Credit Unions in Jacksonville, FL

Compare credit unions providers in Jacksonville, FL — 23 listed profiles with pricing, licensing, and CFPB complaint context. Review 23 listed profiles.

4.5 average rating across 12 rated credit unions providers in Jacksonville

Top-Rated Credit Unions Companies in Jacksonville

Featured providers with verified public review signals. Sorted by stored Google rating. Every listing links to a CreditDoc profile with pricing, licensing, and complaint context.

Publix Employees Federal Credit Union at Kendall Town

Jacksonville, FL

★ 5.0 · 14 reviews

Publix Employees Federal Credit Union is a member-owned financial institution serving Publix Super Markets employees and retirees with competitive loan rates, online banking, and multiple branch locations across Florida and Georgia. This Jacksonville listing is one of 23 listed credit unions providers reviewed by CreditDoc.

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VyStar Credit Union

Jacksonville, FL

★ 5.0 · 1447 reviews

VyStar Credit Union is a Florida and Georgia-based credit union offering checking, savings, loans, investments, and insurance products with a focus on military support and community involvement. This Jacksonville listing is one of 23 listed credit unions providers reviewed by CreditDoc.

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Community First Credit Union

Jacksonville, FL

★ 4.9 · 1813 reviews

Community First Credit Union of Florida is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards with a focus on local banking and financial wellness. This Jacksonville listing is one of 23 listed credit unions providers reviewed by CreditDoc.

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RadiFi Credit Union - Park Street Branch

Jacksonville, FL

★ 4.7 · 1014 reviews

RadiFi Credit Union's Park Street Branch in Jacksonville offers full-service banking with checking, savings, loans, and wealth advisory services to members in the historic Riverside neighborhood. This Jacksonville listing is one of 23 listed credit unions providers reviewed by CreditDoc.

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RadiFi Credit Union - Northside

Jacksonville, FL

★ 4.6 · 155 reviews

RadiFi Credit Union's Northside Jacksonville branch offers member banking with checking, savings, loans, and mortgage services since 1935. This Jacksonville listing is one of 23 listed credit unions providers reviewed by CreditDoc.

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RadiFi Credit Union - Westside Branch

Jacksonville, FL

★ 4.6 · 213 reviews

RadiFi Credit Union's Westside Jacksonville branch offers membership-based banking with checking, savings, loans, and mortgage services. Serving the community since 1935 with competitive rates and personalized member support. This Jacksonville listing is one of 23 listed credit unions providers reviewed by CreditDoc.

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All Listed Credit Unions Profiles in Jacksonville

Below are every credit unions provider CreditDoc has listed in Jacksonville, FL. Review pricing, refund terms, licensing, and CFPB complaint context on each profile. Comparing at least three profiles side-by-side is the fastest way to spot outliers on price or terms in the Jacksonville market.

Publix Employees Federal Credit Union at Kendall Town

Jacksonville, FL

BBB NR

Publix Employees Federal Credit Union is a member-owned financial institution serving Publix Super Markets employees and retirees with competitive loan rates, online banking, and multiple branch locations across Florida and Georgia. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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VyStar Credit Union

Jacksonville, FL

BBB NR

VyStar Credit Union is a Florida and Georgia-based credit union offering checking, savings, loans, investments, and insurance products with a focus on military support and community involvement. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Community First Credit Union

Jacksonville, FL

BBB NR

Community First Credit Union of Florida is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards with a focus on local banking and financial wellness. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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RadiFi Credit Union - Park Street Branch

Jacksonville, FL

BBB NR

RadiFi Credit Union's Park Street Branch in Jacksonville offers full-service banking with checking, savings, loans, and wealth advisory services to members in the historic Riverside neighborhood. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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RadiFi Credit Union - Northside

Jacksonville, FL

BBB NR

RadiFi Credit Union's Northside Jacksonville branch offers member banking with checking, savings, loans, and mortgage services since 1935. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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RadiFi Credit Union - Westside Branch

Jacksonville, FL

BBB NR

RadiFi Credit Union's Westside Jacksonville branch offers membership-based banking with checking, savings, loans, and mortgage services. Serving the community since 1935 with competitive rates and personalized member support. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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RadiFi Credit Union - Baymeadows Branch

Jacksonville, FL

BBB NR

RadiFi Credit Union's Baymeadows Branch offers comprehensive banking services including checking, savings, CDs, auto loans, mortgages, and business lending to Jacksonville-area members. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Alive Credit Union

Jacksonville, FL

BBB NR

Alive Credit Union is a member-owned cooperative financial institution offering checking, savings, loans, and credit products with a focus on financial wellness and community involvement. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Metro North Federal CU

Jacksonville, FL

BBB NR

Metro North Federal Credit Union is a member-owned financial cooperative based in Jacksonville, Florida, offering banking services since 1954. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Self-Help Credit Union

Jacksonville, FL

BBB NR

Self-Help Credit Union is a federally insured credit union offering checking, savings, loans, and banking services with branches across multiple states including a Jacksonville, FL location. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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RadiFi Credit Union - Glen Kernan Parkway

