Best Pawn Shops in Phoenix, AZ

Compare 17 pawn shops companies serving Phoenix, Arizona. Average rating: 4.4/5.

17 Companies 17 Rated Payday: Banned

Arizona Lending Regulations

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Usury cap: 36% APR cap on consumer loans; payday lending banned since 2010 Agency: Arizona Attorney General Consumer Protection Division

Top-Rated Pawn Shops

Aztec Pawn logo

Aztec Pawn

FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property.

4.5/5
Contact BBB: NR

Best for: Consumers with valuable items who need emergency cash within 24 hours without credit approval, Individuals excluded from traditional banking who lack credit history or have poor credit scores

Aztec Pawn & Jewelry logo

Aztec Pawn & Jewelry

FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property.

4.5/5
Contact BBB: NR

Best for: Cash-constrained consumers needing immediate funds who own valuable items to pledge, People with damaged credit or no credit history who cannot qualify for traditional loans

Mo Money Pawn Shop logo

Mo Money Pawn Shop

Family-owned Phoenix pawn shop with 35 years in business offering firearms, jewelry, precious metals, and electronics. Licensed firearms dealer with online shopping and interest-free layaway.

4.5/5
Contact BBB: NR

Best for: Phoenix-area residents seeking to pawn or sell firearms, jewelry, gold, or electronics with fair pricing, Customers needing interest-free layaway for purchases without breaking the bank

North Phoenix Pawn logo

North Phoenix Pawn

Locally-owned Phoenix pawn shop offering collateral-based loans on jewelry, electronics, vehicles, and other valuables, plus title loans with no credit check required.

4.5/5
Contact BBB: NR

Best for: Consumers with vehicles or valuable items who need emergency cash and have poor or no credit history, People facing immediate short-term cash shortfalls who can afford repayment within a pawn loan term

Pawn Now logo

Pawn Now

Pawn Now is a multi-location Arizona pawn shop offering loans, buying, and selling of jewelry, electronics, tools, instruments, and precious metals with no credit impact.

4.5/5
Contact BBB: NR

Best for: Individuals needing emergency cash ($500-$5,000+) who own valuable items and can repay within weeks, People with poor or no credit history who cannot qualify for traditional personal loans

Pawn1st logo

Pawn1st

Phoenix pawn shop Pawn1st at 25 W Baseline Rd offers quick cash for jewelry, electronics, and valuables.

4.5/5
Contact BBB: NR

Best for: Cash-constrained consumers who need immediate funds and own valuable items they can pledge as collateral, People with damaged credit or no credit history who cannot qualify for traditional bank loans

All Pawn Shops in Phoenix (17)

Aztec Pawn logo

Aztec Pawn

FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property.

4.5/5
Contact BBB: NR

Best for: Consumers with valuable items who need emergency cash within 24 hours without credit approval, Individuals excluded from traditional banking who lack credit history or have poor credit scores

Aztec Pawn & Jewelry logo

Aztec Pawn & Jewelry

FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property.

4.5/5
Contact BBB: NR

Best for: Cash-constrained consumers needing immediate funds who own valuable items to pledge, People with damaged credit or no credit history who cannot qualify for traditional loans

Mo Money Pawn Shop logo

Mo Money Pawn Shop

Family-owned Phoenix pawn shop with 35 years in business offering firearms, jewelry, precious metals, and electronics. Licensed firearms dealer with online shopping and interest-free layaway.

4.5/5
Contact BBB: NR

Best for: Phoenix-area residents seeking to pawn or sell firearms, jewelry, gold, or electronics with fair pricing, Customers needing interest-free layaway for purchases without breaking the bank

North Phoenix Pawn logo

North Phoenix Pawn

Locally-owned Phoenix pawn shop offering collateral-based loans on jewelry, electronics, vehicles, and other valuables, plus title loans with no credit check required.

4.5/5
Contact BBB: NR

Best for: Consumers with vehicles or valuable items who need emergency cash and have poor or no credit history, People facing immediate short-term cash shortfalls who can afford repayment within a pawn loan term

Pawn Now logo

Pawn Now

Pawn Now is a multi-location Arizona pawn shop offering loans, buying, and selling of jewelry, electronics, tools, instruments, and precious metals with no credit impact.

4.5/5
Contact BBB: NR

Best for: Individuals needing emergency cash ($500-$5,000+) who own valuable items and can repay within weeks, People with poor or no credit history who cannot qualify for traditional personal loans

Pawn1st logo

Pawn1st

Phoenix pawn shop Pawn1st at 25 W Baseline Rd offers quick cash for jewelry, electronics, and valuables.

