Nine Lives Pawn & Auction logo

Nine Lives Pawn & Auction in Phoenix, AZ

4.4/5

Family-owned pawn shop and auction house in Phoenix, AZ specializing in precious metals, jewelry, tools, and collectibles with combined 40+ years of industry experience.

Data compiled from public sources · Rating from CreditDoc methodology

Nine Lives Pawn & Auction Review

Nine Lives Auction & Pawn is a relatively new family-owned and operated business in Phoenix, Arizona that combines traditional pawn services with an auction house model. The owners bring over 40 years of combined expertise in the pawn and auction industry to the local market. They position themselves as an alternative to corporate pawn chains, emphasizing personalized service and fair pricing.

The business accepts a wide range of items for pawning, purchasing, or trading including gold, silver, platinum, jewelry, antiques, collectibles, tools, firearms, and musical equipment. They advertise paying top dollar for precious metals and claim to offer the best prices in town. In addition to retail pawn transactions, they run ongoing auctions with scheduled events (firearms auctions, comics auctions, etc.) accessible through their website. They also explicitly market low-interest loans on pawned collateral as part of their service offering.

What distinguishes Nine Lives is their combination pawn-and-auction model, which is less common than standalone pawn shops. They emphasize being locally owned and operated (a "Mom & Pop" business), reference positive Google reviews as social proof, and highlight their commitment to building lasting customer relationships. The business maintains both online auction listings and a physical storefront, allowing customers multiple channels for buying and selling.

The main limitations are typical of pawn shops: loan terms and interest rates are not disclosed on the website, making it impossible to verify their "low-interest" claims. Operating hours are limited (9am-5pm Mon-Sat, closed Sundays), which may inconvenience some customers. As a newer shop, they lack the established track record of larger competitors. Customers seeking traditional personal loans or credit-building services should look elsewhere, as this is a collateral-based lending model.

Services & Features

Antique and oddity acquisition
Comics and collectibles auctions
Direct purchase of precious metals and collectibles
Email and phone-based customer inquiries
Expert item appraisals
Firearms auctions
In-person retail shopping at physical storefront
Online auction platform with scheduled events
Pawn loans on gold, silver, and precious metals
Pawn loans on jewelry, tools, and firearms
Pawn loans on musical equipment and other valuables
Trade-in services for accepted items

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Family-owned and operated business emphasizing personalized service over corporate model
  • 40+ years of combined industry expertise in pawn and auction
  • Accepts diverse collateral including precious metals, tools, firearms, jewelry, and musical equipment
  • Combines pawn services with auction house model for unique buying/selling options
  • Online auction platform with scheduled events (firearms, comics, etc.)
  • Physical storefront location with direct phone contact and email support
  • Advertises competitive pricing with reference to positive Google reviews

Cons

  • Interest rates and loan terms not disclosed on website; cannot verify 'low-interest' claims
  • Limited operating hours (9am-5pm Mon-Sat only, closed Sundays)
  • New business with limited track record compared to established competitors
  • No information provided about loan approval process, collateral requirements, or redemption terms
  • Website contains minor spelling errors ('equiptment' instead of 'equipment'), suggesting lack of quality control

Rating Breakdown

Value
5.0
Effectiveness
4.9
Customer Service
3.9
Transparency
3.5
Ease of Use
4.5

Frequently Asked Questions

Is Nine Lives Pawn & Auction legitimate?

Yes. Nine Lives Pawn & Auction is a registered company, headquartered in Phoenix, AZ.

How long does Nine Lives Pawn & Auction take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Phoenix, AZ
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Nine Lives Pawn & Auction

CreditDoc Diagnosis

Doctor's Verdict on Nine Lives Pawn & Auction

Best for Phoenix-area residents and collectors needing quick collateral-based loans or looking to buy/sell precious metals, tools, firearms, and collectibles through a family-owned shop. Main caveat: interest rates and specific loan terms are not disclosed online, so customers must visit or call to evaluate whether rates are actually competitive.

Best For

  • Consumers in the Phoenix area needing quick cash secured by jewelry, precious metals, or tools
  • Buyers seeking collectibles and antiques through online and in-person auctions
  • Individuals with firearms, musical instruments, or specialty items to sell or pawn
  • Local customers preferring to support family-owned businesses over corporate pawn chains
Updated 2026-04-30

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