit reports to rebuild financial reputation.
Best for: Individuals with errors or inaccuracies on credit reports seeking professional dispute assistance, People rebuilding credit after financial hardship or major negative events
BH Credit Solution is a credit repair company offering dispute assistance, credit analysis, and monitoring services to help clients improve credit scores and remove negative items from credit reports.
Best for: Consumers with disputed or inaccurate negative items on their credit reports seeking professional dispute assistance, Individuals overwhelmed by credit issues who prefer guided education and ongoing communication throughout the process
Captain Credit LLC disputes inaccurate negative items on credit reports using legal methods. They offer unlimited disputes and deletions for a flat monthly fee rather than per-item charges.
Best for: Consumers with multiple negative items on credit reports (collections, late payments, charge-offs) seeking unlimited dispute capability, Those who want transparent flat-fee pricing rather than per-deletion charges
Unable to verify: Website returns 403 Forbidden error, preventing assessment of Credit Professional Services' actual services, pricing, and legitimacy.
Best for: Consumers in Miami, Florida looking for credit repair services, People who prefer working with a local credit repair provider
Credit Repair Ease disputes inaccurate items on credit reports and provides credit monitoring, debt validation, and financial goal planning to help consumers rebuild their credit scores.
Best for: Consumers with inaccurate or unverifiable negative items on their credit reports who want professional dispute assistance, Individuals planning major financial moves (home purchase, auto loan) and needing credit score improvement guidance
Miami-based credit repair firm founded 2012. Disputes inaccurate items across all 3 bureaus using a pay-per-deletion model — no monthly fees.
Best for: Florida consumers with multiple specific negative items (collections, charge-offs, repossessions) who want to pay only for verified results, Business owners in South Florida seeking to establish or repair business credit profiles
Miami-based credit management firm offering personal and business credit repair services by appointment. Operates Monday-Friday with online booking via Square.
Best for: Miami-area residents seeking in-person credit repair consultation, Small business owners needing help building or repairing business credit profiles
Unable to verify — website returns 403 Forbidden error, blocking access to company information, services, and credentials.
Best for: Consumers unable to verify the company's legitimacy before engagement (NOT recommended), Users specifically seeking Miami-area credit repair (if company is operational)
Miami-based credit repair firm disputing errors with Equifax, Experian, and TransUnion since 2007. Offers free credit analysis and tax preparation services.
Best for: South Florida residents with credit report errors, collections, charge-offs, or bankruptcies who prefer a locally operated, relationship-based firm, Miami-Dade consumers preparing to apply for a mortgage or auto loan and needing targeted score improvement
The Credit Goats is a credit repair company that disputes inaccurate negative items on credit reports using the Fair Credit Reporting Act (FCRA) to help consumers improve their credit scores.
Best for: Consumers with inaccurate, outdated, or erroneous items on their credit reports who want professional dispute assistance, People with multiple negative items (collections, charge-offs, hard inquiries) seeking coordinated removal efforts
US Trust Credit Repair LLC disputes negative items and errors on credit reports through certified mail to creditors and credit bureaus, with no upfront fees and monthly pricing starting at $100–$150.
Best for: Consumers with multiple negative accounts (late payments, charge-offs, collections) who want structured dispute assistance without paying upfront, People with disputed or inaccurate credit report entries who prefer phone-based guidance and professional correspondence
Miami-based credit repair company with 20+ years experience that disputes inaccurate items on credit reports through manual processes and personalized monthly recommendations.
Best for: Spanish-speaking consumers in Miami and surrounding areas seeking personalized credit dispute assistance, Individuals with multiple inaccurate negative items (collections, late payments, repossessions) willing to work over several months
Dispute Nation is a credit repair company that disputes errors and inaccuracies on credit reports through personalized dispute letters and ongoing credit counseling.
Best for: Consumers with specific errors or inaccuracies on credit reports they believe can be successfully disputed, Individuals seeking guided credit repair with dedicated support and personalized education
Executive Credits is a Miami-based credit repair company specializing in disputing negative items and inaccuracies on credit reports to help clients rebuild their financial standing.
Best for: Consumers with collections, charge-offs, or tax liens seeking professional dispute assistance, People willing to commit to ongoing credit monitoring as part of comprehensive credit restoration
Unable to verify company profile. Website returns 403 Forbidden error, preventing access to service details, pricing, or legitimacy verification.
Best for: Consumers in Miami, Florida looking for credit repair services, People who prefer working with a local credit repair provider
Safe Credit Solutions is a Miami-based credit repair firm. 4.9 Google rating from 2,900+ reviews BUT BBB shows 1/5 stars with serious complaints about unauthorized charges and difficulty canceling services.
Best for: Consumers in the Miami area seeking Spanish-English bilingual credit repair services, Individuals with credit report errors who want local, in-person credit repair consultation
Crown Credit Pro disputes inaccurate items on credit reports using dedicated professionals rather than software, charging flat fees of $2,500–$4,000 for three-bureau credit repair.
Best for: Consumers with multiple inaccurate items on credit reports who prefer personalized professional representation, Homebuyers seeking credit repair before applying for mortgages with access to the company's broker network