RadiFi Credit Union's Northside Jacksonville branch offers member banking with checking, savings, loans, and mortgage services since 1935.
Data compiled from public sources · Google rating shown when a stored review count is available
RadiFi Credit Union has served the Jacksonville area for nearly 90 years, with the Northside branch located at 1440-31 Dunn Ave. in Jacksonville, FL 32218. The credit union operates as a member-owned financial cooperative, differentiating it from traditional banks through member-focused governance and shared profitability.
The Northside branch provides comprehensive banking services including deposit accounts (checking, savings, certificates of deposit), lending products (auto loans, mortgages, business loans), and transaction services. Current promotional offerings include a 13-Month Certificate Special at 3.75% APY, High-Yield Checking up to 4.00% APY, auto loan refinancing with 0.25% rate reduction, home mortgage cash back incentives, and a Visa credit card with 1.90% intro APR. The branch maintains a 24-hour ATM, coin counting machine, safe deposit boxes, wire transfer services, and notary services.
As a credit union rather than a bank, RadiFi emphasizes member benefits and rate claims to verify on savings products. The branch has achieved a 3.9-star rating with 206 certified reviews, with documented positive member experiences. They offer digital banking options including mobile banking apps and online account opening, plus listed services through mortgage loan originators (NMLS-registered), commercial loan officers, and wealth advisors.
The Northside location operates Monday-Friday 9am-5pm and Saturday 9am-1pm with no drive-up window. Members can access products online or through the physical branch. The organization maintains standard holiday closures and provides referral incentives ($25 for friend referrals). However, as a credit union, membership eligibility requirements may apply, and products/rates are subject to standard underwriting and qualification criteria.
As a financial institution, this bank competes with both traditional banks and newer fintech personal loan lenders. Borrowers seeking personal loans for bad credit may find flexible terms through online lenders, while debt consolidation loans offer fixed rates. For credit building, secured credit cards and credit builder loans offer structured paths. Many banks offer installment loans with fixed monthly payments over 12 to 60 months.
This is state-level context for Credit Unions consumers in Jacksonville, FL. It does not confirm that RadiFi Credit Union - Northside or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
RadiFi Credit Union - Northside offers 12 services including Checking and savings accounts, 13-Month Certificates of Deposit (3.75% APY), High-Yield Checking (up to 4.00% APY), Auto loans and refinancing (0.25% rate reduction promotion), Home mortgages ($1,000 cash back offer), and 7 more.
RadiFi Credit Union - Northside has profile signals associated with Jacksonville residents seeking competitive savings rates on CDs and high-yield checking accounts, Homebuyers interested in mortgage refinancing or purchase financing with local NMLS-licensed originators, Small business owners needing commercial lending and business banking services, Credit union members valuing member-owned governance and profit-sharing benefits over traditional bank structures.
Key strengths: Competitive savings rates: 13-Month CD at 3.75% APY and High-Yield Checking up to 4.00% APY; Established 90-year history (since 1935) providing stability and local community presence; Comprehensive service suite: mortgages, auto loans, business loans, wire transfers, safe deposit boxes, notary services. Areas to consider: No drive-up window at Northside location, requiring in-person lobby visits during business hours; Limited Saturday hours (9am-1pm only) with Sunday closure, restricting weekend access.
In the Credit Unions category, comparable providers include Pathways Financial Credit Union - Clintonville, Plus Credit Union, Truliant Federal Credit Union Charlotte. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
RadiFi Credit Union's Northside branch is profile signals for Jacksonville residents seeking member-owned banking with competitive savings rates and comprehensive lending services. Primary limitation is the lack of drive-up window and limited weekend hours; customers must visit the lobby during weekday business hours, and membership eligibility requirements may apply.
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