Best Credit Unions in Denver, CO

Compare 15 credit unions companies serving Denver, Colorado. Average rating: 4.2/5.

15 Companies 15 Rated Payday: Restricted

Colorado Lending Regulations

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute Agency: Colorado Attorney General Consumer Protection Section

Top-Rated Credit Unions

Affidian Credit Union logo

Affidian Credit Union

Member-owned credit union serving Colorado government employees and families since 1938, offering competitive loan rates, savings products, and digital banking services.

4.3/5
Contact BBB: NR

Best for: Current and retired Colorado state and city/county government employees seeking member-owned banking, Families of eligible government employees looking for relationship banking with competitive rates

Colorado Credit Union logo

Colorado Credit Union

Colorado Credit Union is a member-owned financial cooperative serving 8 Colorado counties with competitive rates on mortgages, auto loans, and savings products.

4.3/5
Contact BBB: NR

Best for: Colorado residents in the 8-county service area (Adams, Douglas, Jefferson, Arapahoe, Weld, Denver, Broomfield, Boulder) seeking competitive mortgage or auto loan rates, Members prioritizing free checking with no minimums and free mobile banking/deposit capabilities

Credit Union of Colorado, SE Denver logo

Credit Union of Colorado, SE Denver

Credit Union of Colorado is a not-for-profit financial cooperative offering checking, savings, loans, credit cards, and digital banking services to members in the Denver area.

4.3/5
Contact BBB: NR

Best for: Colorado residents in Denver/SE Denver area seeking local banking with not-for-profit benefits, Members prioritizing no-fee credit cards and competitive loan rates over national bank convenience

Zing Credit Union logo

Zing Credit Union

Zing Credit Union is a Denver-based financial institution offering personal and business banking services to members in Colorado.

4.3/5
Contact BBB: NR

Best for: Colorado residents and Denver-area consumers seeking local credit union membership, Small business owners in Colorado looking for relationship-based business banking

Ent Credit Union logo

Ent Credit Union

Colorado's largest credit union with 500K+ members across 50+ locations, offering checking, savings, loans, mortgages, and business banking with low fees.

4.2/5
Contact BBB: NR

Best for: Colorado residents seeking a full-service financial institution with low-cost checking, savings, and lending products, Small business owners in the Denver area needing business banking with dedicated local bankers

Canvas Credit Union DIA Branch logo

Canvas Credit Union DIA Branch

Canvas Credit Union operates a branch at Denver International Airport offering comprehensive banking services including savings, checking, loans, and credit cards to members.

4.1/5
Contact BBB: NR

Best for: Colorado State University alumni and current students seeking member-exclusive accounts, Airport employees and frequent travelers needing banking access at DIA

All Credit Unions in Denver (15)

Affidian Credit Union logo

Affidian Credit Union

Member-owned credit union serving Colorado government employees and families since 1938, offering competitive loan rates, savings products, and digital banking services.

4.3/5
Contact BBB: NR

Best for: Current and retired Colorado state and city/county government employees seeking member-owned banking, Families of eligible government employees looking for relationship banking with competitive rates

Colorado Credit Union logo

Colorado Credit Union

Colorado Credit Union is a member-owned financial cooperative serving 8 Colorado counties with competitive rates on mortgages, auto loans, and savings products.

4.3/5
Contact BBB: NR

Best for: Colorado residents in the 8-county service area (Adams, Douglas, Jefferson, Arapahoe, Weld, Denver, Broomfield, Boulder) seeking competitive mortgage or auto loan rates, Members prioritizing free checking with no minimums and free mobile banking/deposit capabilities

Credit Union of Colorado, SE Denver logo

Credit Union of Colorado, SE Denver

Credit Union of Colorado is a not-for-profit financial cooperative offering checking, savings, loans, credit cards, and digital banking services to members in the Denver area.

4.3/5
Contact BBB: NR

Best for: Colorado residents in Denver/SE Denver area seeking local banking with not-for-profit benefits, Members prioritizing no-fee credit cards and competitive loan rates over national bank convenience

Zing Credit Union logo

Zing Credit Union

Zing Credit Union is a Denver-based financial institution offering personal and business banking services to members in Colorado.

4.3/5
Contact BBB: NR

Best for: Colorado residents and Denver-area consumers seeking local credit union membership, Small business owners in Colorado looking for relationship-based business banking

Ent Credit Union logo

Ent Credit Union

Colorado's largest credit union with 500K+ members across 50+ locations, offering checking, savings, loans, mortgages, and business banking with low fees.

