No stored Google rating available.
FICOfinesse is a credit counseling service located in Brooklyn, New York, offering non-profit financial guidance to help consumers understand and improve their credit.
Data compiled from public sources
FICOfinesse operates as a credit counseling service based in Brooklyn, New York, positioned within the free-help category of consumer finance resources. The company is listed on the Atly platform, a location and service discovery app that aggregates financial services across 91,000+ locations in NYC. 9 on Atly, suggesting consistent customer satisfaction.
While specific founding details are not provided in available materials, the company's presence on a major financial services directory indicates established operations serving the New York metropolitan area. As a non-profit credit counseling service, the company likely offers guidance on credit improvement, debt management, and financial literacy. The service reduces the need for consumers to conduct extensive independent research or make repeated verification calls, streamlining the credit education process.
The company's location at 33 Bond Street in Brooklyn makes it accessible to Brooklyn residents and nearby areas. FICOfinesse distinguishes itself through its integration with the Atly platform, which provides listed scoring and ratings that help consumers identify legitimate financial guidance resources. The service appeals to consumers frustrated with traditional online research methods, offering a vetted alternative to self-directed credit learning.
User testimonials emphasize time-saving benefits and the relief of having a reliable, pre-screened resource for credit guidance rather than navigating countless online options. Limitations exist in the available information. ), pricing, HUD-approval status, or NFCC certification—standard indicators for non-profit credit counseling legitimacy.
Without confirmation of these credentials, consumers should verify the organization's non-profit status and counselor certifications before engaging. The Atly reviews appear focused on the platform's utility rather than FICOfinesse's specific credit counseling outcomes.
This is state-level context for Free Help consumers in Brooklyn, NY. It does not confirm that FICOfinesse or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
FICOfinesse offers 6 services including Credit counseling consultations, Credit guidance and education, Credit-related financial advice, In-person service (Brooklyn location), Non-profit financial guidance, and 1 more.
FICOfinesse has profile signals associated with Brooklyn-based consumers seeking in-person credit counseling, Individuals overwhelmed by online credit information seeking vetted guidance, People wanting to avoid repetitive calls for credit verification and advice, Consumers exploring credit improvement without for-profit sales pressure.
Key strengths: Rated 8.9 on Atly with stored customer reviews; Reduces time spent on independent credit research and verification; Accessible physical location in Brooklyn, New York. Areas to consider: Website content does not confirm HUD-approval or NFCC certification status; Specific services offered are not detailed on available materials.
In the Free Help category, comparable providers include Approved Credit Consulting, Center for NYC Neighborhoods, New Economy Project. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FICOfinesse is best suited for Brooklyn-area consumers seeking accessible, vetted credit counseling without navigating overwhelming online resources. The main caveat is that publicly available materials do not confirm standard non-profit credentials (HUD-approval, NFCC certification) or detail specific services offered—consumers should independently verify legitimacy and scope before engagement.
Non-profit bankruptcy credit counseling provider offering court-mandated pre- and post-filing courses required under BAPCPA for Chapter 7 and 13 filers.
Profile signals: Individuals who have decided to file Chapter 7 or Chapter 13 bankruptcy and need to satisfy the legal pre-filing counseling requirement, Married couples filing jointly seeking affordable, flexible online bankruptcy education
HUD-approved non-profit providing free homeowner counseling for mortgage assistance, foreclosure prevention, and affordable housing protection across New York State.
Profile signals: New York homeowners at risk of missing mortgage payments seeking free counseling, Families facing foreclosure who need legal and financial navigation support
NYC-based nonprofit providing free legal advice, financial counseling, and organizing support to low-income residents fighting economic injustice with high-cost lending risk context finance.
Profile signals: Low-income NYC residents seeking free legal advice about high-cost lending, financial discrimination, or debt-related legal issues, Community organizers and groups building campaigns for financial justice and economic equity in their neighborhoods
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to FICOfinesse and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.