Best Banks in Oklahoma City, OK

Compare 16 banks companies serving Oklahoma City, Oklahoma.

16 Companies Payday: Legal

Oklahoma Lending Regulations

Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Usury cap: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300 Agency: Oklahoma Attorney General Consumer Protection Unit

All Banks in Oklahoma City (16)

All America Bank logo

All America Bank

Community bank serving Oklahoma since 1927, offering personal and business banking, lending, and deposit products with competitive rates and local relationship-based service.

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Best for: Oklahoma residents seeking competitive deposit rates with local relationship banking, Small business owners and agricultural enterprises in Oklahoma needing relationship-based lending

Bancfirst logo

Bancfirst

BancFirst is an Oklahoma-based bank offering personal and business checking/savings accounts, loans, credit cards, and wealth management services across multiple locations.

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Best for: Oklahoma residents seeking full-service banking with local branch access, Small business owners needing SBA loans and commercial lending relationships

Bank 7 logo

Bank 7

Bank7 is a full-service bank based in Oklahoma City offering personal and business checking, savings, loans, and digital banking services with FDIC insurance protection.

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Best for: Small business owners seeking specialized services like agricultural loans, treasury management, and ACH origination, Homebuyers looking for personalized mortgage guidance and home loan products from an established bank

Chickasaw Community Bank logo

Chickasaw Community Bank

Chickasaw Community Bank is a locally-owned bank in Oklahoma offering personal and business banking services, with specialized focus on Native American communities and tribal housing finance.

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Best for: Businesses seeking personalized treasury management and cash flow solutions from a local banking team with hands-on support, Tribal housing authorities, Native American housing organizations, and individuals in Native communities seeking specialized mortgage and housing finance programs

First Enterprise Bank logo

First Enterprise Bank

Independent community bank in Oklahoma City founded in 1907, offering checking, loans, and cannabis-related business accounts with local decision-making.

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Best for: Oklahoma City-area residents seeking local community banking relationships and personalized service, Small business owners and entrepreneurs qualifying for cannabis-related business banking services

First Fidelity Bank logo

First Fidelity Bank

FDIC-insured bank operating since 1920 offering personal and business banking, HELOCs, investment services, and mobile banking through the GoBankFFB app.

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Best for: Consumers in Oklahoma, Arizona, or Colorado seeking comprehensive banking with modern digital tools and no-fee early paycheck access, Small business owners needing dedicated commercial banking relationships with local branch presence

First Liberty Bank logo

First Liberty Bank

First Liberty Bank is an FDIC-insured community bank serving Oklahoma City and Norman with personal and business banking, lending, and mortgage products.

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Best for: Healthcare professionals (physicians, dentists) seeking specialized practice lending and mortgage products, Small to mid-sized business owners needing relationship banking and treasury management services

First National Bank of Oklahoma logo

First National Bank of Oklahoma

First National Bank of Oklahoma is a traditional community bank offering online and in-person banking services including checking, savings, business accounts, and merchant services.

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Best for: Oklahoma residents seeking traditional banking with local branch access, Small business owners needing integrated merchant processing and payment solutions

First Security Bank and Trust Company logo

First Security Bank and Trust Company

FDIC-insured minority-owned bank in Oklahoma City offering personal and business banking, small business accounts, startup financing, and real estate investment loans.

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Best for: Minority-owned small business owners and entrepreneurs seeking banking services from a like-minded financial institution, Real estate investors focused on residential rental properties and fix-and-flip projects in the Oklahoma City market

Frontier State Bank logo

Frontier State Bank

Frontier State Bank is an FDIC-insured Oklahoma City bank serving the region for over 50 years, offering checking, savings, CDs, lending, and business banking solutions.

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Best for: Oklahoma City residents seeking local bank relationship with FDIC protection, Small to mid-sized businesses needing commercial checking and treasury services

Interbank logo

Interbank

FDIC-insured regional bank serving Texas and Oklahoma with personal banking, business solutions, and mortgage lending through local relationships.

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Best for: Texas and Oklahoma residents seeking relationship-based personal banking with local branch access, Small to mid-sized businesses needing flexible lending and treasury services in their service area

International Bank of Commerce logo

International Bank of Commerce

FDIC-insured bank offering personal, business, and international banking services across Oklahoma and Texas with headquarters in Laredo.

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Best for: Small business owners in Texas and Oklahoma needing integrated banking and insurance services, Individuals and families with cross-border or international financial needs in the covered regions

Midfirst Bank logo

Midfirst Bank

MidFirst Bank is the largest privately owned bank in the U.S. with $41.4B in assets, offering comprehensive personal and business banking services including checking, savings, loans, and wealth management.

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Best for: Mainstream consumers seeking comprehensive banking services with traditional relationship banking, Small to medium business owners needing integrated payroll, merchant services, and business lending

Quail Creek Bank logo

Quail Creek Bank

Full-service community bank in Oklahoma City offering personal and business accounts with digital banking tools, home equity lines of credit, and commercial lending services.

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Best for: Oklahoma City-area residents seeking personalized community banking with local decision-making, Homeowners interested in accessing home equity through flexible lines of credit

Valliance Bank logo

Valliance Bank

Valliance Bank is a community-focused bank serving businesses, professionals, and entrepreneurs with tailored financial solutions including business accounts, loans, and cash management tools.

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Best for: Business owners and entrepreneurs seeking relationship-based banking with personalized service, Medical professionals, attorneys, and other licensed practitioners needing business-focused financial solutions

Watermark Bank logo

Watermark Bank

Watermark Bank is a commercial and private banking institution serving entrepreneurs and businesses in Oklahoma with treasury management, lending, and liquidity solutions.

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Best for: Small to mid-sized business owners seeking personalized commercial banking relationships, Entrepreneurs and company leaders needing treasury management and cash flow optimization