Best Banks in Los Angeles, CA

Compare 17 banks companies serving Los Angeles, California. Average rating: 4.1/5.

17 Companies 17 Rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Top-Rated Banks

American Business Bank logo

American Business Bank

American Business Bank is a publicly-traded commercial bank (OTCQX: AMBZ) specializing in relationship-based business financing, SBA lending, and corporate banking services for small to mid-sized enterprises.

4.3/5
Contact BBB:

Best for: Small to mid-sized business owners seeking customized corporate banking and credit lines, Businesses exploring SBA loan programs for expansion, equipment, or working capital

Banc of California logo

Banc of California

FDIC-insured bank offering personal and business banking solutions with industry-specific expertise in media, entertainment, government, and community associations.

4.3/5
Contact BBB:

Best for: Business owners in Media, Entertainment, Government, or Community Association sectors seeking specialized financing, Companies requiring warehouse lending or industry-tailored banking solutions

Bank of Hope logo

Bank of Hope

Bank of Hope is a full-service bank offering personal, business, and corporate banking services including checking, savings, CDs, credit cards, mortgages, and commercial lending.

4.2/5
Contact BBB:

Best for: Consumers seeking FDIC-insured deposits and traditional banking with multi-product offerings, Small business owners needing integrated business banking and commercial card solutions

Cathay Bank logo

Cathay Bank

Cathay Bank offers personal checking, savings, home mortgages, credit cards, and digital banking services with a focus on serving diverse communities through multilingual support.

4.2/5
Contact BBB:

Best for: Multilingual customers seeking banking services in Chinese or Spanish, Small business owners interested in SBA lending programs

City National Bank logo

City National Bank

City National Bank is a full-service bank offering personal and business banking, wealth management, and lending services with FDIC insurance and operations since 1954.

4.2/5
Contact BBB:

Best for: Business owners and entrepreneurs seeking personalized banking relationships and specialized industry expertise, High-net-worth individuals interested in wealth planning, trust services, and investment management

Commonwealth Business Bank logo

Commonwealth Business Bank

FDIC-insured commercial bank offering business checking, savings, SBA loans, and treasury management services across California, Texas, New Jersey, and Hawaii.

4.2/5
Contact BBB:

Best for: Small to mid-sized businesses in California, Texas, New Jersey, or Hawaii seeking relationship-based banking, Business owners pursuing SBA loans who prefer in-person guidance and established bank relationships

All Banks in Los Angeles (17)

American Business Bank logo

American Business Bank

American Business Bank is a publicly-traded commercial bank (OTCQX: AMBZ) specializing in relationship-based business financing, SBA lending, and corporate banking services for small to mid-sized enterprises.

4.3/5
Contact BBB:

Best for: Small to mid-sized business owners seeking customized corporate banking and credit lines, Businesses exploring SBA loan programs for expansion, equipment, or working capital

Banc of California logo

Banc of California

FDIC-insured bank offering personal and business banking solutions with industry-specific expertise in media, entertainment, government, and community associations.

4.3/5
Contact BBB:

Best for: Business owners in Media, Entertainment, Government, or Community Association sectors seeking specialized financing, Companies requiring warehouse lending or industry-tailored banking solutions

Bank of Hope logo

Bank of Hope

Bank of Hope is a full-service bank offering personal, business, and corporate banking services including checking, savings, CDs, credit cards, mortgages, and commercial lending.

4.2/5
Contact BBB:

Best for: Consumers seeking FDIC-insured deposits and traditional banking with multi-product offerings, Small business owners needing integrated business banking and commercial card solutions

Cathay Bank logo

Cathay Bank

Cathay Bank offers personal checking, savings, home mortgages, credit cards, and digital banking services with a focus on serving diverse communities through multilingual support.

4.2/5
Contact BBB:

Best for: Multilingual customers seeking banking services in Chinese or Spanish, Small business owners interested in SBA lending programs

City National Bank logo

City National Bank

City National Bank is a full-service bank offering personal and business banking, wealth management, and lending services with FDIC insurance and operations since 1954.

4.2/5
Contact BBB:

Best for: Business owners and entrepreneurs seeking personalized banking relationships and specialized industry expertise, High-net-worth individuals interested in wealth planning, trust services, and investment management

Commonwealth Business Bank logo

Commonwealth Business Bank

FDIC-insured commercial bank offering business checking, savings, SBA loans, and treasury management services across California, Texas, New Jersey, and Hawaii.