Jacksonville, FL

BBB NR

RadiFi Credit Union's Glen Kernan Parkway branch offers full-service banking with competitive rates on savings and loans, located in Jacksonville's upscale Glen Kernan community near the beaches. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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First Florida Credit Union

Jacksonville, FL

BBB NR

First Florida Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and investment services across Florida with a focus on personalized service. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Alive

Jacksonville, FL

Alive Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit products with a focus on financial wellness and community involvement. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Coastline

Jacksonville, FL

Coastline Credit Union is a member-owned financial institution offering credit union services. The website is currently under development with limited service information available. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Community First Credit Union of Flo

Jacksonville, FL

Catholic Family Federal Credit Union is a member-owned, not-for-profit credit union based in Wichita, Kansas, serving over 4,300 members with $28 million in assets since 1947. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Duval Federal Credit Union

Jacksonville, FL

BBB NR

Duval Federal Credit Union is a member-owned financial cooperative that merged with 121 Financial Credit Union to expand services and membership reach in Florida. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Duval Federal Credit Union

Jacksonville, FL

BBB NR

Duval Federal Credit Union is a credit union serving Duval County, Florida with branches throughout Jacksonville offering standard banking and lending services. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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First Florida

Jacksonville, FL

First Florida Credit Union is a member-owned financial institution offering checking, savings, loans, mortgages, and investment services to Florida residents with a focus on personalized customer service. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Jax fedral credit union (ATM)

Jacksonville, FL

BBB NR

RadiFi Credit Union's Park Street branch in Jacksonville offers member-owned banking with deposit accounts, loans, and a 24-hour ATM. Serving the historic Riverside community since 1935. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Jax Fire Credit Union

Jacksonville, FL

BBB NR

Jax Fire Credit Union is a non-profit credit union established in 1933, exclusively serving firefighters, emergency services personnel, and their families across 8 Florida counties. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Radifi

Jacksonville, FL

RadiFi Credit Union is a member-owned, not-for-profit financial institution serving Northeast Florida with competitive loan rates, high-yield savings accounts, and digital banking convenience. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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VyStar Credit Union

Jacksonville, FL

BBB NR

VyStar Credit Union is a Florida-based credit union offering checking, savings, loans, investments, and insurance to members nationwide, with special focus on military families. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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VyStar Credit Union

Jacksonville, FL

BBB NR

VyStar Credit Union is a Jacksonville, FL-based credit union with military roots offering full-service banking, lending, investments, and insurance to members across Florida and Georgia. This is a Jacksonville credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

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Florida Rules for Credit Unions in Jacksonville

Federal protections for Jacksonville consumers: the Fair Credit Reporting Act (FCRA) gives Jacksonville residents the right to dispute inaccurate credit report information for free with all three credit bureaus. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Jacksonville or elsewhere — to charge before services are performed. If a Jacksonville credit unions provider asks for upfront payment before performing work, treat it as a red flag.

Florida state-level protections: Florida adds its own state-level rules on top of the federal ones. Interest-rate caps, licensing requirements, refund policies, and enforcement all vary by state. Check the Florida overview page for the current usury cap, payday-lending status, and consumer protection agency contact. Every Jacksonville lender should hold an active Florida license — if a provider cannot give you their license number in writing, treat it as a red flag.

How to check licensing: the Florida Department of Financial Services (or equivalent agency) publishes a searchable license lookup. Before your first meeting with any Jacksonville credit unions provider, spend five minutes cross-checking their license status. Providers that refuse to give a license number are often unlicensed to operate in Jacksonville or have had licenses revoked.

How to research a Jacksonville provider's track record: the CFPB Consumer Complaint Database at consumerfinance.gov/complaint lists complaints filed against every lender, credit repair company, and debt collector in the country. A pattern of unresolved complaints against a specific Jacksonville provider is one of the strongest signals available before signing a contract.

How to Compare Credit Unions Providers in Jacksonville

Get the pricing in writing. Ask every Jacksonville credit unions provider for their fees, monthly cost (if applicable), setup fee (if applicable), and APR (for lending products) in writing before signing. Providers that only quote pricing over the phone or that offer "call for a personalized quote" without a public pricing tier are harder to compare and usually more expensive.

Confirm the refund policy. Ask each Jacksonville provider what happens if you cancel within the first three days (federal CROA window), within the first month, and after the promised results are not delivered. Refund policies are one of the biggest differentiators between credit unions providers in Jacksonville, and they are frequently not disclosed until after signing.

Cross-check with the CFPB. Search each Jacksonville provider's exact business name in the CFPB Consumer Complaint Database. A provider with zero complaints is not necessarily better — it may just be smaller. But a provider with a pattern of unresolved complaints in the same category (e.g. billing disputes, misleading claims about credit repair timelines, high-cost lending disclosures) is a strong signal to keep researching alternatives.

Compare at least three providers. Jacksonville has 23 listed credit unions providers on CreditDoc. Reviewing three provider profiles side-by-side is the fastest way to spot pricing outliers, licensing gaps, and refund-policy differences. Providers that are transparent about pricing, licensing, and refund terms will match this level of preparation on their side; providers that resist it are usually not the right fit.

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