Everbank, National Association logo

Everbank, National Association in Jacksonville, FL

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EverBank is an FDIC-insured national bank offering high-yield savings accounts, CDs, checking, and money market accounts with competitive rates and no monthly fees.

Data compiled from public sources

Everbank, National Association Review

EverBank, National Association is a federally-chartered national bank that has positioned itself as a performance-focused financial institution in the retail banking space. The company emphasizes beating national averages on deposit account yields, marketing its accounts as alternatives to traditional banks with lower rates. EverBank offers a range of personal banking products including high-yield savings accounts, certificates of deposit (CDs), checking accounts, and money market accounts, all accessible through online and mobile platforms.

The bank's core product offerings center on deposit accounts designed for savers seeking competitive returns. 00% APY. All deposit accounts include FDIC insurance protection up to the standard $250,000 limit per depositor per account category.

The bank provides free mobile check deposits, free ATM access through 80,000+ no-fee ATMs nationwide, and automatic reimbursement up to $15 monthly for out-of-network ATM fees (unlimited for accounts with $5,000+ minimum daily balance). EverBank distinguishes itself through its emphasis on high-yield rates, no monthly account fees, no minimum opening deposit requirements for savings accounts, and widespread ATM access with fee reimbursement. The company has secured a partnership with brand ambassador Trevor Lawrence to underscore its performance positioning.

They also note acquiring Sterling Bank clients, suggesting recent consolidation activity in the banking sector. The bank provides 24/7 access to accounts via mobile and online banking with stated strong security measures. While EverBank offers rate claims to verify and convenience, prospective customers should note that APYs are variable and subject to change without notice, rates may decrease after promotional periods for new accounts, and the quoted rates are accurate only as of the stated date.

Early withdrawal penalties apply to CDs.

Services & Features

24/7 client solutions support
Account transition services for acquired banks (Sterling Bank)
Automatic ATM fee reimbursement
Checking accounts with free ATM access
Credit card products (issued through Elan Financial Services partnership)
EverBank Performance® CD with fixed rates and terms
EverBank Performance® Savings Account with high-yield rates
FDIC-insured deposit products
Mobile banking app
Mobile check deposit
Money market accounts with free cash access
Online banking platform

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • High-yield savings rate of 3.90% APY for new accounts, marketed as 10x the national average
  • No monthly account fees on savings and checking products
  • No minimum opening deposit requirement for Performance® Savings Account
  • FDIC insurance protection on all deposits up to $250,000 per account category
  • Access to 80,000+ no-fee ATMs nationwide with up to $15 monthly fee reimbursement
  • Mobile check deposit functionality for convenient fund transfers
  • Variable rate accounts allow potential for rate increases in higher-rate environments

Cons

  • APYs are variable and subject to change without notice, with no rate stated terms
  • Quoted rates are promotional for new accounts only and may not apply to existing customers
  • No physical banking centers mentioned; primarily digital-only banking operations
  • CD accounts require $1,000 minimum opening deposit with early withdrawal penalties
  • Limited information provided about business banking, investment services, or loan products beyond financing mention

Consumer Complaint Record

EverBank, National Association received 80 consumer complaints in the past 12 months. All complaints received a timely response from the company.

80

Complaints (12 months)

0.0%

Resolved with relief

Increasing

Complaint trend

Most Common Complaint Categories

Managing an account
45.3%
Closing an account
14.5%
Opening an account
11.3%

45 FDIC-insured branch locations nationwide.

Source: Consumer Financial Protection Bureau · FDIC BankFind

State Consumer Finance Context

This is state-level context for Banks consumers in Jacksonville, FL. It does not confirm that Everbank, National Association or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Everbank, National Association offer?

Everbank, National Association offers 12 services including EverBank Performance® Savings Account with high-yield rates, EverBank Performance® CD with fixed rates and terms, Money market accounts with free cash access, Checking accounts with free ATM access, Mobile check deposit, and 7 more.

What profile signals are listed for Everbank, National Association?

Everbank, National Association has profile signals associated with Rate-conscious savers seeking competitive yields on savings and CD products, Customers prioritizing digital/mobile banking convenience over branch access, Individuals wanting multiple high-yield deposit accounts with no monthly fees.

What are the strengths and weaknesses of Everbank, National Association?

Key strengths: High-yield savings rate of 3.90% APY for new accounts, marketed as 10x the national average; No monthly account fees on savings and checking products; No minimum opening deposit requirement for Performance® Savings Account. Areas to consider: APYs are variable and subject to change without notice, with no rate stated terms; Quoted rates are promotional for new accounts only and may not apply to existing customers.

How does Everbank, National Association compare to similar companies?

In the Banks category, comparable providers include American Momentum Bank, Crews Bank & Trust, EdFed. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1998
Headquarters
Jacksonville, FL
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #34775
Visit Everbank, National Association

CreditDoc Profile Note

Research Note on Everbank, National Association

EverBank is profile signals for digitally-savvy savers and depositors seeking competitive yields on savings accounts and CDs without monthly fees or minimum balances. The main caveat is that advertised APYs are variable, subject to change without notice, and promotional rates apply only to new accounts, so customers should verify current rates before opening accounts and understand rates may decrease after the promotional period.

Profile Signals

  • Rate-conscious savers seeking competitive yields on savings and CD products
  • Customers prioritizing digital/mobile banking convenience over branch access
  • Individuals wanting multiple high-yield deposit accounts with no monthly fees
Updated 2026-05-08

Similar Companies

American Momentum Bank logo

American Momentum Bank

FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.

4.4/5

Google rating from 17 reviews

BBB: NR

Profile signals: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support

Crews Bank & Trust logo

Crews Bank & Trust

Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.

4.9/5

Google rating from 39 reviews

BBB: NR

Profile signals: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services

EdFed logo

EdFed

Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.

4.5/5

Google rating from 76 reviews

BBB: NR

Profile signals: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support

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Quick Summary

  • Everbank, National Association is listed as a Banks provider in Jacksonville, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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