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Credit Union of Denver offers auto loans, refinancing, and vehicle equity loans with rates starting at 4.95% APR and flexible terms up to 84 months for new/used cars, motorcycles, RVs, and classic vehicles.
Data compiled from public sources
Credit Union of Denver is a federally-chartered credit union (Routing #307075259) that provides vehicle financing as part of its consumer lending services. The organization operates as a full-service financial institution offering banking products alongside listed auto lending. Their auto loan division serves members seeking to purchase or refinance vehicles across multiple categories including standard autos, motorcycles, RVs, and classic cars.
The company emphasizes local service with loan staff context available by phone and email, operating primarily in the Denver, Colorado market based on their website domain and contact information. 95% APR for terms up to 60 months, extending to 84 months at higher rates. 75% APR up to 240 months), classic car financing (by appraisal), auto refinancing from other institutions, and auto equity loans for borrowers with vehicle equity.
They advertise flexible features including up to 100% financing, pre-approvals, customizable payment dates, and a current promotion offering a $295 gas card for qualified auto loans over $20,000. A First Time Auto Buyer Program is available for those with little to no credit history. Credit Union of Denver distinguishes itself through membership-based lending with localized customer service, offering multiple vehicle categories beyond standard autos.
The organization provides online loan applications available 24 hours and integrates with dealership closing processes for convenience. D. Power partnership and payment calculators on their website.
The classic car financing option with appraisal-based underwriting differentiates them from some competitors, as does explicit support for private-party vehicle purchases alongside dealership financing. As a credit union, CUD members enjoy member-focused pricing and democratic governance, though membership requirements may apply. The current rate information is dated 03/01/2026, and actual rates depend on creditworthiness and loan terms.
While the organization provides competitive auto financing with flexible options, consumers should note that this is a regional credit union based in Colorado, and availability outside that market may be limited. The promotional gas card offer is time-limited and requires a qualified loan over $20,000.
This is state-level context for Banks consumers in Denver, CO. It does not confirm that Auto Loan Car Loan or this specific location is licensed.
State regulator
Colorado Department of Regulatory Agencies - Division of Banking
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Auto Loan Car Loan offers 12 services including New and used auto loans with rates from 4.95% APR, Auto loan refinancing from other financial institutions, Motorcycle financing (new and used) from 6.99% APR, RV loans (new and used) up to 240 months from 7.75% APR, Classic car and truck financing with professional appraisals, and 7 more.
Auto Loan Car Loan has profile signals associated with Colorado residents and Credit Union of Denver members seeking competitive auto purchase financing, First-time auto buyers with limited credit history who qualify for the listed program, Classic and specialty vehicle owners needing appraisal-based financing, Borrowers refinancing existing auto loans from other lenders at lower rates.
Key strengths: Starting rate of 4.95% APR for auto loans up to 60 months is competitively low; Offers up to 100% financing, reducing need for large down payments; Flexible terms from 24 to 240 months depending on vehicle type and loan purpose. Areas to consider: Regional credit union based in Colorado; may have limited availability outside Denver area; Rates increase significantly for longer terms (8.75% APR for 181-240 month RV loans).
In the Banks category, comparable providers include Bank of America (with Drive-thru ATM), Chase Bank, Mountain West CU Associates. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Credit Union of Denver is profile signals for Colorado-based credit union members and new auto buyers seeking rate claims to verify and flexible terms on vehicle financing, including specialty options for classic cars and RVs. The main caveat is that availability is regionally limited to the Denver/Colorado market, and approval rates depend on individual creditworthiness—advertised rates are not guaranteed for all borrowers.
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