Best Credit Unions in Jacksonville, FL

Compare 12 credit unions companies serving Jacksonville, Florida. Average rating: 4.4/5.

12 Companies 12 Rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Top-Rated Credit Unions

Community First Credit Union logo

Community First Credit Union

Community First Credit Union of Florida is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards with a focus on local banking and financial wellness.

4.5/5
Free BBB: NR

Best for: Florida residents seeking personalized local banking with community-focused service, Consumers prioritizing financial education and wellness resources alongside banking services

RadiFi Credit Union - Northside logo

RadiFi Credit Union - Northside

RadiFi Credit Union's Northside Jacksonville branch offers member banking with checking, savings, loans, and mortgage services since 1935.

4.5/5
Free BBB: NR

Best for: Jacksonville residents seeking competitive savings rates on CDs and high-yield checking accounts, Homebuyers interested in mortgage refinancing or purchase financing with local NMLS-licensed originators

RadiFi Credit Union - Park Street Branch logo

RadiFi Credit Union - Park Street Branch

RadiFi Credit Union's Park Street Branch in Jacksonville offers full-service banking with checking, savings, loans, and wealth advisory services to members in the historic Riverside neighborhood.

4.5/5
Free BBB: NR

Best for: Jacksonville residents in or near the Riverside neighborhood seeking personalized, face-to-face banking with competitive savings rates, Credit union members looking for auto refinancing or mortgage products with promotional rate reductions

VyStar Credit Union logo

VyStar Credit Union

VyStar Credit Union is a Florida and Georgia-based credit union offering checking, savings, loans, investments, and insurance products with a focus on military support and community involvement.

4.5/5
Free BBB: NR

Best for: Military members and veterans seeking dedicated financial support and military-specific discounts, Florida and Georgia residents seeking comprehensive financial services from a single local credit union

Publix Employees Federal Credit Union at Kendall Town logo

Publix Employees Federal Credit Union at Kendall Town

Publix Employees Federal Credit Union is a member-owned financial institution serving Publix Super Markets employees and retirees with competitive loan rates, online banking, and multiple branch locations across Florida and Georgia.

4.4/5
Contact BBB: NR

Best for: Current and retired Publix Super Markets employees seeking competitive loan rates and member-owned credit union benefits, Publix employees looking to refinance existing auto loans at lower rates

RadiFi Credit Union - Westside Branch logo

RadiFi Credit Union - Westside Branch

RadiFi Credit Union's Westside Jacksonville branch offers membership-based banking with checking, savings, loans, and mortgage services. Serving the community since 1935 with competitive rates and personalized member support.

4.4/5
Contact BBB: NR

Best for: Military members and families stationed at or near Naval Air Station Jacksonville seeking community-focused credit union banking, Homebuyers in Westside Jacksonville looking for in-person mortgage origination with local branch support

All Credit Unions in Jacksonville (12)

Community First Credit Union logo

Community First Credit Union

Community First Credit Union of Florida is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards with a focus on local banking and financial wellness.

4.5/5
Free BBB: NR

Best for: Florida residents seeking personalized local banking with community-focused service, Consumers prioritizing financial education and wellness resources alongside banking services

RadiFi Credit Union - Northside logo

RadiFi Credit Union - Northside

RadiFi Credit Union's Northside Jacksonville branch offers member banking with checking, savings, loans, and mortgage services since 1935.

4.5/5
Free BBB: NR

Best for: Jacksonville residents seeking competitive savings rates on CDs and high-yield checking accounts, Homebuyers interested in mortgage refinancing or purchase financing with local NMLS-licensed originators

RadiFi Credit Union - Park Street Branch logo

RadiFi Credit Union - Park Street Branch

RadiFi Credit Union's Park Street Branch in Jacksonville offers full-service banking with checking, savings, loans, and wealth advisory services to members in the historic Riverside neighborhood.

