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Oklahoma City, OK's Cash America Pawn at 1600 NW 23rd St offers quick cash loans on personal items with flexible terms and no credit checks.
Data compiled from public sources
Cash America Pawn in Oklahoma City, OK is located at 1600 NW 23rd St, a convenient northwest location for quick pawning and collateral lending. The store operates Monday through Friday from 9 AM to 7 PM, and Saturdays from 9 AM to 5 PM, making it accessible for most work schedules. This standalone pawn shop serves the Oklahoma City area with straightforward lending solutions for immediate cash needs.
At the 1600 NW 23rd St location in Oklahoma City, you can pawn personal items—jewelry, electronics, tools, instruments, and collectibles—for instant cash without credit checks or lengthy applications. The team is available at +1 405-525-9403 to answer questions about what items you can bring in or to discuss loan terms before you visit. Whether you're looking to get cash fast or find affordable deals on secondhand merchandise, this Oklahoma City pawn shop is ready to help.
If you need emergency cash without a bank loan or credit check, Cash America Pawn at 1600 NW 23rd St in Oklahoma City, OK is an accessible option. Bring a valid photo ID and the items you want to pawn, and staff can typically give you an offer within minutes. As a neighborhood pawn shop, it handles straightforward transactions with transparent terms.
This is state-level context for Pawn Shops consumers in Oklahoma City, OK. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Short-term lending status: Legal
General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300
Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 8 services including Pawn loans secured by pledged personal property (jewelry, electronics, tools, instruments, appliances, sporting goods), Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Gold and precious metal buying with immediate cash payment, Layaway service with 10% down payment option, Item inventory search and store locator across 3,300+ locations, and 3 more.
Cash America Pawn is best suited for Unbanked or credit-constrained consumers who need immediate cash and lack access to traditional loans or credit cards, Individuals with valuable personal property (jewelry, electronics, instruments) who need short-term liquidity without credit qualification, People seeking alternative to payday loans who have collateral they can safely pledge temporarily, Customers in rural or underserved areas where FirstCash's 3,300-location network provides convenient access.
Key strengths: Largest network of pawn locations (3,300+) across 29 U.S. states, providing accessibility and convenience; No credit check required for pawn loans—serves credit-constrained consumers who cannot access traditional lending; Non-recourse loans mean borrowers have no deficiency liability if pawned items don't sell for full loan amount. Areas to consider: Pawn loans require surrendering personal possessions as collateral, creating loss risk if unable to repay; Loans are non-recourse, meaning the company retains pledged items if redemption doesn't occur—customers lose property.
In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
FirstCash is best for unbanked or credit-constrained consumers with valuable personal property who need immediate cash without credit qualification or traditional lending approval. The main caveat is that pawn loans require surrendering collateral with no guarantee of redemption, and true borrowing costs (interest and fees) are not transparently disclosed on their website—borrowers should confirm rates before pledging items.
102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.
Best for: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions
Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.
Best for: Individuals needing immediate cash and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items
Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.
Best for: Consumers who own valuable items and need immediate cash without credit checks, People seeking short-term collateral-based loans rather than unsecured debt
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
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