Dickmann Tax Group

Debt-Relief · Colorado

Rating: 4.3/5

Dickmann Tax Group logo

Tax debt resolution law firm representing individuals and businesses before the IRS and state agencies to resolve tax debts, garnishments, and levies.

Official Website

https://dickmanntaxgroup.com/

Dickmann Tax Group Review

Dickmann Tax Group is a Denver-based tax debt resolution law firm founded in 2013 by Kyle Dickmann, a licensed attorney who graduated from Delaware Law School. The firm operates nationwide, representing individuals, families, and small businesses before the IRS and state tax agencies. It holds a BBB A+ rating and has been BBB-accredited since its founding year.

Unlike many tax relief companies staffed primarily by non-attorney enrolled agents, Dickmann was built around attorney oversight from day one, with Kyle Dickmann citing frustration with large national firms that charge excessive fees as the impetus for launching a more accessible practice.

The firm's core offering is IRS tax debt resolution through every major resolution pathway: Offer in Compromise (all three OIC types), standard and partial-pay installment agreements, penalty abatement, first-time abatement, and Currently Not Collectible status. For clients in active collection, the firm handles wage garnishment and bank levy releases. Beyond resolution, Dickmann provides IRS legal representation, innocent spouse relief, Colorado CDOR state levy defense, back tax return preparation, bookkeeping for small businesses, and ongoing tax planning and consulting.

The firm also staffs multiple Enrolled Agents — including Stacy, Brian, Kevin, Casey, and Todd — all EA-certified, with credentials dating back to 2003.

Dickmann's clearest differentiator is its attorney-led structure at a price point positioned well below large national competitors like Optima Tax Relief or Tax Defense Network. Kyle Dickmann has stated explicitly that the firm was built to deliver effective IRS representation at a budget-friendly price. The firm advertises a written satisfaction guarantee tied to its BBB accreditation, and its 5.0/5 Google rating across 102 reviews reflects consistent client satisfaction.

Reviews repeatedly describe pricing as reasonable and service as personalized — a contrast to the assembly-line feel clients often report from larger chains.

The firm's main limitation is transparency: no pricing is published online, requiring direct contact for a custom quote and making upfront cost comparison impossible. There is no online client portal for document upload or case tracking, and no mobile app. The specific terms of the written guarantee — whether it includes refunds and under what conditions — are not publicly disclosed. Clients who prefer self-service digital tools or need immediate fee clarity before engaging will find this firm less accommodating than some alternatives.

When evaluating debt relief companies, consumers should compare settlement programs against alternatives like debt consolidation loans, which combine multiple debts into a single fixed-rate payment. Credit counseling through nonprofit agencies offers free budgeting help without impacting credit scores. For those whose credit has already been damaged, credit repair services can address inaccurate negative items on reports. Personal loans for bad credit may provide funds for debt payoff at lower rates than credit cards, and credit monitoring services help track progress throughout the recovery process.

Consolidating high-interest balances into a single installment loan with a fixed rate can reduce total interest paid and simplify monthly budgeting.

Pros & Cons

Reader-focused summary of the strongest reasons to consider Dickmann Tax Group and the factors most worth weighing before contracting. Individual outcomes depend on your credit situation and goals.

Pros

  • ✓Founded and led by a licensed attorney (Kyle Dickmann, Esq., Delaware Law School) — not just enrolled agents
  • ✓Multiple IRS Enrolled Agents on staff, all EA-certified with credentials dating to 2003
  • ✓BBB A+ rating and continuously accredited since founding in 2013
  • ✓Perfect 5.0/5 Google rating from 102 verified client reviews
  • ✓Written satisfaction guarantee backed by BBB accreditation
  • ✓Free initial consultation with no obligation to engage
  • ✓Explicitly founded to offer affordable rates as an alternative to high-cost national tax relief chains

Areas to Consider

  • !No pricing published online — custom quotes only, requiring direct contact before any cost comparison
  • !Specific terms of the written guarantee (refund conditions, timeframes) are not publicly disclosed
  • !No online client portal for document submission or case status tracking
  • !No mobile app — all client interaction is phone or web form based
  • !Physically based in Denver; remote clients manage the entire relationship by phone and email with no digital self-service

Verdict Summary

Dickmann Tax Group works best for consumers who value founded and led by a licensed attorney (kyle dickmann, esq., delaware law school and can accept the tradeoff of no pricing published online — custom quotes only, requiring direct contact befor. Compare against similar providers below before signing any contract.

