Anb Bank logo

Anb Bank in Denver, CO

No stored Google rating available.

ANB Bank is a community bank with $3 billion in assets serving Colorado and Wyoming through 30 banking centers, offering deposit, lending, and investment management services.

Data compiled from public sources

Anb Bank Review

ANB Bank operates as a regional community bank headquartered in Denver, Colorado, under its parent company Sturm Financial Group, Inc. The institution has established itself as a presence in the Rocky Mountain region with a focus on personalized service and local decision-making. With $3 billion in total assets, ANB Bank positions itself as a financially stable institution committed to sound banking practices.

The bank offers a comprehensive suite of financial services including deposit accounts, personal and business loans, credit cards, online banking, and investment management with trust services. 49% APR, Zelle money transfer capabilities, card control features, and digital services such as eDeposit and lockbox services. They also provide access to MoneyPass ATM networks for customer convenience.

The bank targets both personal and business customers with customizable banking products and enhanced technology platforms. ANB Bank distinguishes itself through its community banking philosophy, emphasizing local banker relationships and personalized one-on-one service. The institution actively invests in its communities through sponsorship, philanthropy, and employee volunteerism.

Their lending limits are positioned to support customer growth, and they maintain a network of 30 physical banking centers across their service territory, contrasting with purely digital banks. The bank emphasizes financial strength and sound banking practices as core differentiators. As a traditional community bank, ANB Bank's primary limitations relate to geographic scope—service is restricted to Colorado and Wyoming.

The website does not provide comprehensive information about rate claims to verify, fee structures, or specific product terms, requiring customers to contact the bank directly for detailed pricing. While the $3 billion asset base demonstrates stability, it is substantially smaller than national banking competitors, which may limit certain listed services or product customization options.

Services & Features

Card Controls security features
Checking and savings deposit accounts
Credit cards
GlobalWealth Access (GWA) wealth management
Investment management and trust services
Lockbox services
Online banking platform
Personal and commercial lending
Positive Pay fraud prevention
Small business loans (5.49% APR promotional rate)
Zelle money transfer
eDeposit (mobile check deposit)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 30 banking centers across Colorado and Wyoming providing physical branch access
  • $3 billion in assets demonstrating financial stability and security
  • Small business loans available at 5.49% APR
  • Offers investment management and trust services in addition to standard banking
  • Digital banking services including online banking, eDeposit, and Zelle money transfers
  • Card Controls feature for enhanced account security
  • MoneyPass ATM network access for expanded cash withdrawal locations

Cons

  • Geographic limitation: services only available in Colorado and Wyoming, excluding most U.S. customers
  • Website lacks detailed fee schedule, interest rates, and specific product terms—requires direct contact for pricing
  • Limited transparency on minimum deposit requirements and account opening details
  • Substantially smaller asset base ($3B) compared to national banks may limit listed services
  • No mention of promotional offers, welcome bonuses, or competitive rate information

State Consumer Finance Context

This is state-level context for Banks consumers in Denver, CO. It does not confirm that Anb Bank or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Anb Bank processed 592 mortgage applications in 2023, with 87.2% recorded as approved across 6 states.

592

Applications

87.2%

Approval Rate

$636K

Avg Loan

6

States Served

Approval Rate by Applicant Income

Under $50K
71.1%
$50K–$100K
88.3%
$100K–$200K
88.1%
Over $200K
95.8%

Based on 592 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Colorado 423 apps · 84.6%
Wyoming 165 apps · 81.2%
Texas 1 apps · 0%
South Dakota 1 apps · 100%
Kansas 1 apps · 100%
Arizona 1 apps · 100%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Anb Bank offer?

Anb Bank offers 12 services including Checking and savings deposit accounts, Small business loans (5.49% APR promotional rate), Personal and commercial lending, Credit cards, Investment management and trust services, and 7 more.

What profile signals are listed for Anb Bank?

Anb Bank has profile signals associated with Colorado and Wyoming residents seeking personalized community banking with local decision-making, Small business owners needing relationship-based lending and business banking services, Customers prioritizing physical branch access and in-person service over digital-only banking.

What are the strengths and weaknesses of Anb Bank?

Key strengths: 30 banking centers across Colorado and Wyoming providing physical branch access; $3 billion in assets demonstrating financial stability and security; Small business loans available at 5.49% APR. Areas to consider: Geographic limitation: services only available in Colorado and Wyoming, excluding most U.S. customers; Website lacks detailed fee schedule, interest rates, and specific product terms—requires direct contact for pricing.

How does Anb Bank compare to similar companies?

In the Banks category, comparable providers include 5Star Bank, Bank of America Financial Center, Elite Credit Freedom. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1964
Headquarters
Denver, CO
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #19220
Visit Anb Bank

CreditDoc Profile Note

Research Note on Anb Bank

ANB Bank is profile signals for Colorado and Wyoming residents who value community banking relationships, local decision-making, and physical branch access over national competitors. Primary caveat: geographic service limitation restricts availability to two states, and the bank's website lacks detailed pricing information—prospective customers must contact directly to compare rates and fees.

Profile Signals

  • Colorado and Wyoming residents seeking personalized community banking with local decision-making
  • Small business owners needing relationship-based lending and business banking services
  • Customers prioritizing physical branch access and in-person service over digital-only banking
Updated 2026-05-08

Similar Companies

5Star Bank logo

5Star Bank

5Star Bank is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and credit cards with locations in Colorado.

BBB: NR

Profile signals: Colorado-based small business owners seeking listed industry lending (food, government contracting), Veterans and military service members accessing dedicated financial products

Bank of America Financial Center logo

Bank of America Financial Center

Denver's Bank of America Financial Center at 100 Fillmore St, CO, offers personal and business banking services.

3.4/5

Google rating from 642 reviews

BBB: NR

Profile signals: Customers seeking comprehensive personal and business banking services in Denver's Cherry Creek area, Homebuyers and refinancing customers needing mortgage lending staff context and direct loan officer contact

Elite Credit Freedom logo

Elite Credit Freedom

Vectra Bank is a Colorado-based bank offering checking, savings, loans, mortgages, and credit cards. The website lists an 'Elite Credit Card' among its credit card products.

4.2/5

Google rating from 5 reviews

BBB: NR

Profile signals: Customers seeking a full-service bank with physical branch access in Colorado and surrounding regions, Military personnel and seniors seeking listed checking accounts with potential benefits

Compare Your Needs With Anb Bank

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Anb Bank is listed as a Banks provider in Denver, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Anb Bank and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.