4.2/5
Contact BBB:

Best for: Small to mid-sized businesses in California, Texas, New Jersey, or Hawaii seeking relationship-based banking, Business owners pursuing SBA loans who prefer in-person guidance and established bank relationships

Ctbc Bank Corp. (USA) logo

Ctbc Bank Corp. (USA)

CTBC Bank USA is an FDIC-insured full-service bank offering personal and business banking, mortgages, and wealth management through branches and digital channels.

4.2/5
Contact BBB:

Best for: Business owners and entrepreneurs seeking SBA, commercial real estate, or treasury management solutions, Customers with international banking needs or connections to CTBC's global network

Eastern International Bank logo

Eastern International Bank

FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and real estate lending with online banking and debit card services.

4.2/5
Contact BBB:

Best for: Small to medium-sized businesses seeking specialized commercial real estate financing, Customers in or near Chinatown or other branch locations preferring traditional in-person banking relationships

Gbc International Bank logo

Gbc International Bank

FDIC-insured bank specializing in commercial and export financing for growing businesses, with SBA lending programs and digital banking services.

4.2/5
Contact BBB:

Best for: Small-to-medium sized businesses seeking SBA loans or export financing, Companies engaged in international trade requiring specialized lending support

Hanmi Bank logo

Hanmi Bank

Hanmi Bank is a 40+ year old FDIC-insured bank offering personal and business checking, savings, SBA lending, and digital banking solutions with branch locations nationwide.

4.2/5
Contact BBB:

Best for: Small business owners seeking specialized SBA lending and relationship-based banking support, Customers who value in-person branch relationships alongside digital banking convenience

Open Bank logo

Open Bank

Open Bank is a multi-location bank offering online and mobile banking, cash management, SBA loans up to $5M, home loans, and fund transfer services through Zelle.

4.2/5
Contact BBB:

Best for: Small to mid-sized business owners seeking SBA loans up to $5 million, Home buyers in California, Texas, Washington, Virginia, Georgia, or Colorado seeking expedited mortgage solutions

Pcb Bank logo

Pcb Bank

PCB Bank is an FDIC-insured bank offering personal and business checking, savings, loans, and cash management services with both digital and in-person banking options.

4.2/5
Contact BBB:

Best for: Los Angeles-area small business owners seeking relationship banking and cash management services, Personal customers interested in FDIC-insured checking and savings with digital banking convenience

Preferred Bank logo

Preferred Bank

FDIC-insured bank offering personal and business checking, home loans, real estate financing, and mobile banking. Ranked in Forbes Top 100 and S&P Global Top 50 performing banks.

4.2/5
Contact BBB:

Best for: Small business owners seeking real estate, construction, or SBA-backed financing, Homebuyers looking for mortgage products from an established, well-ranked lender

Royal Business Bank logo

Royal Business Bank

Royal Business Bank is an FDIC-insured bank offering flexible business and personal lending solutions including mortgages, construction loans, and merchant services through a Clover partnership.

4.2/5
Contact BBB:

Best for: Small business owners and entrepreneurs seeking flexible commercial lending and merchant processing, Self-employed individuals and business owners who may not have traditional W-2 income documentation

State Bank of India (California) logo

State Bank of India (California)

State Bank of India (California) is a California-based bank offering personal and business banking services, including checking accounts, savings accounts, CDs, business loans, and international remittance services.

4.2/5
Contact BBB:

Best for: Indian-American customers and international diaspora seeking culturally aligned banking with remittance capabilities, Small business owners in California needing commercial banking, loans, and business checking solutions

The Bank of New York Mellon Trust Company, National Association logo

The Bank of New York Mellon Trust Company, National Association

BNY Mellon is a global financial services institution providing custody, asset management, and payment solutions to institutions, businesses, and high-net-worth clients worldwide.

4.2/5
Contact BBB:

Best for: Large institutional investors and asset managers requiring custody and administration services, Corporations and multinational enterprises needing global payments, clearing, and capital markets solutions

Dave logo

Dave

Cash advances up to $500 with no interest, fee-free checking, early direct deposit, and automatic budgeting. No credit check.

2.3/5
$1.00/mo BBB:

Best for: Consumers looking for financial services