4.5/5
Contact BBB: NR

Best for: Cash-constrained consumers who need immediate funds and own valuable items they can pledge as collateral, People with damaged credit or no credit history who cannot qualify for traditional bank loans

Phoenix Pawn & Gold logo

Phoenix Pawn & Gold

Phoenix Pawn & Gold is a full-service pawn shop offering cash loans and outright purchases on jewelry, electronics, vehicles, and collectibles with 90-day loan terms.

4.5/5
Contact BBB: NR

Best for: People with urgent cash needs who own valuable items and prefer collateral-based lending, Vehicle owners needing short-term loans who want to retain use of their car

Phoenix Pawn & Guns logo

Phoenix Pawn & Guns

Phoenix Pawn & Guns specializes in collateral-based loans and direct purchases of firearms, offering fast cash for guns in exchange for ownership or short-term pawn agreements.

4.5/5
Contact BBB: NR

Best for: Gun owners needing emergency cash who prefer not to sell permanently, Collectors and dealers with specialty or vintage firearms requiring expert appraisal

Arizona Diamonds & Gold logo

Arizona Diamonds & Gold

Family-owned pawn shop and precious metals buyer in Phoenix specializing in gold, diamonds, watches, and jewelry. Offers same-day cash payments with 30+ years of industry experience.

4.4/5
Contact BBB: NR

Best for: Individuals looking to sell inherited or unused jewelry, watches, or precious metals for immediate cash, Luxury watch owners seeking quick liquidation of high-end timepieces from premium brands

Arrow Pawn & Jewelry logo

Arrow Pawn & Jewelry

Phoenix-based pawn shop offering collateral loans, jewelry services, and buy/sell/trade on electronics, tools, vehicles, and valuables.

4.4/5
Contact BBB: NR

Best for: Customers with valuable jewelry, electronics, or tools who need fast cash and can repay within typical pawn windows, Vehicle owners seeking collateral-based loans against cars, trucks, or motorcycles without credit checks

Baseline Pawn/ WE DO NOT SELL FIREARMS. logo

Baseline Pawn/ WE DO NOT SELL FIREARMS.

Pawn shop and thrift marketplace in Phoenix, AZ offering used electronics, tools, jewelry, and household goods with make-offer pricing flexibility.

4.4/5
Contact BBB: NR

Best for: Budget-conscious shoppers hunting for discounted electronics, tools, and appliances, Professionals seeking used industrial-grade tools at below-retail pricing

Nine Lives Pawn & Auction logo

Nine Lives Pawn & Auction

Family-owned pawn shop and auction house in Phoenix, AZ specializing in precious metals, jewelry, tools, and collectibles with combined 40+ years of industry experience.

4.4/5
Contact BBB: NR

Best for: Consumers in the Phoenix area needing quick cash secured by jewelry, precious metals, or tools, Buyers seeking collectibles and antiques through online and in-person auctions

PawnCo logo

PawnCo

PawnCo operates three Arizona pawn shops offering collateral-based loans, buying, selling, and layaway services for jewelry, electronics, instruments, watches, tools, and other valuables.

4.4/5
Contact BBB: NR

Best for: Arizona residents needing quick cash against collectible or luxury items they own, Buyers seeking discounted electronics, instruments, jewelry, and specialty tools

USA Pawn & Jewelry logo

USA Pawn & Jewelry

USA Pawn & Jewelry is a pawn shop in Phoenix, AZ offering collateral-based loans, gold/jewelry buying, retail resale, and flexible payment options on pre-owned merchandise.

4.4/5
Contact BBB: NR

Best for: Consumers with valuable items (jewelry, electronics, tools) needing immediate cash without credit checks, Budget-conscious shoppers seeking 25-70% discounts on brand-name pre-owned electronics and accessories

Arizona Jewelry & Pawnbrokers logo

Arizona Jewelry & Pawnbrokers

Arizona Jewelry & Pawnbrokers is a family-owned pawn shop in Phoenix offering gold jewelry, firearms, tools, and collateral-based loans with fair pricing and honest appraisals.

4.3/5
Contact BBB: NR

Best for: Customers seeking quick cash via collateral loans for jewelry, firearms, or tools, Buyers looking for secondhand gold jewelry and quality used merchandise

SuperPawn logo

SuperPawn

Phoenix, AZ's SuperPawn location at 3501 S Central Ave offers quick collateral loans and immediate cash for electronics, jewelry, and valuables.

4.3/5
Contact BBB: NR

Best for: Consumers with urgent cash needs and valuable collateral they can temporarily part with, Individuals with poor credit or no credit history who cannot qualify for traditional personal loans

Goldwater Bank, N.A. logo

Goldwater Bank, N.A.

Arizona-based community bank offering personal and business checking, savings, CDs, and home loans with competitive rates and relationship-focused service.

4.2/5
Contact BBB:

Best for: Arizona residents seeking personalized community banking with relationship-focused service, Small business owners needing business checking and lending with local decision-making