Best Mortgages & Home Loans in Jacksonville, FL

Compare 6 mortgages & home loans companies serving Jacksonville, Florida. Average rating: 4.4/5.

6 Companies 6 Rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Top-Rated Mortgages & Home Loans

Coast2Coast Mortgage Lending | Jacksonville, Florida logo

Coast2Coast Mortgage Lending | Jacksonville, Florida

Coast2Coast Mortgage is a Jacksonville-based lender offering conventional, FHA, VA, USDA, and specialized mortgage products including investment property and foreign national loans.

4.4/5
Contact BBB: NR

Best for: Real estate investors seeking specialized DSCR, pad split, or short-term rental financing, Self-employed professionals and business owners with non-traditional income documentation

First Coast Mortgage Funding | Carson Home Team logo

First Coast Mortgage Funding | Carson Home Team

First Coast Mortgage Funding is a Jacksonville-based mortgage lender offering home purchase and refinance loans through a team of licensed loan officers including Eric Carson.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Jacksonville, Florida area seeking personalized guidance, Servicemembers and military families relocating or purchasing homes

Forever Home Loans logo

Forever Home Loans

Forever Home Loans is a Florida-based mortgage broker offering purchase and refinance loans including FHA, VA, USDA, conventional, and jumbo mortgages with emphasis on streamlined digital processing.

4.4/5
Contact BBB: NR

Best for: Florida homebuyers and homeowners seeking to refinance using government-backed programs (FHA, VA, USDA), High-net-worth borrowers needing jumbo loans above conventional loan limits

Halvorsen Team - LoanPeople logo

Halvorsen Team - LoanPeople

Halvorsen Team is a Jacksonville-based mortgage lender offering home purchase, refinance, and renovation loans across Florida, Georgia, and West Virginia with a focus on fast closings and personalized service.

4.4/5
Contact BBB: NR

Best for: Florida, Georgia, or West Virginia homebuyers seeking referral-based mortgage services with emphasis on responsive, personalized attention, Borrowers with complex mortgage situations (reverse mortgages, pre-foreclosure, multi-party complications) who need loan officers willing to advocate beyond standard duties

Jacksonville Hard Money Lenders logo

Jacksonville Hard Money Lenders

BridgeWell Capital is a private hard money lender in Jacksonville offering fast real estate investment loans (fix-and-flip, cash-out refi, commercial) with closings in as little as 10 days.

4.4/5
Contact BBB: NR

Best for: Real estate fix-and-flip investors needing fast capital and flexible underwriting for renovation projects, Commercial real estate investors purchasing or refinancing office, retail, or mixed-use properties

Right Start Mortgage, Inc DBA GFS Home Loans - Jacksonville - Kristine Kennedy logo

Right Start Mortgage, Inc DBA GFS Home Loans - Jacksonville - Kristine Kennedy

Kristine Kennedy is a Branch Manager (NMLS #227275) at GFS Home Loans in Jacksonville, FL, offering mortgage services including purchases, refinances, and home construction financing.

4.4/5
Contact BBB: NR

Best for: Jacksonville-area homebuyers seeking a relationship-based approach with a single loan officer, Borrowers refinancing mortgages who value educational guidance on rate comparison and break-even analysis

All Mortgages & Home Loans in Jacksonville (6)

Coast2Coast Mortgage Lending | Jacksonville, Florida logo

Coast2Coast Mortgage Lending | Jacksonville, Florida

Coast2Coast Mortgage is a Jacksonville-based lender offering conventional, FHA, VA, USDA, and specialized mortgage products including investment property and foreign national loans.

4.4/5
Contact BBB: NR

Best for: Real estate investors seeking specialized DSCR, pad split, or short-term rental financing, Self-employed professionals and business owners with non-traditional income documentation

First Coast Mortgage Funding | Carson Home Team logo

First Coast Mortgage Funding | Carson Home Team

First Coast Mortgage Funding is a Jacksonville-based mortgage lender offering home purchase and refinance loans through a team of licensed loan officers including Eric Carson.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Jacksonville, Florida area seeking personalized guidance, Servicemembers and military families relocating or purchasing homes

Forever Home Loans logo

Forever Home Loans

Forever Home Loans is a Florida-based mortgage broker offering purchase and refinance loans including FHA, VA, USDA, conventional, and jumbo mortgages with emphasis on streamlined digital processing.

4.4/5
Contact BBB: NR

Best for: Florida homebuyers and homeowners seeking to refinance using government-backed programs (FHA, VA, USDA), High-net-worth borrowers needing jumbo loans above conventional loan limits

Halvorsen Team - LoanPeople logo

Halvorsen Team - LoanPeople

Halvorsen Team is a Jacksonville-based mortgage lender offering home purchase, refinance, and renovation loans across Florida, Georgia, and West Virginia with a focus on fast closings and personalized service.

4.4/5
Contact BBB: NR

Best for: Florida, Georgia, or West Virginia homebuyers seeking referral-based mortgage services with emphasis on responsive, personalized attention, Borrowers with complex mortgage situations (reverse mortgages, pre-foreclosure, multi-party complications) who need loan officers willing to advocate beyond standard duties

Jacksonville Hard Money Lenders logo

Jacksonville Hard Money Lenders

BridgeWell Capital is a private hard money lender in Jacksonville offering fast real estate investment loans (fix-and-flip, cash-out refi, commercial) with closings in as little as 10 days.

4.4/5
Contact BBB: NR

Best for: Real estate fix-and-flip investors needing fast capital and flexible underwriting for renovation projects, Commercial real estate investors purchasing or refinancing office, retail, or mixed-use properties

Right Start Mortgage, Inc DBA GFS Home Loans - Jacksonville - Kristine Kennedy logo

Right Start Mortgage, Inc DBA GFS Home Loans - Jacksonville - Kristine Kennedy

Kristine Kennedy is a Branch Manager (NMLS #227275) at GFS Home Loans in Jacksonville, FL, offering mortgage services including purchases, refinances, and home construction financing.

4.4/5
Contact BBB: NR

Best for: Jacksonville-area homebuyers seeking a relationship-based approach with a single loan officer, Borrowers refinancing mortgages who value educational guidance on rate comparison and break-even analysis