Services & Features

Services offered

Feature Checklist

✗Credit Monitoring
✗All Three Bureaus
✗Goodwill Letters
✗Cease Desist Letters
✗Debt Validation
✗Credit Education
✗Identity Theft Protection
✗Score Tracking
✗Mobile App
✗Online Portal
✗Personal Advisor
✗Ai Powered
✗Cease Desist
✗Score Tracker

Best For

Before You Contact Dickmann Tax Group

Before signing up with any Debt Relief provider, review these safeguards:

Compare Your Needs With Dickmann Tax Group

Match these decision factors against Dickmann Tax Group's profile before committing. This rubric mirrors what independent consumer-finance research typically checks for Debt Relief providers.

Category

Debt Relief

Service scope

14 services listed

Geographic coverage

1 states

Match to your priorities

  • ●
    Budget priority: Pricing published above — factor in setup, monthly, and cancellation fees over the full expected service window.
  • ●
    Complexity priority: Consider Dickmann Tax Group's stated strengths (Founded and led by a licensed attorney (Kyle Dickmann, Esq., Delaware Law School) — not just enro...) against your specific credit situation.
  • ●
    Timeline priority: Debt Relief typically takes 3-6 months for meaningful outcomes. Providers guaranteeing overnight results are red flags under federal consumer protection law.
  • ●
    Recourse priority: Confirm state licensing via your state regulator and check the CFPB complaint database before contracting.
  • ●
    Alternatives: Compare against all Debt Relief providers, DIY options via non-profit counseling agencies, and free CFPB resources.

Pricing

  • Monthly Price: 0
  • Setup Fee: 0
  • Money Back Guarantee: True
  • Guarantee Details: Company advertises a written satisfaction guarantee backed by BBB accreditation. Specific refund conditions and timelines are not publicly disclosed — contact provider for details.
  • Free Consultation: True
  • Tiers: [{'name': 'Debt Settlement', 'price': 0, 'features': ['Free initial consultation', 'Dedicated account manager', 'Negotiate with creditors', 'Performance-based fees (15-25% of enrolled debt)', 'Monthly progress updates', 'No upfront fees']}]
  • Currency: USD

Frequently Asked Questions

What services does Dickmann Tax Group offer?

Dickmann Tax Group offers 14 services including Offer in Compromise (all three OIC types), Installment Agreements (standard and partial-pay), Penalty Abatement, First-Time Penalty Abatement, Currently Not Collectible (CNC) Status, and 9 more. Confirm current service list directly with the provider before contracting.

Who is Dickmann Tax Group best suited for?

Dickmann Tax Group's profile signals suggest it may fit: Individuals with unresolved IRS tax debt who need attorney-level representation at a reasonable price; Small business owners facing payroll tax problems, IRS levies, or wage garnishments; Clients frustrated by high fees at large national tax relief firms seeking a more personal, affordable alternative; Colorado residents dealing with both IRS and Colorado CDOR state tax collection issues simultaneously. Individual outcomes vary based on your specific situation.

What are the strengths and weaknesses of Dickmann Tax Group?

Key strengths: Founded and led by a licensed attorney (Kyle Dickmann, Esq., Delaware Law School) — not just enrolled agents; Multiple IRS Enrolled Agents on staff, all EA-certified with credentials dating to 2003; BBB A+ rating and continuously accredited since founding in 2013. Areas to consider: No pricing published online — custom quotes only, requiring direct contact before any cost comparison; Specific terms of the written guarantee (refund conditions, timeframes) are not publicly disclosed.

How does Dickmann Tax Group compare to similar companies?

In the Debt Relief category, comparable providers include Family Credit Management Services, Accredited Debt Relief, Achieve (Freedom Debt Relief). Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Where does Dickmann Tax Group operate?

Dickmann Tax Group serves customers in 1 states including Colorado. Confirm current service availability in your state directly with the provider.

How much does Dickmann Tax Group cost?

Listed pricing for Dickmann Tax Group: monthly price: 0; setup fee: 0; money back guarantee: True. Pricing may change — verify current fees directly with the provider before signing any contract.

Visit Dickmann Tax Group

State Consumer Finance Context

This is state-level context for Debt Relief consumers in Colorado. It does not confirm that Dickmann Tax Group or this specific location is licensed.

