Best Bankruptcy Services in Phoenix, AZ

Compare 9 bankruptcy services companies serving Phoenix, Arizona. Average rating: 4.4/5.

9 Companies 9 Rated Payday: Banned

Arizona Lending Regulations

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Usury cap: 36% APR cap on consumer loans; payday lending banned since 2010 Agency: Arizona Attorney General Consumer Protection Division

Top-Rated Bankruptcy Services

Concordia Legal Advisors logo

Concordia Legal Advisors

Phoenix-based law firm specializing in bankruptcy counsel, debt negotiation, consumer litigation defense, and FDCPA violation claims.

4.5/5
Free BBB: NR

Best for: Consumers facing active creditor lawsuits or aggressive debt collection who need immediate litigation defense, Individuals uncertain whether bankruptcy is necessary and seeking attorney counsel on alternatives like debt negotiation

Law Office of D.L. Drain, P.A. logo

Law Office of D.L. Drain, P.A.

Arizona bankruptcy attorney offering personalized Chapter 7 and Chapter 13 filing services, foreclosure assistance, and free consultations since 1991.

4.5/5
Free BBB: NR

Best for: Arizona residents facing foreclosure or trustee sales seeking legal defense, Individuals and small business owners wanting personalized bankruptcy planning rather than mass-market processing

Arizona Zero Down Bankruptcy logo

Arizona Zero Down Bankruptcy

Phoenix-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with $0 down payment options and payment plans for Arizona residents.

4.4/5
Contact BBB: NR

Best for: Arizona residents facing Chapter 7 or Chapter 13 bankruptcy who cannot afford upfront attorney fees, Individuals experiencing wage garnishment, foreclosure, repossession, or creditor harassment seeking immediate debt relief

Hilltop Law Firm logo

Hilltop Law Firm

Arizona bankruptcy law firm specializing in Chapter 7, Chapter 13, and debt settlement services led by attorney Cy Hainey with 22+ years of financial experience.

4.4/5
Contact BBB: NR

Best for: Arizona residents facing wage garnishment, foreclosure, or eviction seeking immediate legal intervention, Debtors with multiple credit card and medical debts considering Chapter 7 liquidation

Leonard V. Sominsky, ESQ., PC logo

Leonard V. Sominsky, ESQ., PC

Phoenix-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and foreclosure defense for individuals and small businesses since 2000.

4.4/5
Contact BBB: NR

Best for: Arizona residents facing wage garnishment, foreclosure, or significant unsecured debt seeking full legal representation, Small business owners and self-employed individuals in Arizona dealing with business-related debt

Stone Law Group logo

Stone Law Group

Phoenix-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt collector lawsuits, and foreclosure defense led by attorney Shawn Louis Stone.

4.4/5
Contact BBB: NR

Best for: Phoenix-area residents facing wage garnishment, foreclosure, or repossession who need attorney-led bankruptcy representation, Homeowners considering short sales or foreclosure defense who benefit from attorney's real estate licensing and expertise

All Bankruptcy Services in Phoenix (9)

Concordia Legal Advisors logo

Concordia Legal Advisors

Phoenix-based law firm specializing in bankruptcy counsel, debt negotiation, consumer litigation defense, and FDCPA violation claims.

4.5/5
Free BBB: NR

Best for: Consumers facing active creditor lawsuits or aggressive debt collection who need immediate litigation defense, Individuals uncertain whether bankruptcy is necessary and seeking attorney counsel on alternatives like debt negotiation

Law Office of D.L. Drain, P.A. logo

Law Office of D.L. Drain, P.A.

Arizona bankruptcy attorney offering personalized Chapter 7 and Chapter 13 filing services, foreclosure assistance, and free consultations since 1991.

4.5/5
Free BBB: NR

Best for: Arizona residents facing foreclosure or trustee sales seeking legal defense, Individuals and small business owners wanting personalized bankruptcy planning rather than mass-market processing

Arizona Zero Down Bankruptcy logo

Arizona Zero Down Bankruptcy

Phoenix-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with $0 down payment options and payment plans for Arizona residents.

4.4/5
Contact BBB: NR

Best for: Arizona residents facing Chapter 7 or Chapter 13 bankruptcy who cannot afford upfront attorney fees, Individuals experiencing wage garnishment, foreclosure, repossession, or creditor harassment seeking immediate debt relief

Hilltop Law Firm logo

Hilltop Law Firm

Arizona bankruptcy law firm specializing in Chapter 7, Chapter 13, and debt settlement services led by attorney Cy Hainey with 22+ years of financial experience.

4.4/5
Contact BBB: NR

Best for: Arizona residents facing wage garnishment, foreclosure, or eviction seeking immediate legal intervention, Debtors with multiple credit card and medical debts considering Chapter 7 liquidation

Leonard V. Sominsky, ESQ., PC logo

Leonard V. Sominsky, ESQ., PC

Phoenix-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and foreclosure defense for individuals and small businesses since 2000.

4.4/5
Contact BBB: NR

Best for: Arizona residents facing wage garnishment, foreclosure, or significant unsecured debt seeking full legal representation, Small business owners and self-employed individuals in Arizona dealing with business-related debt

Stone Law Group logo

Stone Law Group

Phoenix-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt collector lawsuits, and foreclosure defense led by attorney Shawn Louis Stone.

4.4/5
Contact BBB: NR

Best for: Phoenix-area residents facing wage garnishment, foreclosure, or repossession who need attorney-led bankruptcy representation, Homeowners considering short sales or foreclosure defense who benefit from attorney's real estate licensing and expertise

Vet Your Credit logo

Vet Your Credit

Phoenix-based law firm specializing in bankruptcy filings, credit repair, and debt settlement with free initial consultations and FCRA-based credit dispute services.

4.4/5
Contact BBB: NR

Best for: Bankruptcy filers in Arizona seeking integrated legal representation for both debt elimination and credit repair, Consumers who have suffered documented identity theft or credit bureau negligence and have FCRA liability claims

Wright Law Offices: Phoenix Bankruptcy Attorney logo

Wright Law Offices: Phoenix Bankruptcy Attorney

Phoenix-based bankruptcy law firm specializing in Chapter 7, 13, and 11 filings with 10+ years of experience. Offers free consultations and handles foreclosure, repossession, and debt settlement cases.

4.4/5
Contact BBB: NR

Best for: Arizona residents facing Chapter 7 or Chapter 13 bankruptcy who prefer direct attorney consultation and personalized service, Homeowners seeking foreclosure prevention or those facing repossession who want legal guidance from an accounting-trained attorney

Oswalt Law Group logo

Oswalt Law Group

Arizona-based law firm offering bankruptcy, criminal defense, DUI, and personal injury representation with free case evaluations and hands-on attorney support.

4.3/5
Contact BBB: NR

Best for: Arizona residents (Phoenix, Peoria, Tempe, Tucson areas) seeking bankruptcy representation with personal attorney attention, Consumers who prioritize post-representation accessibility and ongoing support from their legal team