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Arrow Financial Corporation is a $4B+ bank holding company based in Glens Falls, NY, offering banking, insurance, and wealth management services across northeastern New York.
Data compiled from public sources
Arrow Financial Corporation is a bank holding company headquartered in Glens Falls, New York, with over $4 billion in total assets. Founded and established as a regional financial institution, Arrow has built its reputation on conservative business practices and steady growth, earning recognition from leading banking publications and rating firms. The company operates as a publicly traded entity on NASDAQ and maintains a focus on shareholder value, community investment, and customer service across its service territory.
Through its subsidiary Arrow Bank National Association and other holdings, Arrow offers a comprehensive suite of banking and financial services. These include online and mobile banking platforms, deposit products (money market accounts, savings accounts, CDs), lending services (mortgages, consumer loans, commercial loans), wealth management, and insurance products through its Upstate Agency subsidiary. The company supports both personal and business customers with traditional and digital banking channels.
Arrow distinguishes itself through its regional focus in northeastern New York, its substantial asset base providing stability, and its demonstrated commitment to community involvement—exceeding $1 million in charitable giving and 13,700 volunteer hours according to recent reporting. The company also shows strategic growth through acquisitions, such as its announced acquisition of Adirondack Bancorp, Inc. Its conservative business model and long operational history (copyright dates back to 2003) reflect institutional stability.
Arrow Financial is best suited for customers in its northeastern New York service area seeking traditional banking relationships with an established, publicly-traded regional institution. However, as a regional bank holding company rather than a national lender, service availability is geographically limited, and the website does not provide detailed information about specific loan terms, rates, or product features that consumers typically need for decision-making.
This is state-level context for Banks consumers in Los Angeles, CA. It does not confirm that Arrow Business Finance Inc or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Arrow Business Finance Inc offers 12 services including Online banking and mobile banking platforms, Checking and savings accounts, Money market accounts, Certificates of deposit (CDs), Residential and commercial mortgages, and 7 more.
Arrow Business Finance Inc has profile signals associated with Customers in northeastern New York seeking stable, established banking relationships with a regional institution, Business owners and commercial borrowers in the service area requiring relationship banking and commercial credit, Conservative investors seeking exposure to a publicly-traded regional bank holding company, Consumers prioritizing FDIC-insured deposits and traditional banking products over fintech alternatives.
Key strengths: $4 billion+ in assets provides institutional stability and FDIC protection; Publicly traded on NASDAQ with SEC filings and listed shareholder reporting; Comprehensive product suite including online/mobile banking, mortgages, commercial loans, and wealth management. Areas to consider: Service area limited to northeastern New York—not available for customers in other regions; Website provides corporate/investor information but minimal details on specific product rates, terms, or fees.
In the Banks category, comparable providers include Bank of America Financial Center, FHLBank San Francisco, Netspend Corporation. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Arrow Financial is profile signals for customers in northeastern New York who value regional banking stability, community involvement, and comprehensive financial services from an established, publicly-traded institution. The primary caveat is strict geographic limitation—this company only serves northeastern New York, making it inaccessible for out-of-region consumers.
San Jose's Bank of America Financial Center at 99 S 4th St offers full banking services and cash withdrawals in San Jose, CA, open Monday-Friday 9AM-4PM.
Profile signals: Customers in Kensington needing in-person banking with staff context financial advice during business hours, Business owners requiring commercial deposit services and business banking relationships
FHLBank San Francisco is a member-owned cooperative bank providing liquidity funding, affordable housing grants, and community development resources to financial institutions across Arizona, California, and Nevada.
Profile signals: Community banks, credit unions, and CDFIs seeking stable, competitively-priced liquidity and funding solutions, Low- to moderate-income individuals seeking affordable housing or homeownership assistance through member institutions
Netspend offers reloadable prepaid debit cards and deposit accounts with eligibility claims to verify, minimum balances, or activation fees. Available at 130,000+ retail locations nationwide.
Profile signals: Unbanked and underbanked consumers without access to traditional bank accounts, Individuals with poor credit history or limited credit documentation
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