CFSC Checks Cashed Flatbush logo

CFSC Checks Cashed Flatbush in Brooklyn, NY

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CFSC Checks Cashed Flatbush is a check-cashing and financial services location in Brooklyn offering no-bank-account check cashing, money transfers, bill pay, and prepaid cards with extended hours.

Data compiled from public sources

CFSC Checks Cashed Flatbush Review

CFSC Checks Cashed Flatbush is part of Community Financial Services, a multi-location check-cashing and financial services network operating across Brooklyn and Manhattan. The Flatbush Avenue location has been serving the Brooklyn community with accessible financial services for consumers who may not have traditional bank accounts or are researching short-term cash access. The company positions itself as a convenient alternative to traditional banking for routine financial transactions.

The location offers a comprehensive suite of financial services beyond basic check cashing. Core services include check cashing (personal and business checks), money orders, electronic bill pay, money transfers to family domestically and internationally, prepaid debit cards, ATM access, foreign currency exchange (80+ countries), prepaid cellular services, tax refund cashing, coin exchange, lottery services, and MetroCard/transit passes. The business model centers on providing short-term cash access and financial services to unbanked and underbanked consumers without requiring a bank account or credit check for most services.

The Flatbush location distinguishes itself through extended operating hours (7am–9:30pm weekdays, 7am–7:30pm Saturday, 7am–5:30pm Sunday), Spanish-language support (Se Habla Español), and a wide array of ancillary services beyond check cashing. The company's multi-location network in Brooklyn provides geographic accessibility, and their emphasis on no-bank-account requirements and documented photo ID acceptance removes friction for their target market. The business appears designed for working-class and immigrant communities with limited traditional banking access.

CFSC Checks Cashed Flatbush functions as a legitimate check-cashing service with listed service offerings and clear ID requirements. However, consumers should be aware that check-cashing services typically charge fees (not disclosed on the website), and while convenient, using check-cashing and prepaid cards long-term can be more expensive than traditional banking. The company is a financial services intermediary, not a lender or credit builder, so it does not help customers build credit history or access credit products.

Services & Features

ATM access
Check cashing (personal and business checks)
Coin exchange and services
Electronic bill pay
Foreign currency exchange (80+ countries)
Lottery services
Money orders
Money transfers (domestic and international)
Prepaid cellular phone services
Prepaid debit cards (no credit check required)
Tax refund check cashing
Transit/MetroCard sales

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended hours (7am–9:30pm weekdays) provide access before/after traditional bank hours
  • No bank account required to cash checks—only documented photo ID and personal information needed
  • Instant cash access without waiting for checks to clear, unlike traditional banks
  • Bilingual service (Se Habla Español) accessible to Spanish-speaking customers
  • Broad service menu including 80+ foreign currency exchange, money transfers, bill pay, and prepaid debit cards
  • Multiple nearby Brooklyn locations for geographic convenience
  • Accepts diverse photo IDs including foreign government-issued and student IDs

Cons

  • Check-cashing fees not disclosed on website; typical fees range 1–3% of check value, making this more expensive than bank checking accounts
  • Prepaid debit cards and money transfer services charge additional fees that can accumulate for frequent users
  • Does not build credit history or report payment activity to credit bureaus, limiting long-term financial benefit
  • Reliance on check cashing and prepaid cards is more costly over time than traditional banking for regular consumers
  • No credit or lending products available; customers with credit needs must seek alternative providers

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Brooklyn, NY. It does not confirm that CFSC Checks Cashed Flatbush or this specific location is licensed.

State regulator

New York Department of Financial Services

Money services context in New York

Short-term lending status: Banned

General rate context: 16% civil usury; 25% criminal usury; payday lending banned

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Key state rules to check

  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does CFSC Checks Cashed Flatbush offer?

CFSC Checks Cashed Flatbush offers 12 services including Check cashing (personal and business checks), Money orders, Electronic bill pay, Money transfers (domestic and international), Prepaid debit cards (no credit check required), and 7 more.

What profile signals are listed for CFSC Checks Cashed Flatbush?

CFSC Checks Cashed Flatbush has profile signals associated with Unbanked and underbanked consumers without access to traditional checking accounts, Immigrant communities and Spanish-speaking customers needing multilingual financial services, Self-employed and gig workers with business checks requiring short-term cash access conversion, Individuals sending international money transfers to family abroad.

What are the strengths and weaknesses of CFSC Checks Cashed Flatbush?

Key strengths: Extended hours (7am–9:30pm weekdays) provide access before/after traditional bank hours; No bank account required to cash checks—only documented photo ID and personal information needed; Instant cash access without waiting for checks to clear, unlike traditional banks. Areas to consider: Check-cashing fees not disclosed on website; typical fees range 1–3% of check value, making this more expensive than bank checking accounts; Prepaid debit cards and money transfer services charge additional fees that can accumulate for frequent users.

How does CFSC Checks Cashed Flatbush compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
735 Flatbush Ave, Brooklyn, NY 11226
BBB Accredited
No
Visit CFSC Checks Cashed Flatbush

CreditDoc Profile Note

Research Note on CFSC Checks Cashed Flatbush

CFSC Checks Cashed Flatbush is profile signals for unbanked consumers and those without traditional bank accounts who need immediate check cashing, money transfers, or bill payment services. The primary caveat is that check-cashing and prepaid card services charge fees that make this option more expensive than traditional banking over time; this location serves immediate financial access needs rather than long-term financial health or credit building.

Profile Signals

  • Unbanked and underbanked consumers without access to traditional checking accounts
  • Immigrant communities and Spanish-speaking customers needing multilingual financial services
  • Self-employed and gig workers with business checks requiring short-term cash access conversion
  • Individuals sending international money transfers to family abroad
Updated 2026-05-08

Similar Companies

10th Avenue Check Cashing Corporation logo

10th Avenue Check Cashing Corporation

10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.

BBB: NR

Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop

A & S Foreign Exchange Inc logo

A & S Foreign Exchange Inc

A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.

BBB: NR

Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions

E Z Money LLC logo

E Z Money LLC

Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.

BBB: NR

Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances

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Quick Summary

  • CFSC Checks Cashed Flatbush is listed as a Check Cashing & Money Services provider in Brooklyn, NY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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