Best Free Help in Los Angeles, CA

Compare 10 free help companies serving Los Angeles, California. Average rating: 4.1/5.

10 Companies 10 Rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Top-Rated Free Help

Haven Services logo

Haven Services

Non-profit financial counseling and tax prep service offering free workshops, 1:1 counseling, and tax filing assistance to low- and moderate-income individuals and families.

4.3/5
Free BBB: NR

Best for: Low- and moderate-income individuals and families seeking free tax preparation and EITC credit optimization, Individuals struggling with housing instability or navigating rental/homeownership financial challenges

Faith and Community Empowerment Formerly Korean Churches for Community Development logo

Faith and Community Empowerment Formerly Korean Churches for Community Development

Non-profit organization providing free community development, homeownership assistance, and faith-based financial counseling to low-income Asian American families and individuals.

4.1/5
Contact BBB: NR

Best for: Asian American families and individuals seeking free homeownership assistance and down payment support, Faith leaders and faith-based organizations looking for community development training and resources

Haven Services Inc logo

Haven Services Inc

Non-profit financial counseling and tax preparation service providing certified financial education, housing counseling, and free tax filing to low- and moderate-income individuals and families.

4.1/5
Contact BBB: NR

Best for: Low- to moderate-income individuals seeking free tax preparation and EITC maximization, Homeowners and renters facing housing instability seeking counseling on financial and housing challenges

Los Angeles Neighborhood Housing Services, Inc logo

Los Angeles Neighborhood Housing Services, Inc

Los Angeles Neighborhood Housing Services provides HUD-approved housing counseling and non-profit financial guidance to LA County residents seeking homeownership and financial stability.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking HUD-approved counseling in LA County, Low-to-moderate income residents needing free financial education

Money Management International, Los Angeles logo

Money Management International, Los Angeles

Nonprofit credit counseling organization offering debt management plans, debt resolution, and financial counseling to help consumers reduce debt faster and lower interest rates.

4.1/5
Contact BBB: NR

Best for: Consumers with multiple high-interest credit cards seeking debt consolidation into manageable single payments, Individuals considering bankruptcy who want to explore alternative debt management options first

New Economics for Women logo

New Economics for Women

Unable to verify: Website returns 403 Forbidden error. Cannot access content to confirm organization type, services, or legitimacy.

4.1/5
Contact BBB: NR

Best for: Free housing counseling, Foreclosure prevention

All Free Help in Los Angeles (10)

Haven Services logo

Haven Services

Non-profit financial counseling and tax prep service offering free workshops, 1:1 counseling, and tax filing assistance to low- and moderate-income individuals and families.

4.3/5
Free BBB: NR

Best for: Low- and moderate-income individuals and families seeking free tax preparation and EITC credit optimization, Individuals struggling with housing instability or navigating rental/homeownership financial challenges

Faith and Community Empowerment Formerly Korean Churches for Community Development logo

Faith and Community Empowerment Formerly Korean Churches for Community Development

Non-profit organization providing free community development, homeownership assistance, and faith-based financial counseling to low-income Asian American families and individuals.

4.1/5
Contact BBB: NR

Best for: Asian American families and individuals seeking free homeownership assistance and down payment support, Faith leaders and faith-based organizations looking for community development training and resources

Haven Services Inc logo

Haven Services Inc

Non-profit financial counseling and tax preparation service providing certified financial education, housing counseling, and free tax filing to low- and moderate-income individuals and families.

4.1/5
Contact BBB: NR

Best for: Low- to moderate-income individuals seeking free tax preparation and EITC maximization, Homeowners and renters facing housing instability seeking counseling on financial and housing challenges

Los Angeles Neighborhood Housing Services, Inc logo

Los Angeles Neighborhood Housing Services, Inc

Los Angeles Neighborhood Housing Services provides HUD-approved housing counseling and non-profit financial guidance to LA County residents seeking homeownership and financial stability.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking HUD-approved counseling in LA County, Low-to-moderate income residents needing free financial education

Money Management International, Los Angeles logo

Money Management International, Los Angeles

Nonprofit credit counseling organization offering debt management plans, debt resolution, and financial counseling to help consumers reduce debt faster and lower interest rates.

4.1/5
Contact BBB: NR

Best for: Consumers with multiple high-interest credit cards seeking debt consolidation into manageable single payments, Individuals considering bankruptcy who want to explore alternative debt management options first

New Economics for Women logo

New Economics for Women

Unable to verify: Website returns 403 Forbidden error. Cannot access content to confirm organization type, services, or legitimacy.

4.1/5
Contact BBB: NR

Best for: Free housing counseling, Foreclosure prevention

Shalom Center for T.R.E.E. of Life logo

Shalom Center for T.R.E.E. of Life

HUD-approved non-profit housing counseling agency offering free homebuyer education, financial counseling, and down payment assistance to low-to-moderate income families in LA and Orange County.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in LA/OC with low-to-moderate income seeking free pre-purchase counseling, Homeowners facing mortgage delinquency or post-purchase financial difficulties

West Angeles Community Development Corp. logo

West Angeles Community Development Corp.

West Angeles CDC is a Los Angeles-based nonprofit providing community development and financial services to Greater LA residents for over 25 years.

4.1/5
Contact BBB: NR

Best for: Greater Los Angeles residents seeking nonprofit community financial services, Individuals referred by community organizations familiar with WACC programs

East LA Community Corporation (Elacc) logo

East LA Community Corporation (Elacc)

Non-profit organization providing affordable housing development, community leadership programs, and economic self-sufficiency services to low-income families in East Los Angeles.

4.0/5
Contact BBB: NR

Best for: Low-income families seeking stable, affordable rental housing in East Los Angeles, Individuals experiencing housing instability or homelessness in the Boyle Heights area

Nid-Hca Reeves logo

Nid-Hca Reeves

HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and housing solutions through certified counselors and educational workshops.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers seeking education on mortgage products and homeownership requirements, Individuals and families pursuing down payment assistance programs and housing subsidies