Compare 11 credit unions companies serving Los Angeles, California. Average rating: 4.1/5.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
POLAM Federal Credit Union is a membership-based credit union offering home loans, auto loans, checking/savings accounts, and credit cards with access to 5,000+ shared branches nationwide.
Best for: Members seeking home mortgages with a lender that retains loans in-house for personalized service, Borrowers needing auto loans with high loan-to-value ratios (up to 125%) and flexible terms
Rize Credit Union is a financial institution offering banking services including checking, savings, and member products through their website at rizecu.com.
Best for: Individuals seeking member-owned financial institution benefits, Users interested in credit union banking alternatives to traditional banks
California Credit Union is a membership-based financial institution serving Los Angeles, Orange County, and San Diego with branch locations and digital banking services.
Best for: Existing members of California Credit Union and their immediate family seeking convenient branch access, Los Angeles and Orange County residents employed by partner organizations seeking credit union membership benefits
Credit Union of Southern California (CU SoCal) is a not-for-profit credit union serving Southern California with full-service banking, affordable credit products, and member benefits.
Best for: Employees of partner companies and students at affiliated schools seeking accessible credit union membership, Families with existing CU SoCal members who want to consolidate banking relationships and share member benefits
First City Credit Union is a Los Angeles County-based credit union offering checking, savings, loans, mortgages, and digital banking services to members.
Best for: Los Angeles County employees seeking member-owned banking with competitive rates, Borrowers with fair or limited credit seeking pre-qualified loans without hard credit checks
LA Healthcare FCU is a not-for-profit federal credit union serving healthcare professionals and employees at PIH Health Good Samaritan Hospital and California Hospital Medical Center with competitive banking and lending products.
Best for: Healthcare employees at PIH Health Good Samaritan Hospital or California Hospital Medical Center seeking member-owned banking, Medical professionals wanting competitive auto loan rates and flexible payment deferral options
POLAM Federal Credit Union is a membership-based credit union offering home loans, auto loans, checking/savings accounts, and credit cards with access to 5,000+ shared branches nationwide.
Best for: Members seeking home mortgages with a lender that retains loans in-house for personalized service, Borrowers needing auto loans with high loan-to-value ratios (up to 125%) and flexible terms
Rize Credit Union is a financial institution offering banking services including checking, savings, and member products through their website at rizecu.com.
Best for: Individuals seeking member-owned financial institution benefits, Users interested in credit union banking alternatives to traditional banks
California Credit Union is a membership-based financial institution serving Los Angeles, Orange County, and San Diego with branch locations and digital banking services.
Best for: Existing members of California Credit Union and their immediate family seeking convenient branch access, Los Angeles and Orange County residents employed by partner organizations seeking credit union membership benefits
Credit Union of Southern California (CU SoCal) is a not-for-profit credit union serving Southern California with full-service banking, affordable credit products, and member benefits.
Best for: Employees of partner companies and students at affiliated schools seeking accessible credit union membership, Families with existing CU SoCal members who want to consolidate banking relationships and share member benefits
First City Credit Union is a Los Angeles County-based credit union offering checking, savings, loans, mortgages, and digital banking services to members.
Best for: Los Angeles County employees seeking member-owned banking with competitive rates, Borrowers with fair or limited credit seeking pre-qualified loans without hard credit checks
LA Healthcare FCU is a not-for-profit federal credit union serving healthcare professionals and employees at PIH Health Good Samaritan Hospital and California Hospital Medical Center with competitive banking and lending products.
Best for: Healthcare employees at PIH Health Good Samaritan Hospital or California Hospital Medical Center seeking member-owned banking, Medical professionals wanting competitive auto loan rates and flexible payment deferral options
VA Desert Pacific Federal Credit Union is a member-owned financial cooperative offering checking, savings, loans, and mobile banking services with access to 30,000+ surcharge-free ATMs.
Best for: Credit union members eligible for VA Desert Pacific seeking low-rate personal or auto loans, Borrowers interested in relationship-based lending with member testimonial validation
Credit Union of Southern California (CU SoCal) is a member-focused credit union offering checking, savings, certificates, and loan products to Southern California residents.
Best for: Southern California residents seeking higher-yield savings products with competitive rates, Members who qualify for loyalty programs and want discounts on auto loans and fee waivers
Member-owned credit union serving Los Angeles since 1926, offering checking, auto loans, credit cards, home loans, and personal loans with competitive rates and local service.
Best for: Los Angeles-area residents seeking local, personalized banking with member-owned governance, Auto buyers and refinancers looking for competitive rates and flexible financing terms
Water and Power Community Credit Union is a California-based credit union offering checking, savings, loans, and credit cards with access to 5,000+ shared branches and 30,000 CO-OP ATMs nationwide.
Best for: California residents seeking a credit union with nationwide ATM and shared branching access, LADWP employees with access to the restricted Hope Street branch location
USC Credit Union is a federally insured credit union offering checking, savings, loans, and investment services primarily to USC students, alumni, faculty, and their families.
Best for: USC students, alumni, faculty, and Keck Medicine of USC employees seeking integrated banking with community benefits, Families of USC-affiliated individuals wanting to extend member-owner status to household members