Los Angeles-based Swift Title Loans at 1902 Ave of the Stars, CA provides quick title loans and cash advances.
Data compiled from public sources · Google rating shown when a stored review count is available
Swift Title Loans maintains a dedicated storefront at 1902 Ave of the Stars in central Los Angeles, CA. This standalone location specializes in title-based lending and cash advances. While specific operating hours are not published online, you can call the location to confirm availability.
At this Los Angeles branch, customers can apply for title loans using their vehicle as collateral for short-term cash access. The team at 1902 Ave of the Stars handles applications efficiently with personalized service. Contact +1 213-674-2607 to discuss your options and schedule an appointment.
For Los Angeles residents seeking short-term cash access without lengthy approval processes, Swift Title Loans offers a straightforward solution. Bring your vehicle title, valid ID, and proof of residence to the Ave of the Stars location. The streamlined process helps qualifying borrowers get approved and funded quickly.
Review lender profiles, APR ranges, fees, minimum-score fields, and funding-speed notes before deciding what to do next.
This is state-level context for Emergency Cash consumers in Los Angeles, CA. It does not confirm that Swift Title Loans or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Status: Permitted
Rate context: $15 per $100 borrowed (equivalent to 459% APR on typical 14-day loan)
Amount context: $300
Term context: 31 days
Payday loans capped at $300 with maximum fee of $45 total. One loan at a time allowed. California uses the Statewide Payday Loan Database to prevent rollovers. Regulated under Cal. Fin. Code § 22250 et seq. Lenders must be licensed with DFPI.
Status: Permitted
Rate context: Governed by California Financing Law. Licensed lenders can exceed usury cap for loans under $10,000. AB 539 caps APR at 36% plus federal funds rate for loans $2,500-$10,000.
Installment loans regulated under Cal. Fin. Code § 22000 et seq. Installment Loan Law requires disclosure of finance charge, APR, payment schedule, and other terms. DFPI oversees licensing and enforcement.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Swift Title Loans offers 12 services including Car title loans with same-day funding option, Online loan application (7-minute completion), Photo-based vehicle valuation (no in-person inspection), Loan amounts $100–$2,000 (small emergency loans), Loan amounts $2,000–$50,000 (larger title loans), and 7 more.
Swift Title Loans has profile signals associated with Consumers with immediate emergency cash needs ($100–$50,000) who may not meet traditional personal-loan criteria, Self-employed or gig workers without stable employment history or recent tax returns required by banks, Individuals with past bankruptcy or significantly damaged credit seeking one-time rapid funding, Vehicle owners who can afford loan repayment and wish to retain daily use of their car during the loan term.
Key strengths: provider-stated funding timing available for applications submitted before noon with 7-minute online application process; eligibility claim to verify; approvals based on vehicle value rather than credit score or history; Borrowers keep their car during the loan period; title is held as collateral only. Areas to consider: No interest rates, APR, or fee structures disclosed on the website, preventing listed comparison; Title loans carry high default risk and potential vehicle repossession if payments are missed.
In the Emergency Cash category, comparable providers include GoldenPoint Finance, Hard Money Loans Georgia, Neighborhood Title Loans & Cash Services. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
Swift Title Loans serves customers in 9 states including California, Washington, Florida, Ohio, Tennessee, Texas, Georgia, Michigan, and 1 more states.
CreditDoc Profile Note
Swift Title Loans is profile signals for consumers facing genuine financial emergencies who own vehicles and cannot access traditional personal loans due to poor credit or lack of income documentation. The critical caveat is that title loans, while fast and accessible, are high-cost short-term products with serious default consequences (vehicle loss); this lender should be viewed as a last-resort emergency option only, not a regular credit solution. Applicants must carefully review actual APR and fee terms (not published on this website) before committing.
California-based mortgage broker offering home purchase, refinance, and multiple loan products with electronic processing and personalized service.
Google rating from 4 reviews
Profile signals: California homebuyers seeking responsive personal attention from a broker, Real estate professionals looking to refer clients for preapproval
Hard Money Loans Georgia is a marketplace connecting borrowers with hard money and private lenders for real estate-secured financing in Georgia, including fix-and-flip, bridge, and construction loans.
Google rating from 72 reviews
Profile signals: Real estate investors seeking hard money for fix-and-flip or rehab projects in Georgia, Borrowers with lower credit scores or non-traditional loan situations requiring flexible private lending
Tennessee-based title and payday lender offering same-day cash loans up to $2,500 with promotional rates for new customers.
Google rating from 459 reviews
Profile signals: Consumers with vehicle titles facing immediate emergency expenses who can repay within 30 days, Payday loan borrowers seeking provider-stated funding timing with checking accounts and stable income
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Read guide →New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders are required to show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the lower-cost loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
The Military Lending Act protects active-duty servicemembers and their families from high-cost lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you may only be required to repay the principal — no interest or fees.
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Cash advances are a repeat-borrowing risk: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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