Best Business Loans in Denver, CO

Compare 5 business loans companies serving Denver, Colorado. Average rating: 4.3/5.

5 Companies 5 Rated Payday: Restricted

Colorado Lending Regulations

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute Agency: Colorado Attorney General Consumer Protection Section

Top-Rated Business Loans

CEDCO - Small Business Finance Corporation logo

CEDCO - Small Business Finance Corporation

Unable to verify. Website returns 403 Forbidden error, preventing access to company information needed for accurate profile creation.

4.4/5
Contact BBB: NR

Best for: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider

Cashfund logo

Cashfund

Cashfund provides small business loans up to $500,000 with approval decisions in as little as 4 hours and funding within 24 hours, requiring minimal eligibility criteria.

4.3/5
Contact BBB: NR

Best for: Established small business owners needing quick capital for time-sensitive opportunities, Entrepreneurs with fair credit (500+) who don't qualify for traditional bank loans

Colorado Enterprise Fund logo

Colorado Enterprise Fund

Colorado Enterprise Fund is a nonprofit CDFI lender offering small business loans up to $1M, including SBA 7(a) and micro loans, for entrepreneurs who don't qualify for traditional financing.

4.3/5
Contact BBB: NR

Best for: Colorado-based startup entrepreneurs rejected by traditional banks due to lack of business history or credit, Established small business owners with lower credit scores or tight cash flow needing capital for growth or working capital

Bankers' Bank of the West logo

Bankers' Bank of the West

Bankers' Bank of the West is a wholesale bank serving community banks with loan participations, cash management, and operational services—not a consumer personal loan lender.

4.2/5
Contact BBB:

Best for: Community bank executives seeking loan participation opportunities to expand lending capacity, Regional financial institutions needing wholesale correspondent banking and cash management services

Rocky Mountain MicroFinance Institute logo

Rocky Mountain MicroFinance Institute

RMMFI is a Denver-based nonprofit CDFI offering microloans, grants, and business training to underserved entrepreneurs since 2008. They provide capital alongside mentorship and education for business launch and growth.

4.2/5
Contact BBB: NR

Best for: Low-income and BIPOC entrepreneurs in Colorado testing business ideas with limited startup capital, Underserved founders (women, formerly incarcerated, rural, Spanish-speaking) who face barriers to traditional small business loans

All Business Loans in Denver (5)

CEDCO - Small Business Finance Corporation logo

CEDCO - Small Business Finance Corporation

Unable to verify. Website returns 403 Forbidden error, preventing access to company information needed for accurate profile creation.

4.4/5
Contact BBB: NR

Best for: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider

Cashfund logo

Cashfund

Cashfund provides small business loans up to $500,000 with approval decisions in as little as 4 hours and funding within 24 hours, requiring minimal eligibility criteria.

4.3/5
Contact BBB: NR

Best for: Established small business owners needing quick capital for time-sensitive opportunities, Entrepreneurs with fair credit (500+) who don't qualify for traditional bank loans

Colorado Enterprise Fund logo

Colorado Enterprise Fund

Colorado Enterprise Fund is a nonprofit CDFI lender offering small business loans up to $1M, including SBA 7(a) and micro loans, for entrepreneurs who don't qualify for traditional financing.

4.3/5
Contact BBB: NR

Best for: Colorado-based startup entrepreneurs rejected by traditional banks due to lack of business history or credit, Established small business owners with lower credit scores or tight cash flow needing capital for growth or working capital

Bankers' Bank of the West logo

Bankers' Bank of the West

Bankers' Bank of the West is a wholesale bank serving community banks with loan participations, cash management, and operational services—not a consumer personal loan lender.

4.2/5
Contact BBB:

Best for: Community bank executives seeking loan participation opportunities to expand lending capacity, Regional financial institutions needing wholesale correspondent banking and cash management services

Rocky Mountain MicroFinance Institute logo

Rocky Mountain MicroFinance Institute

RMMFI is a Denver-based nonprofit CDFI offering microloans, grants, and business training to underserved entrepreneurs since 2008. They provide capital alongside mentorship and education for business launch and growth.

4.2/5
Contact BBB: NR

Best for: Low-income and BIPOC entrepreneurs in Colorado testing business ideas with limited startup capital, Underserved founders (women, formerly incarcerated, rural, Spanish-speaking) who face barriers to traditional small business loans