Free Help Provider Profiles in Jacksonville, FL

Review 11 listed free help profiles associated with Jacksonville, Florida. Average stored Google rating where available: 4.2/5.

11 Listed Profiles 2 Google-rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Provider Profiles for Free Help

Relief Credit Repair logo

Relief Credit Repair

American Consumer Credit Counseling (ACCC) is a BBB A+-rated nonprofit offering free credit counseling and Debt Management Plans to help Jacksonville residents consolidate and pay off credit card debt faster.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Jacksonville residents with multiple credit cards struggling to manage payments and seeking lower interest rates, Consumers seeking structured debt payoff plans without taking on new loans or debt settlement

GreenPath Financial Wellness, Jacksonville, FL logo

GreenPath Financial Wellness, Jacksonville, FL

National nonprofit providing free NFCC and HUD-certified financial counseling, debt management programs, and housing assistance since 1961.

3.3/5

Google rating from 4 reviews

BBB: NR

Profile signals: Individuals with high-interest credit card debt seeking consolidation and interest rate negotiation, Homeowners facing foreclosure or considering reverse mortgages seeking HUD-certified guidance

Listed Free Help Profiles in Jacksonville (11)

Relief Credit Repair logo

Relief Credit Repair

American Consumer Credit Counseling (ACCC) is a BBB A+-rated nonprofit offering free credit counseling and Debt Management Plans to help Jacksonville residents consolidate and pay off credit card debt faster.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Jacksonville residents with multiple credit cards struggling to manage payments and seeking lower interest rates, Consumers seeking structured debt payoff plans without taking on new loans or debt settlement

GreenPath Financial Wellness, Jacksonville, FL logo

GreenPath Financial Wellness, Jacksonville, FL

National nonprofit providing free NFCC and HUD-certified financial counseling, debt management programs, and housing assistance since 1961.

3.3/5

Google rating from 4 reviews

BBB: NR

Profile signals: Individuals with high-interest credit card debt seeking consolidation and interest rate negotiation, Homeowners facing foreclosure or considering reverse mortgages seeking HUD-certified guidance

Credit.Org - Jacksonville, FL Branch logo

Credit.Org - Jacksonville, FL Branch

National nonprofit credit counseling and HUD-approved housing counselor network offering free debt relief, credit building, and homeownership guidance since 1974.

BBB: NR

Profile signals: Homebuyers seeking free pre-purchase education and credit counseling before applying for mortgages, Reverse mortgage inquirers needing federally required counseling before proceeding with application

Harris Financial Coaching logo

Harris Financial Coaching

Individual financial coach offering budget planning, credit management, and retirement guidance to families. AFCPE-affiliated with 16 years experience and financial coaching certification.

BBB: NR

Profile signals: Parents and households seeking personalized financial coaching who can afford $459 session fees, Families wanting to instill wealth-building mindset and budgeting skills in children

Jacksonville Area Legal Aid, Inc. logo

Jacksonville Area Legal Aid, Inc.

Jacksonville Area Legal Aid is a nonprofit law firm providing free and reduced-fee legal services to low-income individuals across North Florida since 1937.

BBB: NR

Profile signals: Low-income individuals and families in North Florida facing eviction, family law disputes, or housing-related legal issues, Moderate-income families in Duval, Clay, and Nassau counties seeking affordable legal assistance through the FLARE sliding-scale program

Nsc (Naca Counseling Subsidiary) - Jacksonville, FL logo

Nsc (Naca Counseling Subsidiary) - Jacksonville, FL

NACA is a non-profit housing advocacy organization offering character-based mortgage lending and HUD-approved housing counseling to help underserved communities achieve affordable homeownership.

BBB: NR

Profile signals: Low-to-moderate income borrowers with poor or no credit history seeking first-time homeownership, Borrowers priced out of traditional mortgages due to down payment requirements or closing costs

Second Chance Help Center, Inc. logo

Second Chance Help Center, Inc.

HUD-approved non-profit housing counselor and community development organization in Jacksonville offering foreclosure prevention, homebuyer education, and affordable housing solutions.

BBB: NR

Profile signals: First-time homebuyers in Jacksonville seeking affordable education and guidance, Homeowners facing foreclosure in the Jacksonville north side community

We Help Foundation logo

We Help Foundation

We Help Foundation is a non-profit organization offering free housing counseling, financial guidance, and transportation assistance to help individuals achieve homeownership and financial stability.

BBB: NR

Profile signals: Individuals seeking free housing counseling and homeownership guidance without commercial lender pressure, First-time homebuyers looking for structured advising programs and savings strategies

Wealth Watchers Inc logo

Wealth Watchers Inc

HUD-certified nonprofit housing counselor and community development organization serving low-to-moderate income individuals across Florida and Georgia since 2001.

BBB: NR

Profile signals: First-time homebuyers seeking free counseling and down payment assistance guidance, Low-to-moderate income individuals wanting to build financial literacy and long-term wealth

Wealth Watchers, Inc logo

Wealth Watchers, Inc

HUD-certified nonprofit housing counselor and community development organization serving low-to-moderate income individuals in Florida and Georgia since 2001.

BBB: NR

Profile signals: First-time homebuyers seeking free pre-purchase counseling and down payment assistance guidance, Low-to-moderate income families wanting to understand wealth-building strategies

Woman to Woman Financial logo

Woman to Woman Financial

Jacksonville-based financial advisory firm specializing in personalized financial planning for high-achieving women and business owners, led by Dr. April D. Murdaugh.

BBB: NR

Profile signals: High-achieving professional women seeking personalized financial planning and wealth management, Female business owners needing comprehensive financial strategy and business transition planning