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EZ Pawn Corp Brooklyn, New York — Family-owned pawnbroker with 17 NYC locations offering collateral-based loans, jewelry appraisals, and retail sales si...
Data compiled from public sources
EZ Pawn Corp is a three-generation family pawnbroking business founded in 1996 by David Kaminsky, whose father Martin established the original Gem Pawnbrokers in Brooklyn in 1947. The company has grown from its single location to operate 17 conveniently located stores throughout New York City, maintaining family ownership and operation throughout its expansion.
The company offers collateral-based loans through the traditional pawning process: customers bring items of value, experienced loan officers appraise them, and borrowers receive short-term cash access with a loan agreement. They advertise a 4% monthly loan rate (approximately 48% APR), with compliance to the Military Lending Act offering 36% APR to active duty service members and dependents. Beyond pawning, they buy and sell merchandise, with particular experience context in jewelry and watches inherited from the founder's watch repair background.
EZ Pawn Corp distinguishes itself through emphasis on family heritage, community integration, and professional service standards. The company partners with local charities including the Kiss Cares Coat Drive and NYC AIDS Walk, and has received media coverage from CBS 2 New York and The New York Times. Leadership has evolved to include a second generation in marketing roles, and the company positions itself as offering both financial solutions and retail shopping experiences.
As a pawnshop, the service comes with important caveats typical of the category. The 4% monthly rate is higher in listed context than traditional lending despite Military Lending Act caps. Loan terms appear short-term focused (1-4 months shown on calculator), and loans are contingent on item appraisal value. The business model requires surrendering physical collateral, and the website disclaims that quoted fees don't include storage, handling, or late fees.
This is state-level context for Pawn Shops consumers in Brooklyn, NY. It does not confirm that EZ Pawn Corp or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
EZ Pawn Corp offers 10 services including Collateral-based pawn loans with same-day cash disbursement, Item appraisal services by knowledgeable loan officers, Jewelry appraisal and expertise, Watch repair and appraisal heritage services, Retail purchase and sale of pawned merchandise, and 5 more.
EZ Pawn Corp has profile signals associated with Individuals researching short-term cash access and possessing valuable items (jewelry, electronics, instruments) they can temporarily part with, Active duty military and dependents seeking loans below standard 48% APR rates via Military Lending Act compliance, NYC residents seeking in-person appraisals and retail purchasing of second-hand merchandise simultaneously, People with damaged credit seeking collateral-based lending with eligibility claims to verify.
Key strengths: Established 27-year track record with three-generation family ownership since 1996; 17 conveniently located stores throughout New York City for accessibility; short-term cash access disbursement upon loan approval—money in hand same day. Areas to consider: 4% monthly loan rate (48% APR) is higher in listed context than traditional personal loans or credit alternatives; Requires physical collateral surrender with no listed refund term of item recovery if loan isn't repaid.
In the Pawn Shops category, comparable providers include 24hr pawn shop, A-1 Pawn Brokers, Abe Mor Diamonds. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
EZ Pawn Corp is profile signals for NYC residents needing short-term cash who have valuable collateral to pledge, particularly active duty military who benefit from the 36% APR cap. The primary caveat is the high 48% standard APR rate and short-term structure; this is appropriate as emergency bridge financing only, not for long-term borrowing needs, and borrowers risk losing appraised collateral if unable to repay.
NYC-based pawn shop offering same-day cash for luxury watches, jewelry, diamonds, and electronics with extended hours until 2 AM on weekdays.
Profile signals: Individuals researching short-term cash access for luxury items (watches, jewelry, diamonds) without appointment hassles, Night-shift or late-evening workers who need pawn services outside standard business hours
A-1 Pawn Brokers offers collateral-based loans and direct purchases of valuables including gold, silver, diamonds, and watches with 35+ years of experience.
Profile signals: Consumers with poor or no credit history who are researching short-term cash access and may not meet traditional loan criteria, Individuals with valuable items (jewelry, watches, coins) they're willing to pledge short-term for liquidity
Family-owned diamond and jewelry buyer/seller in NYC since 1954, offering both retail purchases and consignment sales through their online platform.
Profile signals: Jewelry store owners and retailers seeking wholesale diamond inventory with personalized supplier relationships, NYC-based consumers selling inherited diamonds or jewelry who prefer local in-person evaluation
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