Best Credit Repair in Phoenix, AZ

Compare 6 credit repair companies serving Phoenix, Arizona. Average rating: 4.4/5.

6 Companies 6 Rated Payday: Banned

Arizona Lending Regulations

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Usury cap: 36% APR cap on consumer loans; payday lending banned since 2010 Agency: Arizona Attorney General Consumer Protection Division

Top-Rated Credit Repair

C&E Credit Solutions logo

C&E Credit Solutions

C&E Credit Solutions is a credit repair provider based in Phoenix, Arizona. Rated 4.9/5 with 114 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Phoenix, Arizona looking for credit repair services, People who prefer working with a local credit repair provider

Credit Repair Gurus Phoenix AZ logo

Credit Repair Gurus Phoenix AZ

Go Clean Credit offers personalized credit repair and restoration services in Phoenix, AZ, using a client-centered approach that combines dispute resolution with credit education.

4.4/5
Free BBB: NR

Best for: Phoenix-area residents seeking in-person or local credit repair services, Budget-conscious consumers willing to start with the free DIY app before committing to paid services

CreditUP & Co. logo

CreditUP & Co.

CreditUP & Co is a Phoenix-based credit repair service offering credit report audits and dispute services to help clients repair and build positive credit history.

4.4/5
Free BBB: NR

Best for: Consumers with negative items on credit reports seeking professional dispute assistance, Individuals wanting to understand credit mechanics alongside repair services

Next Gen Credit Solutions logo

Next Gen Credit Solutions

Next Gen Credit Solutions disputes inaccurate negative items on credit reports under FCRA guidelines. They target collections, charge-offs, bankruptcies, and other damaging accounts for removal.

4.4/5
Free BBB: NR

Best for: Consumers with multiple negative accounts (collections, charge-offs, late payments) who believe items are inaccurate or outdated, Individuals seeking professional dispute filing without handling correspondence with bureaus directly

Fast Track Specialists logo

Fast Track Specialists

Fast Track Specialists offers credit repair services through legally compliant dispute strategies targeting inaccurate items on credit reports. They claim customized approaches and results-driven processes backed by FCRA and FDCPA knowledge.

4.3/5
Free BBB: NR

Best for: Consumers with inaccurate or unverifiable negative items on their credit reports seeking professional dispute assistance, Individuals seeking credit repair combined with financial education rather than score-only fixes

Anytime Credit Repair logo

Anytime Credit Repair

Anytime Credit Repair is a Phoenix-based credit repair company offering dispute services and credit restoration solutions to help consumers address negative items on their credit reports.

4.1/5
Contact BBB: NR

Best for: Arizona-based consumers seeking in-person credit repair consultation and dispute services, Individuals with errors on their credit reports looking for professional dispute assistance

All Credit Repair in Phoenix (6)

C&E Credit Solutions logo

C&E Credit Solutions

C&E Credit Solutions is a credit repair provider based in Phoenix, Arizona. Rated 4.9/5 with 114 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Phoenix, Arizona looking for credit repair services, People who prefer working with a local credit repair provider

Credit Repair Gurus Phoenix AZ logo

Credit Repair Gurus Phoenix AZ

Go Clean Credit offers personalized credit repair and restoration services in Phoenix, AZ, using a client-centered approach that combines dispute resolution with credit education.

4.4/5
Free BBB: NR

Best for: Phoenix-area residents seeking in-person or local credit repair services, Budget-conscious consumers willing to start with the free DIY app before committing to paid services

CreditUP & Co. logo

CreditUP & Co.

CreditUP & Co is a Phoenix-based credit repair service offering credit report audits and dispute services to help clients repair and build positive credit history.

4.4/5
Free BBB: NR

Best for: Consumers with negative items on credit reports seeking professional dispute assistance, Individuals wanting to understand credit mechanics alongside repair services

Next Gen Credit Solutions logo

Next Gen Credit Solutions

Next Gen Credit Solutions disputes inaccurate negative items on credit reports under FCRA guidelines. They target collections, charge-offs, bankruptcies, and other damaging accounts for removal.

4.4/5
Free BBB: NR

Best for: Consumers with multiple negative accounts (collections, charge-offs, late payments) who believe items are inaccurate or outdated, Individuals seeking professional dispute filing without handling correspondence with bureaus directly

Fast Track Specialists logo

Fast Track Specialists

Fast Track Specialists offers credit repair services through legally compliant dispute strategies targeting inaccurate items on credit reports. They claim customized approaches and results-driven processes backed by FCRA and FDCPA knowledge.

4.3/5
Free BBB: NR

Best for: Consumers with inaccurate or unverifiable negative items on their credit reports seeking professional dispute assistance, Individuals seeking credit repair combined with financial education rather than score-only fixes

Anytime Credit Repair logo

Anytime Credit Repair

Anytime Credit Repair is a Phoenix-based credit repair company offering dispute services and credit restoration solutions to help consumers address negative items on their credit reports.

4.1/5
Contact BBB: NR

Best for: Arizona-based consumers seeking in-person credit repair consultation and dispute services, Individuals with errors on their credit reports looking for professional dispute assistance