Best Mortgages & Home Loans in Denver, CO

Compare 13 mortgages & home loans companies serving Denver, Colorado. Average rating: 4.3/5.

13 Companies 13 Rated Payday: Restricted

Colorado Lending Regulations

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute Agency: Colorado Attorney General Consumer Protection Section

Top-Rated Mortgages & Home Loans

American Capital Financial logo

American Capital Financial

Local Denver-based mortgage lender serving Colorado and Wyoming for over 20 years, offering conventional, FHA, USDA, and VA loans with personalized customer service.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in Colorado or Wyoming seeking personalized guidance, Self-employed borrowers or those with complex financial situations needing mortgage expertise

American Liberty Mortgage - Denver logo

American Liberty Mortgage - Denver

Denver-based mortgage lender specializing in home purchase loans, refinancing, and reverse mortgages for FHA, VA, conventional, and DSCR borrowers.

4.4/5
Contact BBB: NR

Best for: Denver and Colorado homebuyers seeking personalized service from a locally owned mortgage lender, Borrowers with FHA, VA, or conventional loans looking to refinance with streamlined processes

Cherry Creek Title Services, Inc. logo

Cherry Creek Title Services, Inc.

Denver-based title insurance and escrow company serving residential real estate transactions statewide since 1992, with in-house real estate attorney and underwriting.

4.4/5
Contact BBB: NR

Best for: Colorado residential home buyers/sellers seeking personalized local service over large-firm convenience, Real estate agents and lenders in Denver metro area needing direct relationships with title providers

First American Title Insurance Company logo

First American Title Insurance Company

First American Title Insurance Company Denver, CO — First American Title provides title insurance and escrow settlement services for real estate transac...

4.4/5
Contact BBB: NR

Best for: Real estate agents and brokers seeking comprehensive closing support and marketing tools like Eagle Homebook, Home buyers and sellers in the Denver area conducting residential property transactions

Land Title Guarantee Company logo

Land Title Guarantee Company

Colorado-based title and closing services company serving real estate, lending, and commercial professionals since 1967 with 45+ offices statewide.

4.4/5
Contact BBB: NR

Best for: Colorado real estate professionals seeking title insurance and closing services, Mortgage lenders and loan officers needing dedicated transaction support

Loan Inc logo

Loan Inc

Loan Inc. is a tech-enabled mortgage lender offering home purchase and refinance loans with no lender fees, backed by human loan experts and a Rate Match Promise.

4.4/5
Contact BBB: NR

Best for: Home buyers seeking a streamlined, tech-enabled mortgage experience with expert guidance, Homeowners refinancing who want transparent pricing and proactive rate monitoring

All Mortgages & Home Loans in Denver (13)

American Capital Financial logo

American Capital Financial

Local Denver-based mortgage lender serving Colorado and Wyoming for over 20 years, offering conventional, FHA, USDA, and VA loans with personalized customer service.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in Colorado or Wyoming seeking personalized guidance, Self-employed borrowers or those with complex financial situations needing mortgage expertise

American Liberty Mortgage - Denver logo

American Liberty Mortgage - Denver

Denver-based mortgage lender specializing in home purchase loans, refinancing, and reverse mortgages for FHA, VA, conventional, and DSCR borrowers.

4.4/5
Contact BBB: NR

Best for: Denver and Colorado homebuyers seeking personalized service from a locally owned mortgage lender, Borrowers with FHA, VA, or conventional loans looking to refinance with streamlined processes

Cherry Creek Title Services, Inc. logo

Cherry Creek Title Services, Inc.

Denver-based title insurance and escrow company serving residential real estate transactions statewide since 1992, with in-house real estate attorney and underwriting.

4.4/5
Contact BBB: NR

Best for: Colorado residential home buyers/sellers seeking personalized local service over large-firm convenience, Real estate agents and lenders in Denver metro area needing direct relationships with title providers

First American Title Insurance Company logo

First American Title Insurance Company

First American Title Insurance Company Denver, CO — First American Title provides title insurance and escrow settlement services for real estate transac...