4.2/5
Contact BBB: NR

Best for: Colorado residents seeking a full-service financial institution with low-cost checking, savings, and lending products, Small business owners in the Denver area needing business banking with dedicated local bankers

Canvas Credit Union DIA Branch logo

Canvas Credit Union DIA Branch

Canvas Credit Union operates a branch at Denver International Airport offering comprehensive banking services including savings, checking, loans, and credit cards to members.

4.1/5
Contact BBB: NR

Best for: Colorado State University alumni and current students seeking member-exclusive accounts, Airport employees and frequent travelers needing banking access at DIA

Canvas Credit Union Evans Branch logo

Canvas Credit Union Evans Branch

Canvas Credit Union Evans Branch in Denver offers full-service banking with checking, savings, loans, and investment products to credit union members since 1984.

4.1/5
Contact BBB: NR

Best for: Colorado residents seeking personalized, community-focused banking with local branch support, CSU-Fort Collins and CSU-Pueblo students and alumni with access to special account offerings

Canvas Credit Union HSC Branch logo

Canvas Credit Union HSC Branch

Canvas Credit Union's Health Science Center branch in Denver offers full-service banking including checking, savings, loans, and investment services with extended weekend hours and member-focused amenities.

4.1/5
Contact BBB: NR

Best for: Colorado State University and University of Denver employees seeking employer-affiliated banking benefits, Denver residents within the Cherry Creek/Congress Park area preferring local credit union membership over national banks

Canvas Credit Union University Branch logo

Canvas Credit Union University Branch

Canvas Credit Union University Branch is a full-service credit union in Denver offering checking, savings, loans, credit cards, and investment services to members.

4.1/5
Contact BBB: NR

Best for: University of Denver students and faculty seeking convenient campus-area banking, Small business owners in the Denver area needing SBA loans and business banking services

Canvas Credit Union Writer Square Branch logo

Canvas Credit Union Writer Square Branch

Canvas Credit Union Writer Square Branch is a full-service credit union location in downtown Denver offering personal and business banking, loans, credit cards, and investment services.

4.1/5
Contact BBB: NR

Best for: Downtown Denver residents and workers seeking personalized banking service, CSU-Fort Collins and CSU-Pueblo students and alumni eligible for special accounts

Credit Union of Colorado, Central Denver, WE'VE MOVED. THIS LOCATION logo

Credit Union of Colorado, Central Denver, WE'VE MOVED. THIS LOCATION

Credit Union of Colorado's Central Denver location has relocated. Unable to verify current services or contact information due to website access error.

4.1/5
Contact BBB: NR

Best for: Consumers in Denver, Colorado looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

Credit Union of Colorado, Central Park logo

Credit Union of Colorado, Central Park

Credit Union of Colorado is a not-for-profit credit union offering checking, savings, loans, credit cards, and digital banking services to Colorado members.

4.1/5
Contact BBB: NR

Best for: Colorado residents seeking better savings rates and lower fees than traditional banks, Borrowers with good credit looking for competitive auto, home equity, or mortgage rates

Credit Union of Colorado, Downtown Denver logo

Credit Union of Colorado, Downtown Denver

Local Colorado credit union offering checking, savings, auto loans, mortgages, and credit cards with membership eligibility. Not-for-profit structure returns earnings to members through better rates and lower fees.

4.1/5
Contact BBB: NR

Best for: Colorado residents seeking membership in a not-for-profit financial institution with competitive deposit and loan rates, Auto loan and mortgage shoppers in Colorado comparing rates against traditional banks

Denver Fire Department Federal Credit Union logo

Denver Fire Department Federal Credit Union

Denver Fire Department Federal Credit Union is a member-owned financial institution offering savings accounts, personal loans, credit cards, and vehicle financing with special focus on firefighter community support.

4.1/5
Contact BBB: NR

Best for: Denver-area firefighters and their families seeking member-owned financial institution with community values, Vehicle enthusiasts financing motorcycles, ATVs, RVs, boats, or other recreational vehicles at competitive rates

Westerra Credit Union Central Park Branch logo

Westerra Credit Union Central Park Branch

Westerra Credit Union's Central Park branch in Denver offers full-service banking including checking, savings, ATM access, mortgages, and business financing with personalized guidance.

4.1/5
Contact BBB: NR

Best for: Colorado residents seeking full-service banking with membership-based cooperative structure, Consumers who value 24/7 ATM access and after-hours deposit capability for paycheck management