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89'er Pawn Shop is a collateral-based lending business located in Oklahoma City offering pawn loans and cash advances against personal items.
Data compiled from public sources
89'er Pawn Shop operates as a traditional pawn shop in Oklahoma City, Oklahoma, serving the local community with collateral-based financial services. The business has been established in the pawn industry, positioning itself as a neighborhood lending option for residents needing quick access to cash. Like other pawn shops, 89'er Pawn Shop provides loans secured by personal property, allowing customers to temporarily exchange valuable items for immediate funds without credit checks or lengthy approval processes.
Based on available information, 89'er Pawn Shop offers the standard pawn shop services typical of the industry: short-term loans collateralized by personal items such as electronics, jewelry, musical instruments, tools, and other valuables. Customers can pawn items for cash and have the option to reclaim their goods by repaying the loan plus applicable interest and fees within a specified timeframe. The shop maintains regular business hours (Monday-Friday 9am-6pm, Saturday 9am-4pm) and is accessible by phone at (405) 634-5914 for inquiries about loan terms and item valuations.
The primary distinguishing factor for 89'er Pawn Shop is its location on Southwest 89th Street in Oklahoma City, serving a specific geographic market in the metro area. The business maintains consistent operating hours throughout the week and appears to be an established, operational pawn shop serving local customers seeking immediate cash solutions. The company's straightforward approach to pawn lending without complex qualification requirements makes it accessible to customers who may not qualify for traditional bank loans.
For consumers considering pawn shop loans, it's important to understand that while these services provide quick cash access, they come with interest rates and fees that can be substantially higher than traditional lending. The loan terms are typically short (30-90 days), and failure to repay means losing the pawned item. Additionally, the website content available is limited to a Waze business listing with only basic operational information, providing no detailed disclosure of loan terms, interest rates, fee structures, or customer reviews that would allow for comprehensive evaluation.
This is state-level context for Pawn Shops consumers in Oklahoma City, OK. It does not confirm that 89'er Pawn Shop or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Short-term lending status: Legal
General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300
Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
89'er Pawn Shop offers 8 services including Short-term pawn loans secured by personal property, Cash advances against collateral items, In-store item valuation and appraisal services, Loan repayment options for reclaiming pawned items, Gold and jewelry evaluation (typical pawn shop service), and 3 more.
89'er Pawn Shop is best suited for Customers with poor or no credit history who cannot qualify for traditional loans, People needing immediate cash for emergency expenses without waiting for loan approval, Individuals with valuable items they're willing to temporarily exchange for quick funds.
Key strengths: Located in Oklahoma City with consistent, published business hours (Monday-Friday 9am-6pm, Saturday 9am-4pm); Directly accessible by phone at (405) 634-5914 for loan inquiries and item valuations; No credit check required for pawn loans, making it accessible to customers with poor or no credit history. Areas to consider: No publicly available information about specific interest rates, fees, or loan terms on the website; Limited online presence beyond basic Waze listing—no detailed company website with disclosures or policies.
In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
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CreditDoc Diagnosis
89'er Pawn Shop is best for customers who need immediate cash and have valuable personal items to pledge as collateral, particularly those unable to qualify for traditional bank loans or credit-based lending. The primary caveat is the lack of transparent fee and interest rate information on available platforms; consumers should contact the shop directly to confirm terms before pawning items, as pawn lending typically involves significantly higher costs than conventional financing.
102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.
Best for: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions
Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.
Best for: Individuals needing immediate cash and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items
Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.
Best for: Consumers who own valuable items and need immediate cash without credit checks, People seeking short-term collateral-based loans rather than unsecured debt
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
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