Compare 19 mortgages & home loans companies serving Phoenix, Arizona. Average rating: 4.4/5.
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Agave Home Loans is a mortgage lender and broker offering conventional, VA, FHA, and home equity loans with an online application process and competitive rates across Arizona and beyond.
Best for: Veterans and active-duty service members seeking VA loans with 0% down and streamlined refinancing options, Borrowers with lower credit scores or complex credit histories seeking refinance or HELOC options
Mortgage broker representing 100+ lenders offering conventional, FHA, VA, jumbo, and alternative loan programs with same-day pre-qualification.
Best for: Borrowers with lower credit scores (580-620) seeking FHA loans rejected by conventional lenders, Real estate investors and non-owner occupied property buyers needing specialized loan programs
Phoenix-based mortgage lender offering conventional, FHA, VA, jumbo, and reverse mortgages with 20+ years local experience and A+ BBB rating.
Best for: Arizona homebuyers and existing homeowners seeking local mortgage expertise and personalized service, Veterans and active military seeking VA loan programs with local support
A Mortgage Central is a Phoenix-based mortgage lender offering purchase, refinance, and specialized loan programs with online applications and free consultations.
Best for: First-time homebuyers seeking personalized guidance and education through the mortgage process, Arizona residents seeking local mortgage lender with phone and in-person consultation options
Access Capital Group, Inc. (LoanGoal) is a mortgage lender offering VA, FHA, conventional, and specialty loans since 2001, with a focus on low credit score borrowers and first-time homebuyers.
Best for: First-time homebuyers with VA benefits seeking zero-down purchase loans, Borrowers with credit scores between 500-620 seeking FHA financing when conventional options are unavailable
Arizona Home Loan is a mortgage lender based in Phoenix offering home purchase, refinance, and investment property loans with personalized solutions tailored to borrowers' financial profiles.
Best for: Arizona-based homebuyers seeking purchase mortgages or refinancing with personalized service, Military service members and veterans looking for dedicated mortgage options
Agave Home Loans is a mortgage lender and broker offering conventional, VA, FHA, and home equity loans with an online application process and competitive rates across Arizona and beyond.
Best for: Veterans and active-duty service members seeking VA loans with 0% down and streamlined refinancing options, Borrowers with lower credit scores or complex credit histories seeking refinance or HELOC options
Mortgage broker representing 100+ lenders offering conventional, FHA, VA, jumbo, and alternative loan programs with same-day pre-qualification.
Best for: Borrowers with lower credit scores (580-620) seeking FHA loans rejected by conventional lenders, Real estate investors and non-owner occupied property buyers needing specialized loan programs
Phoenix-based mortgage lender offering conventional, FHA, VA, jumbo, and reverse mortgages with 20+ years local experience and A+ BBB rating.
Best for: Arizona homebuyers and existing homeowners seeking local mortgage expertise and personalized service, Veterans and active military seeking VA loan programs with local support
A Mortgage Central is a Phoenix-based mortgage lender offering purchase, refinance, and specialized loan programs with online applications and free consultations.
Best for: First-time homebuyers seeking personalized guidance and education through the mortgage process, Arizona residents seeking local mortgage lender with phone and in-person consultation options
Access Capital Group, Inc. (LoanGoal) is a mortgage lender offering VA, FHA, conventional, and specialty loans since 2001, with a focus on low credit score borrowers and first-time homebuyers.
Best for: First-time homebuyers with VA benefits seeking zero-down purchase loans, Borrowers with credit scores between 500-620 seeking FHA financing when conventional options are unavailable
Arizona Home Loan is a mortgage lender based in Phoenix offering home purchase, refinance, and investment property loans with personalized solutions tailored to borrowers' financial profiles.
Best for: Arizona-based homebuyers seeking purchase mortgages or refinancing with personalized service, Military service members and veterans looking for dedicated mortgage options
Arizona Valley Lending is a HUD/FHA-approved mortgage lender offering conventional, FHA, VA, USDA, and specialty loans across Arizona and Texas with competitive rates and personalized service.
Best for: Arizona and Texas residents seeking FHA, VA, or USDA loan options with personalized service, Self-employed borrowers and real estate investors needing specialized underwriting
Arizona and Illinois mortgage broker specializing in purchase loans, refinances, and VA/FHA programs with 31+ years of experience and 10-day closing speeds.
Best for: Active-duty service members, veterans, and eligible VA loan borrowers seeking specialized military lending programs, Arizona and Illinois homebuyers pursuing fast closings (10 days or less) with minimal paperwork
Arizona-based hard money lender specializing in real estate investment financing for fix-and-flip, purchase, and refinance loans ranging from $100K to $100M.
Best for: Experienced real estate investors executing fix-and-flip projects requiring rapid capital deployment, Commercial real estate developers and investors needing bridge financing or gap funding between property acquisitions
Arizona-based hard money lender specializing in non-traditional loans for residential, commercial, and construction properties when traditional banks decline applicants.
Best for: Real estate investors and fix-and-flip entrepreneurs needing short-term bridge financing outside traditional lending channels, Borrowers recently exiting bankruptcy or foreclosure who need immediate access to capital for property purchase or refinance
Paige Martinez is a licensed loan originator (NMLS #214634) operating as a mortgage broker in Phoenix, Arizona, offering home purchase, refinance, and cash-out mortgage solutions with personalized support.
Best for: Phoenix-area and Arizona homebuyers seeking personalized pre-approval or rate comparison before making offers, Current homeowners exploring refinancing options (rate reduction, cash-out, debt consolidation)
Mortgage broker offering home purchase, refinance, and HELOC services with emphasis on transparency, local service, and competitive rate shopping across wholesale lenders.
Best for: Homebuyers working with real estate agents seeking coordinated mortgage and realtor services, Existing homeowners exploring refinance or home equity options in their local market
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Best for: Consumers in Phoenix, Arizona looking for personal lending services, People who prefer working with a local personal lending provider
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Best for: Consumers in Phoenix, Arizona looking for personal lending services, People who prefer working with a local personal lending provider
Private money lender specializing in fix-and-flip, rental property, and construction loans for real estate investors across select U.S. markets.
Best for: Real estate investors seeking fix-and-flip financing for distressed properties, Rental property investors needing non-traditional lending in Arizona, Colorado, Kentucky, Ohio, or Texas
Jimmy Vercellino at Luminate Bank is a mortgage originator serving nationwide clients with conventional, FHA, VA, construction, and jumbo home loans.
Best for: Military members and veterans seeking VA loans with no down payment requirements, First-time homebuyers with limited savings looking for FHA loans with 3.5% down
Phoenix-based wholesale mortgage broker offering home purchase, refinance, and specialized loan programs including FHA, VA, conventional, and jumbo loans.
Best for: First-time homebuyers seeking guidance through the purchase process with educational support, Existing homeowners exploring refinance options to lower rates or access home equity
Arizona-based non-profit mortgage banker offering homeownership counseling, down payment assistance, and affordable housing development for first-time homebuyers.
Best for: First-time homebuyers in Arizona seeking counseling and down payment assistance, Borrowers prioritizing non-profit lending with financial education components
NACA (Neighborhood Assistance Corporation of America) offers character-based mortgages with no down payment, no closing costs, and no mortgage insurance to underserved communities.
Best for: First-time homebuyers with poor credit scores or no established credit history, Low-to-moderate income individuals and families in underserved communities who lack down payment savings