Debt Relief Provider Profiles in Phoenix, AZ

Review 10 listed debt relief profiles associated with Phoenix, Arizona. Average stored Google rating where available: 4.9/5.

10 Listed Profiles 3 Google-rated Payday: Banned

Arizona Lending Regulations

Arizona banned payday lending in 2010, providing strong consumer-protection context against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Usury cap: 36% APR cap on consumer loans; payday lending banned since 2010 Agency: Arizona Attorney General Consumer Protection Division

Provider Profiles for Debt Relief

Tax Debt Resolutions LLC logo

Tax Debt Resolutions LLC

Phoenix-based tax debt resolution firm offering IRS negotiation services including payment plans, offer in compromise, wage garnishment removal, and back tax filing for individuals and businesses nationwide.

5.0/5

Google rating from 309 reviews

BBB: NR

Profile signals: Self-employed individuals or business owners with multiple years of unfiled tax returns, Taxpayers facing active wage garnishment or passport restrictions due to IRS debt

Simula Financial logo

Simula Financial

Simula Financial offers debt settlement and consolidation services, helping clients reduce unsecured debt and become debt-free in 24-48 months with no upfront or monthly fees.

4.9/5

Google rating from 10 reviews

BBB: NR

Profile signals: Consumers with $10,000+ in unsecured debt who can afford to stop paying creditors for 24-48 months, People willing to accept credit score damage in exchange for faster debt elimination

Iconic Debt Relief logo

Iconic Debt Relief

Iconic Debt Relief negotiates unsecured debt settlements on behalf of clients, claiming to reduce debt up to 50% and offering 48-month programs with 24/7 account management.

4.8/5

Google rating from 163 reviews

BBB: NR

Profile signals: Consumers with $5,000+ in unsecured debt (credit cards, medical, personal loans) seeking settlement without bankruptcy, Individuals overwhelmed by multiple creditor collections calls wanting centralized negotiation support

Listed Debt Relief Profiles in Phoenix (10)

Tax Debt Resolutions LLC logo

Tax Debt Resolutions LLC

Phoenix-based tax debt resolution firm offering IRS negotiation services including payment plans, offer in compromise, wage garnishment removal, and back tax filing for individuals and businesses nationwide.

5.0/5

Google rating from 309 reviews

BBB: NR

Profile signals: Self-employed individuals or business owners with multiple years of unfiled tax returns, Taxpayers facing active wage garnishment or passport restrictions due to IRS debt

Simula Financial logo

Simula Financial

Simula Financial offers debt settlement and consolidation services, helping clients reduce unsecured debt and become debt-free in 24-48 months with no upfront or monthly fees.

4.9/5

Google rating from 10 reviews

BBB: NR

Profile signals: Consumers with $10,000+ in unsecured debt who can afford to stop paying creditors for 24-48 months, People willing to accept credit score damage in exchange for faster debt elimination

Iconic Debt Relief logo

Iconic Debt Relief

Iconic Debt Relief negotiates unsecured debt settlements on behalf of clients, claiming to reduce debt up to 50% and offering 48-month programs with 24/7 account management.

4.8/5

Google rating from 163 reviews

BBB: NR

Profile signals: Consumers with $5,000+ in unsecured debt (credit cards, medical, personal loans) seeking settlement without bankruptcy, Individuals overwhelmed by multiple creditor collections calls wanting centralized negotiation support

Debt Advisors logo

Debt Advisors

Phoenix-based debt relief enrollment service offering settlement, consolidation, and credit counseling programs tailored to individual financial situations.

BBB: NR

Profile signals: Consumers with mixed debt types seeking personalized guidance on which relief strategy fits their situation, Individuals with credit report errors who want to dispute negative marks across all three bureaus

Midland Credit Management Inc logo

Midland Credit Management Inc

Midland Credit Management is a debt collections and resolution company that helps consumers negotiate settlements on past-due debts across all 50 states.

BBB: NR

Profile signals: Consumers with past-due debts seeking negotiated settlements through an established provider, People in all 50 states needing debt resolution services with national geographic reach

Republic Financial Services logo

Republic Financial Services

Republic Financial Services specializes in timeshare and solar contract exit services, helping clients permanently terminate unwanted contracts with no upfront fees and listed refund terms.

BBB: NR

Profile signals: Consumers trapped in timeshare contracts paying escalating maintenance fees with no exit strategy, Homeowners locked into unfavorable solar panel leases or loan agreements seeking legal termination

Tax Relief Settlement Service - Phoenix logo

Tax Relief Settlement Service - Phoenix

Tax representation firm led by Enrolled Agent Mike Habib specializing in IRS tax debt settlement, wage garnishment release, and back tax negotiation for Phoenix-area and nationwide clients.

BBB: NR

Profile signals: Self-employed and business owners with unpaid payroll taxes (941 issues) or TFRP liability, Individuals facing wage garnishment, bank levies, or IRS tax liens requiring immediate action

Think Debt Relief logo

Think Debt Relief

Debt settlement company specializing in business debt, MCA relief, and loan restructuring for small businesses facing cash flow crises.

BBB: NR

Profile signals: Small business owners with $100K+ in MCA debt facing daily repayment debits and short-term cash access flow crises, Retail, e-commerce, and restaurant owners struggling with seasonal revenue gaps and overleveraged inventory financing

Timeshare Help Center logo

Timeshare Help Center

Timeshare Help Center specializes in timeshare contract cancellation and exit services, helping clients escape unwanted vacation property obligations while protecting their credit.

BBB: NR

Profile signals: Consumers locked in long-term timeshare contracts with escalating maintenance fees seeking a legal exit strategy, Timeshare owners concerned about credit damage from traditional debt-relief or exit company approaches

VEDU PLC Law Firm and Tax Consulting logo

VEDU PLC Law Firm and Tax Consulting

Phoenix law firm offering tax law, IRS audit defense, business law, and litigation. Founding attorney holds JD, CPA, MTAX, and EA credentials. Licensed in AZ and CA.

BBB: NR

Profile signals: Arizona or California individuals facing IRS audits, tax penalties, or tax litigation, Small to mid-sized businesses needing integrated tax, business law, and litigation support