State regulator: Colorado Department of Regulatory Agencies - Division of Banking
Consumer protection: Colorado Attorney General Consumer Protection Section

Credit and debt help rules in Colorado

Key state rules to check

Payday lending in Colorado: Restricted (max $500)

Usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Complaint resources

State references

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

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Related Questions

Quick Summary

Dickmann Tax Group — Debt Relief in Colorado.

Overall rating: 4.3/5

Tax debt resolution law firm representing individuals and businesses before the IRS and state agencies to resolve tax debts, garnishments, and levies.

Visit Dickmann Tax Group

Next Steps

  1. Compare Dickmann Tax Group against similar options above.
  2. Run our borrowing power quiz to see how Dickmann Tax Group matches your situation.
  3. Check state regulator listings for Dickmann Tax Group's licensing before committing.
  4. Visit Dickmann Tax Group once you're ready.

Glossary of Terms

Common terms that come up when comparing Debt Relief providers. Full glossary at creditdoc.co/glossary/.

Chapter 13 Bankruptcy — Chapter 13 Bankruptcy (Reorganization)
A type of bankruptcy where you keep your assets but follow a court-approved 3-5 year repayment plan to pay back some or all of your debts. Stays on credit for 7 years.
Why it matters: Chapter 13 is better than Chapter 7 if you have a home or assets you want to keep. It can stop foreclosure and let you catch up on mortgage payments over 3-5 years.
Example: You're 3 months behind on your mortgage and have $30,000 in credit card debt. Chapter 13 stops foreclosure and puts you on a 5-year plan: you pay $600/month to catch up on the mortgage and pay 40% of the credit card debt.
Chapter 7 Bankruptcy — Chapter 7 Bankruptcy (Liquidation)
A type of bankruptcy that wipes out most unsecured debts (credit cards, medical bills) by liquidating non-exempt assets. It stays on your credit for 10 years.
Why it matters: Chapter 7 gives you a fresh start but at a steep cost: 10 years on your credit, difficulty getting loans, and you may lose assets. Income must be below your state's median to qualify.
Example: You have $45,000 in credit card debt and earn $35,000/year. Chapter 7 erases the debt. You keep exempt property (basic car, household items). Your score drops to ~500 but you're debt-free.
CFPB — Consumer Financial Protection Bureau
A federal agency created in 2010 to protect consumers from unfair financial practices. They write rules, supervise financial companies, and handle consumer complaints.
Why it matters: The CFPB is your most powerful ally against predatory lenders. Filing a complaint with them gets a response from the company within 15 days — companies take CFPB complaints seriously.
Example: A debt collector calls your workplace after you told them to stop. You file a CFPB complaint online. Within 15 days, the collection agency responds and agrees to stop. The CFPB tracks complaint patterns across all companies.
Charge-Off
When a creditor declares your debt a loss after 180 days of nonpayment and removes it from their books. But you still owe the money — they just stop expecting to collect it themselves.
Why it matters: A charge-off is one of the most damaging entries on your credit report and stays for 7 years. The debt is usually sold to a collection agency who will pursue you for it.
Example: You stop paying your $4,000 credit card. After 180 days, the bank charges it off and sells the debt to a collector for $800. The collector now contacts you demanding the full $4,000 (they profit from what they collect above $800).
Collections — Debt Collections
When an unpaid debt is transferred or sold to a third-party collection agency that specializes in recovering the money. Collection accounts appear on your credit report for 7 years.
Why it matters: Even a $50 collection account can drop your score 50-100 points. Some newer FICO models (FICO 9) ignore paid collections, but many lenders still use older models.
Example: An old $200 gym bill goes to collections. It appears on all 3 credit reports and drops your 720 score to 640. Paying it helps with newer scoring models but under FICO 8 (still widely used), a paid collection still hurts.
Debt Consolidation
Combining multiple debts into one single loan with one monthly payment, ideally at a lower interest rate. It simplifies repayment and can reduce total interest.
Why it matters: Consolidation works best when you get a lower rate than your existing debts. But it doesn't reduce what you owe — and extending the term can mean paying more total interest.
Example: You have: $5,000 at 22% (credit card), $3,000 at 18% (store card), $2,000 at 25% (payday loan). A $10,000 consolidation loan at 11% saves you ~$2,100 in interest over 3 years.
Debt Settlement — Debt Settlement / Negotiation
Negotiating with creditors to accept less than the full amount you owe — typically 40-60 cents on the dollar. Usually done after you've already fallen behind on payments.