4.5/5
Free BBB: NR

Best for: Jacksonville residents in or near the Riverside neighborhood seeking personalized, face-to-face banking with competitive savings rates, Credit union members looking for auto refinancing or mortgage products with promotional rate reductions

VyStar Credit Union logo

VyStar Credit Union

VyStar Credit Union is a Florida and Georgia-based credit union offering checking, savings, loans, investments, and insurance products with a focus on military support and community involvement.

4.5/5
Free BBB: NR

Best for: Military members and veterans seeking dedicated financial support and military-specific discounts, Florida and Georgia residents seeking comprehensive financial services from a single local credit union

Publix Employees Federal Credit Union at Kendall Town logo

Publix Employees Federal Credit Union at Kendall Town

Publix Employees Federal Credit Union is a member-owned financial institution serving Publix Super Markets employees and retirees with competitive loan rates, online banking, and multiple branch locations across Florida and Georgia.

4.4/5
Contact BBB: NR

Best for: Current and retired Publix Super Markets employees seeking competitive loan rates and member-owned credit union benefits, Publix employees looking to refinance existing auto loans at lower rates

RadiFi Credit Union - Westside Branch logo

RadiFi Credit Union - Westside Branch

RadiFi Credit Union's Westside Jacksonville branch offers membership-based banking with checking, savings, loans, and mortgage services. Serving the community since 1935 with competitive rates and personalized member support.

4.4/5
Contact BBB: NR

Best for: Military members and families stationed at or near Naval Air Station Jacksonville seeking community-focused credit union banking, Homebuyers in Westside Jacksonville looking for in-person mortgage origination with local branch support

Alive Credit Union logo

Alive Credit Union

Alive Credit Union is a member-owned cooperative financial institution offering checking, savings, loans, and credit products with a focus on financial wellness and community involvement.

4.3/5
Contact BBB: NR

Best for: Healthcare workers, city employees, and law enforcement seeking member-owned alternative to traditional banks, Families interested in youth financial education and teen banking with parental controls

First Florida Credit Union logo

First Florida Credit Union

First Florida Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and investment services across Florida with a focus on personalized service.

4.3/5
Contact BBB: NR

Best for: Florida residents seeking relationship banking with lower fees and competitive rates through a member-owned institution, Families wanting comprehensive financial services (checking, loans, mortgages, investments) from a single trusted provider

Metro North Federal CU logo

Metro North Federal CU

Metro North Federal Credit Union is a member-owned financial cooperative based in Jacksonville, Florida, offering banking services since 1954.

4.3/5
Contact BBB: NR

Best for: Jacksonville, Florida residents seeking a stable, locally-based credit union for basic banking, Members valuing traditional credit union structure and long-term institutional history

RadiFi Credit Union - Baymeadows Branch logo

RadiFi Credit Union - Baymeadows Branch

RadiFi Credit Union's Baymeadows Branch offers comprehensive banking services including checking, savings, CDs, auto loans, mortgages, and business lending to Jacksonville-area members.

4.3/5
Contact BBB: NR

Best for: Students and commuters near Florida State College at Jacksonville seeking member-owned credit union benefits, Jacksonville Southside residents and small business owners needing personalized commercial and business lending services

RadiFi Credit Union - Glen Kernan Parkway logo

RadiFi Credit Union - Glen Kernan Parkway

RadiFi Credit Union's Glen Kernan Parkway branch offers full-service banking with competitive rates on savings and loans, located in Jacksonville's upscale Glen Kernan community near the beaches.

4.3/5
Contact BBB: NR

Best for: Residents of the Jacksonville Beaches and Glen Kernan Parkway communities seeking local branch banking, Savers prioritizing high-yield checking and CD rates for deposit growth

Self-Help Credit Union logo

Self-Help Credit Union

Self-Help Credit Union is a federally insured credit union offering checking, savings, loans, and banking services with branches across multiple states including a Jacksonville, FL location.

4.3/5
Contact BBB: NR

Best for: Credit union members seeking multi-state banking access and member benefits, EV owners in Jacksonville wanting free charging with banking services