RadiFi Credit Union's Northside Jacksonville branch offers member banking with checking, savings, loans, and mortgage services since 1935.
Data compiled from public sources · Rating from CreditDoc methodology
RadiFi Credit Union has served the Jacksonville area for nearly 90 years, with the Northside branch located at 1440-31 Dunn Ave. in Jacksonville, FL 32218. The credit union operates as a member-owned financial cooperative, differentiating it from traditional banks through member-focused governance and shared profitability.
The Northside branch provides comprehensive banking services including deposit accounts (checking, savings, certificates of deposit), lending products (auto loans, mortgages, business loans), and transaction services. Current promotional offerings include a 13-Month Certificate Special at 3.75% APY, High-Yield Checking up to 4.00% APY, auto loan refinancing with 0.25% rate reduction, home mortgage cash back incentives, and a Visa credit card with 1.90% intro APR. The branch maintains a 24-hour ATM, coin counting machine, safe deposit boxes, wire transfer services, and notary services.
As a credit union rather than a bank, RadiFi emphasizes member benefits and competitive rates on savings products. The branch has achieved a 3.9-star rating with 206 certified reviews, with documented positive member experiences. They offer digital banking options including mobile banking apps and online account opening, plus specialized services through mortgage loan originators (NMLS-registered), commercial loan officers, and wealth advisors.
The Northside location operates Monday-Friday 9am-5pm and Saturday 9am-1pm with no drive-up window. Members can access products online or through the physical branch. The organization maintains standard holiday closures and provides referral incentives ($25 for friend referrals). However, as a credit union, membership eligibility requirements may apply, and products/rates are subject to standard underwriting and qualification criteria.
As a financial institution, this bank competes with both traditional banks and newer fintech personal loan lenders. Borrowers seeking personal loans for bad credit may find flexible terms through online lenders, while debt consolidation loans offer fixed rates. For credit building, secured credit cards and credit builder loans offer structured paths. Many banks offer installment loans with fixed monthly payments over 12 to 60 months.
Yes. RadiFi Credit Union - Northside is a registered company, headquartered in Jacksonville, FL.
RadiFi Credit Union - Northside plans start at Free per month with no setup fee. No money-back guarantee is offered.
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CreditDoc Diagnosis
RadiFi Credit Union's Northside branch is best for Jacksonville residents seeking member-owned banking with competitive savings rates and comprehensive lending services. Primary limitation is the lack of drive-up window and limited weekend hours; customers must visit the lobby during weekday business hours, and membership eligibility requirements may apply.
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