Compare 9 emergency cash companies serving Phoenix, Arizona. Average rating: 2.8/5.
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Cash Time Loan Centers Phoenix, AZ — Cash Time Loan Centers offers same-day title loans, personal loans, and registration loans in Phoenix with online a...
Best for: West Phoenix residents (Maryvale, Tolleson, West Valley areas) needing same-day emergency cash, Vehicle owners seeking title loans or title loan refinancing from other lenders
Phoenix, AZ CheckSmart at 1930 W Indian School Rd offers payday and title loans for quick cash solutions.
Best for: Vehicle owners facing immediate cash needs who cannot access traditional lending, Consumers with vehicle equity but poor credit history or limited documentation
Drive Now - Van Buren is a used car dealership in Phoenix offering buy-here-pay-here auto financing for customers with less than perfect credit.
Best for: Consumers with poor or fair credit seeking to purchase a used vehicle, Phoenix-area buyers who need convenient same-day or quick financing decisions
Max Cash offers online emergency loans from $250–$10,000+ in Phoenix, AZ with 24/7 application and same-day processing for borrowers with low credit scores.
Best for: Borrowers with poor or very low credit scores unable to qualify for traditional loans, Consumers seeking same-day or next-day emergency funding for immediate cash needs
Fast Auto Loans, Inc. Phoenix, AZ — Fast Auto Loans, Inc. offers title loans up to $15,000 and registration loans using vehicle collateral, with same-da...
Best for: Consumers with owned or nearly-paid vehicles needing $1,000–$5,000 in emergency funds, People with poor or no credit history unable to access traditional personal loans
Presto Title Loans provides auto title loans in Phoenix with loan amounts from $200-$100,000, claiming up to 50% lower rates and no credit report impact.
Best for: Vehicle owners with paid-off cars who need immediate cash ($200-$100,000) for emergencies, Borrowers with poor or no credit history who cannot qualify for traditional personal loans or credit cards
Cash Time Loan Centers Phoenix, AZ — Cash Time Loan Centers offers same-day title loans, personal loans, and registration loans in Phoenix with online a...
Best for: West Phoenix residents (Maryvale, Tolleson, West Valley areas) needing same-day emergency cash, Vehicle owners seeking title loans or title loan refinancing from other lenders
Phoenix, AZ CheckSmart at 1930 W Indian School Rd offers payday and title loans for quick cash solutions.
Best for: Vehicle owners facing immediate cash needs who cannot access traditional lending, Consumers with vehicle equity but poor credit history or limited documentation
Drive Now - Van Buren is a used car dealership in Phoenix offering buy-here-pay-here auto financing for customers with less than perfect credit.
Best for: Consumers with poor or fair credit seeking to purchase a used vehicle, Phoenix-area buyers who need convenient same-day or quick financing decisions
Max Cash offers online emergency loans from $250–$10,000+ in Phoenix, AZ with 24/7 application and same-day processing for borrowers with low credit scores.
Best for: Borrowers with poor or very low credit scores unable to qualify for traditional loans, Consumers seeking same-day or next-day emergency funding for immediate cash needs
Fast Auto Loans, Inc. Phoenix, AZ — Fast Auto Loans, Inc. offers title loans up to $15,000 and registration loans using vehicle collateral, with same-da...
Best for: Consumers with owned or nearly-paid vehicles needing $1,000–$5,000 in emergency funds, People with poor or no credit history unable to access traditional personal loans
Presto Title Loans provides auto title loans in Phoenix with loan amounts from $200-$100,000, claiming up to 50% lower rates and no credit report impact.
Best for: Vehicle owners with paid-off cars who need immediate cash ($200-$100,000) for emergencies, Borrowers with poor or no credit history who cannot qualify for traditional personal loans or credit cards
Presto Title Loans Phoenix offers fast auto title loans ($200-$100,000) with same-day approval and funding, accepting vehicles as collateral regardless of credit history.
Best for: Vehicle owners facing sudden cash emergencies who own their car outright, Borrowers with poor credit seeking fast funding without credit checks
Southwest Title Loans Phoenix, AZ — Arizona-based title loan provider with 7 locations offering quick loans secured by vehicle titles and registration. ...
Best for: Vehicle owners with immediate cash needs ($500-$2,500 range typical for title loans) who own their car outright or have significant equity, Borrowers in the Phoenix/Arizona area unable to qualify for traditional bank loans due to credit history or lack of credit
USA Cash Services offers payday loans, installment loans, and title loans with next-business-day funding across five western states and select Midwest locations.
Best for: Consumers with immediate cash needs before payday in California, Idaho, Nevada, Utah, or Wyoming, Individuals with access to physical store locations who prefer in-person application and verification