Best Credit Repair in Jacksonville, FL

Compare 10 credit repair companies serving Jacksonville, Florida. Average rating: 4.3/5.

10 Companies 10 Rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Top-Rated Credit Repair

Credit Repair Expert Help logo

Credit Repair Expert Help

Unable to generate profile—website returns 403 Forbidden error, preventing access to company information, services, and business details.

4.4/5
Free BBB: NR

Best for: Consumers in Jacksonville, Florida looking for credit repair services, People who prefer working with a local credit repair provider

Dispute Queen LLC logo

Dispute Queen LLC

Dispute Queen LLC is a credit repair specialist based in Jacksonville, FL, offering credit dispute and repair services through certified consultants.

4.4/5
Free BBB: NR

Best for: Jacksonville, Florida residents with credit report errors, Consumers seeking local, in-person credit repair consultation

Jacksonville Credit Repair - Fix My Credit Scores logo

Jacksonville Credit Repair - Fix My Credit Scores

Jacksonville Credit Repair offers credit dispute resolution, report analysis, and score improvement strategies through licensed professionals serving the Jacksonville, FL area.

4.4/5
Free BBB: NR

Best for: Jacksonville-area residents with inaccurate negative items on credit reports seeking local in-person service, Consumers who have been denied credit and want professional dispute assistance

Ovation Credit Services by LendingTree logo

Ovation Credit Services by LendingTree

Ovation Credit Services was a LendingTree subsidiary offering credit repair services from Jacksonville, FL. The company ceased operations in April 2023. BBB profile shows business is closed. Former BBB A+ rating.

4.4/5
Free BBB: A+

Best for: This company is no longer operational. Consumers should explore active alternatives such as The Credit People, Credit Saint, or Sky Blue Credit for similar credit repair services.

Precise Taxes & Credit Repair Service - Jacksonville logo

Precise Taxes & Credit Repair Service - Jacksonville

Jacksonville-based tax and credit repair service offering credit consultations with 90-day action plans, tax preparation, and notary services.

4.4/5
Free BBB: NR

Best for: Jacksonville residents seeking bundled tax and credit services at one location, Self-employed/1099 earners needing free tax prep combined with credit review

Royal Blue Financial Services, LLC logo

Royal Blue Financial Services, LLC

Royal Blue Financial Services offers credit repair, credit education, and tax preparation services. Based in Jacksonville, FL, they focus on helping clients improve their credit profiles.

4.4/5
Free BBB: NR

Best for: Jacksonville, FL residents seeking local credit repair with in-person consultation, Consumers wanting bundled credit and tax services from a single provider

All Credit Repair in Jacksonville (10)

Credit Repair Expert Help logo

Credit Repair Expert Help

Unable to generate profile—website returns 403 Forbidden error, preventing access to company information, services, and business details.

4.4/5
Free BBB: NR

Best for: Consumers in Jacksonville, Florida looking for credit repair services, People who prefer working with a local credit repair provider

Dispute Queen LLC logo

Dispute Queen LLC

Dispute Queen LLC is a credit repair specialist based in Jacksonville, FL, offering credit dispute and repair services through certified consultants.

4.4/5
Free BBB: NR

Best for: Jacksonville, Florida residents with credit report errors, Consumers seeking local, in-person credit repair consultation

Jacksonville Credit Repair - Fix My Credit Scores logo

Jacksonville Credit Repair - Fix My Credit Scores

Jacksonville Credit Repair offers credit dispute resolution, report analysis, and score improvement strategies through licensed professionals serving the Jacksonville, FL area.

4.4/5
Free BBB: NR

Best for: Jacksonville-area residents with inaccurate negative items on credit reports seeking local in-person service, Consumers who have been denied credit and want professional dispute assistance

Ovation Credit Services by LendingTree logo

Ovation Credit Services by LendingTree

Ovation Credit Services was a LendingTree subsidiary offering credit repair services from Jacksonville, FL. The company ceased operations in April 2023. BBB profile shows business is closed. Former BBB A+ rating.

4.4/5
Free BBB: A+

Best for: This company is no longer operational. Consumers should explore active alternatives such as The Credit People, Credit Saint, or Sky Blue Credit for similar credit repair services.

Precise Taxes & Credit Repair Service - Jacksonville logo

Precise Taxes & Credit Repair Service - Jacksonville

Jacksonville-based tax and credit repair service offering credit consultations with 90-day action plans, tax preparation, and notary services.

4.4/5
Free BBB: NR

Best for: Jacksonville residents seeking bundled tax and credit services at one location, Self-employed/1099 earners needing free tax prep combined with credit review

Royal Blue Financial Services, LLC logo

Royal Blue Financial Services, LLC

Royal Blue Financial Services offers credit repair, credit education, and tax preparation services. Based in Jacksonville, FL, they focus on helping clients improve their credit profiles.

4.4/5
Free BBB: NR

Best for: Jacksonville, FL residents seeking local credit repair with in-person consultation, Consumers wanting bundled credit and tax services from a single provider

Squeaky Clean Credit Consulting logo

Squeaky Clean Credit Consulting

Squeaky Clean Credit Consulting disputes inaccurate items on credit reports and provides personalized credit counseling and monitoring to help clients rebuild their credit.

4.4/5
Free BBB: NR

Best for: Consumers with collections, charge-offs, or late payments preparing for home purchase or mortgage approval, Renters and apartment applicants needing credit improvement for rental approval

The Credit Lab logo

The Credit Lab

The Credit Lab offers credit repair services with dispute assistance, financial consulting, and small business credit solutions from their Jacksonville, FL office.

4.4/5
Free BBB: NR

Best for: Small business owners seeking to establish or improve business credit while addressing personal credit issues, Consumers with financial disorganization who need both credit repair and broader financial consulting services

Kredair LLC logo

Kredair LLC

Kredair LLC is a Florida-based credit repair specialist offering dispute services, credit counseling, and credit building across all three bureaus with personalized customer service.

4.1/5
Contact BBB: NR

Best for: Individuals seeking credit repair who value education alongside dispute services, Busy professionals who need fully online credit repair without in-person appointments

Ovation Credit logo

Ovation Credit

Ovation Credit was a full-service credit repair firm backed by LendingTree, offering personalized disputes and case advisors. Ceased operations June 2023.

3.9/5
$79.00/mo BBB: NR Money-Back

Best for: Consumers who needed goodwill letter services alongside standard bureau disputes, Clients seeking attorney-founded credit repair expertise and legal grounding