Why it matters: Settlement can save thousands, but it severely damages your credit (settled accounts show for 7 years) and the IRS may tax the forgiven amount as income.
Example: You owe $15,000 on a credit card and negotiate a settlement of $7,500 (50%). You save $7,500 but: your credit drops 100+ points, the account shows 'settled' for 7 years, and you may owe taxes on the $7,500 forgiven.
Default — Loan Default
When you fail to repay a loan according to the agreed terms — usually after 90-180 days of missed payments. It's the point where the lender gives up on collecting normally.
Why it matters: Default triggers severe consequences: credit score drops 100+ points, the debt may be sent to collections, you could be sued, and your wages or assets could be seized.
Example: You miss 4 consecutive car payments. The lender declares your loan in default, repossesses your car, sells it at auction for $8,000, and you still owe the remaining $5,000 (called a deficiency balance).
DTI Ratio — Debt-to-Income Ratio
The percentage of your monthly gross income that goes toward paying debts. Lenders use it to judge whether you can afford another loan payment.
Why it matters: Most lenders want DTI below 36% for personal loans and below 43% for mortgages. Above that, you're considered overextended and likely to be denied.
Example: You earn $5,000/month gross. Your debts: $1,200 mortgage + $300 car + $200 student loans = $1,700/month. DTI = 34%. A new $400/month loan would push you to 42% — risky for lenders.
FDCPA — Fair Debt Collection Practices Act
A federal law that limits what debt collectors can do. They can't call before 8am or after 9pm, can't harass you, can't lie, and must stop contacting you if you request in writing.
Why it matters: Knowing your FDCPA rights stops abusive collection tactics. If a collector violates the law, you can sue for up to $1,000 per violation plus attorney fees.
Example: A collector calls your workplace 3 times after you told them not to. That's 3 FDCPA violations. You hire a consumer attorney (free — they get paid by the collector). The collector settles for $3,000.
Garnishment — Wage Garnishment
A court order that requires your employer to withhold part of your paycheck and send it directly to a creditor. Usually happens after a creditor sues you and wins a judgment.
Why it matters: Federal law limits garnishment to 25% of disposable income. Some states have lower limits. Student loans and taxes can be garnished without a court order.
Example: You owe $8,000 on a defaulted credit card. The bank sues, gets a judgment, and garnishes your wages. On a $3,000/month net paycheck, they take $750/month until the debt is paid.
Installment Loan
A loan you repay in fixed monthly payments over a set period — typically 12 to 60 months. Each payment covers part of the principal plus interest. Personal loans, auto loans, mortgages, and student loans are all installment loans.
Why it matters: Installment loans are the most common way Americans borrow money. Unlike revolving credit (credit cards), installment loans have a clear end date and predictable payments. Making on-time installment payments builds yo...
Example: You borrow $5,000 as a personal installment loan at 12% APR for 36 months. Your fixed monthly payment is $166. After 36 payments totaling $5,978, the loan is paid off. You paid $978 in interest but built 36 months of positive payment his...
Judgment — Court Judgment (Debt)
A court ruling that says you legally owe a specific amount to a creditor. It gives the creditor power to garnish wages, freeze bank accounts, or place liens on your property.
Why it matters: Judgments are enforceable for 10-20 years (varies by state) and can be renewed. They give creditors far more collection power than a simple unpaid debt.
Example: A credit card company sues you for $8,000 and wins a judgment. They can now garnish 25% of your paycheck ($750/month on a $3,000 net salary) and freeze your bank account.
Statute of Limitations — Statute of Limitations (Debt)
A time limit (typically 3-6 years, varies by state) after which a creditor can no longer sue you to collect a debt. The debt still exists, but they lose the legal power to force payment.
Why it matters: Knowing your state's statute of limitations prevents you from being tricked into paying debts that are legally uncollectable. Beware: making a payment can restart the clock.
Example: You have a $3,000 credit card debt from 2019. Your state has a 4-year statute of limitations. In 2024, a collector calls demanding payment. The statute has expired — they cannot sue you.
Amortization — Loan Amortization
The process of paying off a loan through regular payments that cover both principal and interest. Early payments are mostly interest; later payments are mostly principal.
Why it matters: Understanding amortization explains why paying extra early in a loan saves the most money — you're reducing the principal that interest is calculated on.
Example: Month 1 of a $200,000 mortgage at 6%: your $1,199 payment splits as $1,000 interest + $199 principal. By month 300: only $47 goes to interest and $1,152 goes to principal.