4.4/5
Contact BBB: NR

Best for: Real estate agents and brokers seeking comprehensive closing support and marketing tools like Eagle Homebook, Home buyers and sellers in the Denver area conducting residential property transactions

Land Title Guarantee Company logo

Land Title Guarantee Company

Colorado-based title and closing services company serving real estate, lending, and commercial professionals since 1967 with 45+ offices statewide.

4.4/5
Contact BBB: NR

Best for: Colorado real estate professionals seeking title insurance and closing services, Mortgage lenders and loan officers needing dedicated transaction support

Loan Inc logo

Loan Inc

Loan Inc. is a tech-enabled mortgage lender offering home purchase and refinance loans with no lender fees, backed by human loan experts and a Rate Match Promise.

4.4/5
Contact BBB: NR

Best for: Home buyers seeking a streamlined, tech-enabled mortgage experience with expert guidance, Homeowners refinancing who want transparent pricing and proactive rate monitoring

Rocky Mountain Title logo

Rocky Mountain Title

Rocky Mountain Title is a Colorado-based title insurance and settlement company serving lenders, realtors, and individual sellers with 25+ years of industry experience.

4.4/5
Contact BBB: NR

Best for: Colorado homebuyers and refinancers seeking convenient mobile closing services, Real estate agents in Denver Metro area needing reliable title/settlement partners with marketing support

The Home Loan Arranger logo

The Home Loan Arranger

Denver-based mortgage lender offering home purchase loans, refinances, and specialized products like bank statement loans. Led by Jason M Ruedy with 30+ years in the industry.

4.4/5
Contact BBB: NR

Best for: Self-employed and non-traditional income borrowers seeking bank statement loans in Colorado, Real estate investors looking for investment property financing

The Socha Lending Group logo

The Socha Lending Group

Denver-based mortgage lender offering purchase, refinance, and jumbo loans across multiple states with licensed loan officers.

4.4/5
Contact BBB: NR

Best for: Colorado, California, Florida, or Texas homebuyers seeking mortgage pre-qualification and purchase options, Existing homeowners in licensed states interested in refinancing to lower rates or access cash equity

Uptown Mortgage logo

Uptown Mortgage

Denver-based mortgage broker offering FHA, VA, conventional, jumbo, and non-qualified mortgages with online application and local market expertise.

4.4/5
Contact BBB: NR

Best for: Denver-area homebuyers and refinancers who value local market expertise and personalized service, First-time homebuyers with imperfect credit seeking FHA loans with flexible approval criteria

WFG National Title Insurance Company logo

WFG National Title Insurance Company

WFG National Title Insurance Company provides title insurance, escrow services, and real estate closing solutions across Colorado with digital tools for agents, lenders, buyers, and sellers.

4.4/5
Contact BBB: NR

Best for: Colorado real estate agents and loan officers seeking integrated closing management and property data tools, Buyers and sellers in Colorado using agents or lenders that partner with WFG for title and escrow services

Colorado Housing Assistance Corporation logo

Colorado Housing Assistance Corporation

Colorado Housing Assistance Corporation provides HUD-approved mortgage counseling, homebuyer education, and down payment assistance loans to first-time homebuyers throughout Colorado.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Colorado with low to moderate income seeking down payment assistance, Existing homeowners experiencing mortgage payment difficulties who need counseling and workout options

Colorado Housing and Finance Authority (CHFA) logo

Colorado Housing and Finance Authority (CHFA)

Colorado Housing and Finance Authority (CHFA) is a state agency created in 1973 that provides affordable mortgage financing and community development investments across Colorado.

3.9/5
Contact BBB: NR

Best for: Colorado first-time homebuyers with moderate-to-low income seeking affordable mortgage products, Homebuyers interested in homebuyer education and financial literacy support before purchasing