Debt Relief Provider Profiles in Miami, FL

Review 7 listed debt relief profiles associated with Miami, Florida. Average stored Google rating where available: 5.0/5.

7 Listed Profiles 2 Google-rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Provider Profiles for Debt Relief

Freedom Debt Resolutions logo

Freedom Debt Resolutions

Freedom Debt Resolutions specializes in merchant cash advance (MCA) debt settlement for small to mid-sized businesses carrying $40K+ in debt, negotiating reductions up to 60%.

5.0/5

Google rating from 23 reviews

BBB: NR

Profile signals: Small business owners with $40K+ in merchant cash advance debt and declining cash flow, Businesses facing collection calls, frozen accounts, or potential lawsuits from MCA lenders

Master Credit Report logo

Master Credit Report

Family-owned debt settlement and credit counseling company founded in 2002, offering negotiation services, debt consolidation, and credit monitoring to help consumers resolve outstanding debt.

4.9/5

Google rating from 38 reviews

BBB: NR

Profile signals: Consumers with $5,000-$100,000+ in unsecured debt seeking negotiated settlement, Individuals who prefer personalized one-on-one counseling over self-directed debt management

Listed Debt Relief Profiles in Miami (7)

Freedom Debt Resolutions logo

Freedom Debt Resolutions

Freedom Debt Resolutions specializes in merchant cash advance (MCA) debt settlement for small to mid-sized businesses carrying $40K+ in debt, negotiating reductions up to 60%.

5.0/5

Google rating from 23 reviews

BBB: NR

Profile signals: Small business owners with $40K+ in merchant cash advance debt and declining cash flow, Businesses facing collection calls, frozen accounts, or potential lawsuits from MCA lenders

Master Credit Report logo

Master Credit Report

Family-owned debt settlement and credit counseling company founded in 2002, offering negotiation services, debt consolidation, and credit monitoring to help consumers resolve outstanding debt.

4.9/5

Google rating from 38 reviews

BBB: NR

Profile signals: Consumers with $5,000-$100,000+ in unsecured debt seeking negotiated settlement, Individuals who prefer personalized one-on-one counseling over self-directed debt management

BrightBay Legal Funding logo

BrightBay Legal Funding

BrightBay Legal Funding provides pre-settlement legal funding (non-recourse cash advances) to plaintiffs awaiting case resolution, with no repayment required if the case is lost.

BBB: NR

Profile signals: Personal injury plaintiffs with strong cases awaiting settlement who face urgent expense context, Litigation plaintiffs (civil suits) with attorney representation who need short-term cash bridge

Debt Consolidation US logo

Debt Consolidation US

Debt Consolidation US offers free debt consolidation and credit card consolidation services in Miami, Florida, connecting consumers with debt professionals to reduce payments and avoid bankruptcy.

BBB: NR

Profile signals: Miami and Florida residents with $10K-$100K+ in credit card debt seeking consolidation options, Consumers overwhelmed by multiple creditors who want free initial guidance before committing

Holland Law Group, P.A. logo

Holland Law Group, P.A.

Florida consumer law firm providing attorney-led bankruptcy, debt defense, and foreclosure defense across the state. Free initial consultation available.

BBB: A+

Profile signals: Florida residents facing Chapter 7 or Chapter 13 bankruptcy, Homeowners in foreclosure seeking legal defense or loan modification

Loanosity logo

Loanosity

Miami-based debt consolidation lender offering unsecured personal loans with fixed rates to combine multiple debts into single monthly payments through an online application process.

BBB: NR

Profile signals: Borrowers with multiple outstanding debts seeking to consolidate into single monthly payments, Credit-eligible individuals without collateral willing to take on unsecured personal loans

Skyline Financial logo

Skyline Financial

Skyline Financial is a debt consulting firm that matches consumers with lenders and debt settlement providers to consolidate debt, restructure payments, and reduce interest rates.

BBB: NR

Profile signals: Consumers with $10,000+ in high-interest debt seeking consolidation or restructuring options, Individuals who prefer working with a matching service rather than directly contacting multiple lenders