Bank of America Walk-Up ATM located at 130 Fulton Street in New York, NY. Offers 24-hour cardless ATM access with multilingual support and deposit capabilities.
Data compiled from public sources · Rating from CreditDoc methodology
Bank of America is one of the largest banking institutions in the United States, operating an extensive network of ATMs nationwide. This specific location is a Walk-Up ATM situated at 130 Fulton Street in New York's Financial District, providing round-the-clock access to cash and banking services. The ATM operates 24 hours daily and is positioned inside a building for customer convenience.
This ATM location offers standard cash withdrawal services along with several modern banking conveniences. Customers can deposit funds and make credit card payments at this machine. The ATM supports cardless transactions through tap-to-pay cards and smartphone digital wallets, allowing customers to access funds without a physical debit card. The machine provides multilingual instructions in English, Spanish, Chinese, Korean, French, Russian, and Portuguese to accommodate New York's diverse population.
What distinguishes this Bank of America ATM is its integration with the bank's broader mobile and digital banking ecosystem. Users can access additional services through the Bank of America mobile banking app, including mobile check deposit with instant confirmation, customizable financial alerts, and biometric security features like fingerprint or Face ID authentication. The location is part of Bank of America's commitment to accessible banking with specialized support available through local branches and financial specialists.
For consumers, this ATM serves as a basic cash access point with added conveniences like cardless transactions and multilingual support. However, this is an ATM-only location with no in-person banking services, loan applications, or account opening capabilities. Users seeking comprehensive banking services, financial advice, or account management would need to visit a full-service Bank of America branch. The ATM's primary value is convenience for existing Bank of America customers or those seeking quick cash access in lower Manhattan.
According to CFPB data (2023-present), Bank of America ATM has a 99.3% response rate to consumer complaints, with 97.5% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.
Bank of America ATM offers 11 services including 24-hour walk-up ATM cash withdrawals, ATM deposits (checks and cash), Credit card payments via ATM, Cardless ATM transactions using tap-to-pay cards, Smartphone digital wallet ATM access, and 6 more.
Bank of America ATM is best suited for Bank of America customers needing 24-hour cash access in Lower Manhattan, Business professionals working in the Financial District seeking convenient ATM services, Multilingual users who benefit from ATM instructions in seven languages.
Key strengths: 24-hour operation provides round-the-clock ATM access in Financial District location; Cardless ATM functionality supports tap-to-pay cards and smartphone digital wallet transactions; Accepts deposits and credit card payments in addition to standard cash withdrawals. Areas to consider: ATM-only location with no access to financial advisors, loan officers, or account services; No information about fees for non-Bank of America customers or out-of-network usage charges.
In the ATMs & Cash Access category, comparable providers include ATM Gristedes 544, Cardtronics ATM, Coinstar Kiosk. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
This location is best for existing Bank of America customers or visitors to the Financial District who need convenient 24-hour cash access with modern digital banking features. The key caveat is that this is an ATM-only location; customers requiring financial advice, loan products, account troubleshooting, or in-person banking services must visit a full-service Bank of America branch.
Public data from the Consumer Financial Protection Bureau
* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)
** Percentage of responses delivered within the CFPB's 15-day window
Source: consumerfinance.gov | Last checked 2026-03-29
Coinstar kiosk located at Gristedes grocery store offering coin-to-cash conversion, cryptocurrency purchases, eGift card exchanges, and digital money transfer services.
Best for: Consumers with accumulated coins seeking quick cash conversion during grocery shopping trips, Early cryptocurrency adopters wanting accessible on-ramp to digital assets without traditional banking infrastructure
Cardtronics operates ATM machines providing cash withdrawal access at retail locations. Located at 227 Nassau Ave in Brooklyn, NY.
Best for: Consumers needing quick cash access in the Williamsburg, Brooklyn area, Individuals preferring to avoid bank branch visits for routine cash withdrawals
Coinstar Kiosk Long Island City, New York — Coinstar operates coin and cash exchange kiosks across the U.S., providing convenient currency conversion an...
Best for: Consumers needing quick cash access at retail locations, Individuals without bank accounts seeking coin exchange services
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Bank of America ATM and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.