Harris Financial Coaching in Jacksonville, FL

Harris Financial Coaching is a sole proprietorship founded in 2021 by Annette Harris, based in Jacksonville, Florida. The business operates as an independent coaching practice focused on personal financial empowerment rather than as a traditional non-profit credit counseling agency.

The service offers personalized financial coaching through phone and video consultations, priced at $459 per fixed-price session. Core offerings include budget development, credit understanding and management, retirement planning, debt management, credit building, wealth-building strategies, and facilitation of family financial conversations. Harris brings credentials including a Financial Fitness Coach certification from Sage Financial Solutions (2022), SPHR certification, a Juris Master in Legal Compliance, and a Masters in Human Resources Management.

Harris distinguishes herself through a dual focus on immediate financial coaching for adults and long-term financial literacy education for young people. The coach specifically targets parents seeking to teach children budgeting skills before they leave home, aiming to instill wealth-building mindset in the next generation. She holds AFCPE affiliation (2021) and offers specialized expertise in retirement planning, military benefits evaluation, and employment benefit assessment.

Key limitations exist: Harris operates as a solo practitioner rather than a non-profit organization, charges consultation fees ($459 per session), and appears to lack the HUD-approved housing counselor credentials or NFCC certification typical of traditional free-help credit counseling agencies. While AFCPE-affiliated, the practice is fee-based rather than subsidized. The service is best suited for individuals seeking personalized coaching who can afford professional fees, rather than those requiring low-cost or no-cost credit counseling.