RadiFi Credit Union's Westside Jacksonville branch offers membership-based banking with checking, savings, loans, and mortgage services. Serving the community since 1935 with competitive rates and personalized member support.
Data compiled from public sources · Rating from CreditDoc methodology
RadiFi Credit Union – Westside Branch has been serving the Jacksonville community for nearly 90 years, establishing itself as a local financial institution rooted in the historic Westside neighborhood. Located at 7254 103rd Street in Jacksonville, Florida, the branch specifically markets itself to families, military members, and water enthusiasts in the area, with proximity to Naval Air Station Jacksonville and local waterfront amenities. The organization operates as a member-owned cooperative credit union rather than a traditional for-profit bank.
The branch provides comprehensive retail banking services including deposit accounts, cash transactions, loan products, and mortgage origination. 90% intro APR for 12 months. Beyond deposits and lending, they offer notary services, safe deposit boxes, money orders, cashier checks, instant-issue debit cards, a 24-hour ATM, free coin counting for members, and wire transfers.
What distinguishes RadiFi's Westside branch is its hyper-local community focus and personalized staffing model. The branch employs titled "Member Success" professionals rather than generic tellers, maintains a dedicated mortgage originator (Erika Baker, NMLS #989622) and commercial loan officer (Christopher Condon, NMLS #252916), and offers a wealth advisor through LPL Financial. 2-star rating across 271 certified reviews.
They also run a referral program offering $25 for member referrals. The primary caveat is that credit union membership eligibility may be restricted—the website does not specify membership requirements, which are common at credit unions (employer affiliation, geographic location, or sponsor relationships). Additionally, while competitive rates are advertised, APYs on deposit products are subject to promotional periods and require specific minimum deposits.
The branch operates traditional hours (9 AM–5 PM weekdays, 9 AM–1 PM Saturday), limiting after-hours access to the 24-hour ATM only.
Yes. RadiFi Credit Union - Westside Branch is a registered company, headquartered in Jacksonville, FL.
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CreditDoc Diagnosis
RadiFi Credit Union – Westside Branch is best for military families, homebuyers, and existing credit union members in the Jacksonville area seeking competitive yields and personalized service from a community-focused institution. The main caveat is that membership eligibility is unstated (typical credit union restriction), and consumers should verify they qualify before applying; additionally, after-hours service is limited to ATM access only.
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