Bank of America ATM logo

Bank of America ATM in Brooklyn, NY

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Bank of America Walk-Up ATM located at 130 Fulton Street in New York, NY. Offers 24-hour cardless ATM access with multilingual support and deposit capabilities.

Data compiled from public sources

Bank of America ATM Review

Bank of America is one of the largest banking institutions in the United States, operating an extensive network of ATMs nationwide. This specific location is a Walk-Up ATM situated at 130 Fulton Street in New York's Financial District, providing round-the-clock access to cash and banking services. The ATM operates 24 hours daily and is positioned inside a building for customer convenience.

This ATM location offers standard cash withdrawal services along with several modern banking conveniences. Customers can deposit funds and make credit card payments at this machine. The ATM supports cardless transactions through tap-to-pay cards and smartphone digital wallets, allowing customers to access funds without a physical debit card. The machine provides multilingual instructions in English, Spanish, Chinese, Korean, French, Russian, and Portuguese to accommodate New York's diverse population.

What distinguishes this Bank of America ATM is its integration with the bank's broader mobile and digital banking ecosystem. Users can access additional services through the Bank of America mobile banking app, including mobile check deposit with instant confirmation, customizable financial alerts, and biometric security features like fingerprint or Face ID authentication. The location is part of Bank of America's commitment to accessible banking with listed support available through local branches and financial staff context.

For consumers, this ATM serves as a basic cash access point with added conveniences like cardless transactions and multilingual support. However, this is an ATM-only location with no in-person banking services, loan applications, or account opening capabilities. Users seeking comprehensive banking services, financial advice, or account management would need to visit a full-service Bank of America branch. The ATM's primary value is convenience for existing Bank of America customers or those seeking short-term cash access in lower Manhattan.

Services & Features

24-hour walk-up ATM cash withdrawals
ATM deposits (checks and cash)
Account access 24/7 via mobile and online banking
Biometric authentication (fingerprint/Face ID)
Cardless ATM transactions using tap-to-pay cards
Credit card payments via ATM
Customizable financial alerts through mobile app
Mobile banking app integration
Mobile check deposit with instant confirmation
Multilingual ATM interface (7 languages)
Smartphone digital wallet ATM access

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24-hour operation provides round-the-clock ATM access in Financial District location
  • Cardless ATM functionality supports tap-to-pay cards and smartphone digital wallet transactions
  • Accepts deposits and credit card payments in addition to standard cash withdrawals
  • Multilingual interface in 7 languages (English, Spanish, Chinese, Korean, French, Russian, Portuguese)
  • Located inside a building for weather protection and security
  • Integration with Bank of America mobile app for mobile check deposit and account alerts
  • Biometric security options (fingerprint/Face ID) available through mobile banking

Cons

  • ATM-only location with no access to financial advisors, loan officers, or account services
  • No information about fees for non-Bank of America customers or out-of-network usage charges
  • Limited to basic ATM transactions; cannot assist with complex banking needs or account issues

State Consumer Finance Context

This is state-level context for ATMs & Cash Access consumers in Brooklyn, NY. It does not confirm that Bank of America ATM or this specific location is licensed.

State regulator

New York Department of Financial Services

Key state rules to check

  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

Does Bank of America ATM respond to consumer complaints?

According to CFPB data (2023-present), Bank of America ATM has a 99.3% response rate to consumer complaints, with 97.5% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.

What services does Bank of America ATM offer?

Bank of America ATM offers 11 services including 24-hour walk-up ATM cash withdrawals, ATM deposits (checks and cash), Credit card payments via ATM, Cardless ATM transactions using tap-to-pay cards, Smartphone digital wallet ATM access, and 6 more.

What profile signals are listed for Bank of America ATM?

Bank of America ATM has profile signals associated with Bank of America customers needing 24-hour cash access in Lower Manhattan, Business professionals working in the Financial District seeking convenient ATM services, Multilingual users who benefit from ATM instructions in seven languages.

What are the strengths and weaknesses of Bank of America ATM?

Key strengths: 24-hour operation provides round-the-clock ATM access in Financial District location; Cardless ATM functionality supports tap-to-pay cards and smartphone digital wallet transactions; Accepts deposits and credit card payments in addition to standard cash withdrawals. Areas to consider: ATM-only location with no access to financial advisors, loan officers, or account services; No information about fees for non-Bank of America customers or out-of-network usage charges.

How does Bank of America ATM compare to similar companies?

In the ATMs & Cash Access category, comparable providers include ATM Gristedes 544, Cardtronics ATM, Coinstar Kiosk. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
350 Fulton St, Brooklyn, NY 11201
BBB Accredited
No
Visit Bank of America ATM

CreditDoc Profile Note

Research Note on Bank of America ATM

This location is profile signals for existing Bank of America customers or visitors to the Financial District who need convenient 24-hour cash access with modern digital banking features. The key caveat is that this is an ATM-only location; customers requiring financial advice, loan products, account troubleshooting, or in-person banking services must visit a full-service Bank of America branch.

CFPB Transparency Report

Public data from the Consumer Financial Protection Bureau

Response Rate*
99.3%
On-Time Response**
97.5%

* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)

** Percentage of responses delivered within the CFPB's 15-day window

Source: consumerfinance.gov | Last checked 2026-03-29

Profile Signals

  • Bank of America customers needing 24-hour cash access in Lower Manhattan
  • Business professionals working in the Financial District seeking convenient ATM services
  • Multilingual users who benefit from ATM instructions in seven languages
Updated 2026-05-08

Similar Companies

ATM Gristedes 544 logo

ATM Gristedes 544

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BBB: NR

Profile signals: Consumers with accumulated coins seeking short-term cash access conversion during grocery shopping trips, Early cryptocurrency adopters wanting accessible on-ramp to digital assets without traditional banking infrastructure

Cardtronics ATM logo

Cardtronics ATM

Cardtronics operates ATM machines providing cash withdrawal access at retail locations. Located at 227 Nassau Ave in Brooklyn, NY.

BBB: NR

Profile signals: Consumers researching short-term cash access in the Williamsburg, Brooklyn area, Individuals preferring to avoid bank branch visits for routine cash withdrawals

Coinstar Kiosk logo

Coinstar Kiosk

Coinstar Kiosk Long Island City, New York — Coinstar operates coin and cash exchange kiosks across the U.S., providing convenient currency conversion an...

BBB: NR

Profile signals: Consumers researching short-term cash access at retail locations, Individuals without bank accounts seeking coin exchange services

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Quick Summary

  • Bank of America ATM is listed as a ATMs & Cash Access provider in Brooklyn, NY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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