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Cash America Pawn in Oklahoma City, OK

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At 901 W I-240 Service Road, Oklahoma City, OK, Cash America Pawn offers pawn loans, gold buying, and quick cash solutions.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn at 901 W I-240 Service Road in Oklahoma City, OK operates as a standalone pawn shop in a convenient location accessible to customers across the Oklahoma City metro area. The shop is open Monday through Friday from 9AM to 7PM, and Saturdays 9AM to 5PM, remaining closed on Sundays.

At this Oklahoma City location, Cash America Pawn offers pawn loans against personal items, buys gold and jewelry, and stocks secondhand merchandise. Customers can call 405-631-9933 to inquire about specific items, get quotes on valuables, or ask about current inventory. The staff evaluates items quickly and provides competitive payouts for those needing immediate cash.

If you're in Oklahoma City, OK and need quick cash or want to sell gold, bring a valid ID and any items you'd like to pawn or sell. This W I-240 Service Road location provides personalized service for your pawn and gold-buying needs.

Services & Features

Cash payment for items brought into stores
Gold, silver, and precious metals buying
Layaway purchases with 10% down payment
Lease-to-own and retail finance solutions through AFF subsidiary and 15,000+ merchant partners
Online inventory browsing
Pawn FAQ and educational resources
Pawn loans secured by personal property (jewelry, electronics, tools, instruments, etc.)
Point-of-sale payment solutions for consumers
Retail sales of previously pawned or purchased merchandise
Store locator to find nearby locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Immediate cash on collateral with no credit check or application process required
  • Non-recourse loans—you only lose the pledged item if you don't repay, no deficiency judgments
  • Massive network of 3,300+ locations for convenient access across North America and Latin America
  • Buys and sells diverse merchandise, allowing customers to browse inventory or sell items for cash
  • Gold and precious metals buying service for customers with jewelry or bullion to convert to cash
  • Layaway program available for customers who want to purchase items with affordable 10% down payments
  • Publicly traded company with institutional oversight and transparent financial reporting

Cons

  • Pawn loan interest rates are extremely high when annualized (typically 36-240% APR depending on loan term), making them expensive short-term borrowing
  • Risk of losing personal property if unable to repay loan by due date, with no ability to reclaim pledged items
  • Subsidiary AFF operates lease-to-own and retail finance products which are typically high-cost consumer credit options
  • Retail merchandise inventory is unpredictable and secondhand, so selection and quality vary by location
  • Does not report pawn loans to credit bureaus, so borrowing provides no credit-building benefit

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Oklahoma City, OK. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Money services context in Oklahoma

Short-term lending status: Legal

General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300

Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property (jewelry, electronics, tools, instruments, etc.), Retail sales of previously pawned or purchased merchandise, Gold, silver, and precious metals buying, Layaway purchases with 10% down payment, Store locator to find nearby locations, and 5 more.

Who is Cash America Pawn best suited for?

Cash America Pawn is best suited for Consumers who need emergency cash within hours and have valuable collateral but poor credit, People selling used jewelry, electronics, or other merchandise for immediate cash without waiting for marketplace sales, Individuals who want to purchase items through layaway with minimal upfront capital, Consumers in areas without access to traditional banking or alternative lending options.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Immediate cash on collateral with no credit check or application process required; Non-recourse loans—you only lose the pledged item if you don't repay, no deficiency judgments; Massive network of 3,300+ locations for convenient access across North America and Latin America. Areas to consider: Pawn loan interest rates are extremely high when annualized (typically 36-240% APR depending on loan term), making them expensive short-term borrowing; Risk of losing personal property if unable to repay loan by due date, with no ability to reclaim pledged items.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Headquarters
901 W I-240 Service Road, Oklahoma City, OK 73139
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Diagnosis

Doctor's Verdict on Cash America Pawn

FirstCash is best for consumers facing genuine financial emergencies who have valuable collateral and cannot access traditional credit, particularly those in underbanked communities. The primary caveat is that pawn loans carry very high effective interest rates and should only be used for short-term cash needs, not as a regular credit strategy, since losing collateral can create additional hardship.

Best For

  • Consumers who need emergency cash within hours and have valuable collateral but poor credit
  • People selling used jewelry, electronics, or other merchandise for immediate cash without waiting for marketplace sales
  • Individuals who want to purchase items through layaway with minimal upfront capital
  • Consumers in areas without access to traditional banking or alternative lending options
Updated 2026-05-08

Similar Companies

102 Pawn logo

102 Pawn

102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.

BBB: NR

Best for: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions

Big Hill Trading Company and Pawn logo

Big Hill Trading Company and Pawn

Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.

BBB: NR

Best for: Individuals needing immediate cash and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items

Big K Pawn Shop logo

Big K Pawn Shop

Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.

BBB: NR

Best for: Consumers who own valuable items and need immediate cash without credit checks, People seeking short-term collateral-based loans rather than unsecured debt

Is Cash America Pawn Right for You?

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Oklahoma City, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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