D & P Pawn logo

D & P Pawn in Oklahoma City, OK

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D & P Pawn Shop offers collateral-based loans in Oklahoma City, allowing customers to pawn items for fast cash without credit checks or lengthy approval processes.

Data compiled from public sources

D & P Pawn Review

D & P Pawn Shop is a pawn broker located at 2801 N May Ave in Oklahoma City, Oklahoma. The business operates as a traditional pawn shop, providing short-term loans secured by personal property. Based on available information, the shop has been serving the Oklahoma City community and maintains regular business hours throughout the week.

As a pawn shop, D & P Pawn Shop offers collateral-based lending where customers can pledge items of value—such as jewelry, electronics, musical instruments, or other goods—in exchange for immediate cash. This type of lending does not require a credit check, credit history, or lengthy application process, making it accessible to individuals who may not qualify for traditional bank loans or need emergency funds quickly.

D & P Pawn Shop distinguishes itself by maintaining consistent weekday hours (9 AM to 6 PM Monday through Friday) and limited Saturday hours (9 AM to 1 PM), providing accessibility during standard business hours. The shop operates with a local phone line and maintains a physical storefront presence in Oklahoma City, allowing customers to conduct in-person transactions and inspect merchandise directly.

Pawn shops fill a specific niche in consumer finance for those needing immediate, short-term cash without credit evaluation. However, customers should understand that pawn loans are asset-backed transactions with clear redemption deadlines, and failure to reclaim pawned items within the agreed timeframe results in permanent loss of those assets. Interest rates and terms vary by transaction, and customers should carefully review loan agreements before pawning items.

Services & Features

Collateral-based short-term lending
Electronics and gadget pawning
Immediate cash disbursement
In-person loan negotiations
Item appraisal and evaluation
Jewelry and precious metal transactions
Musical instrument pawning
Pawn loans secured by personal property

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • No credit check required—accessible to those with poor or no credit history
  • Immediate cash availability without lengthy application or approval processes
  • Flexible collateral options—can pawn jewelry, electronics, instruments, and other valuables
  • Local physical storefront at 2801 N May Ave allows in-person transactions and item inspection
  • Consistent business hours throughout the week (Monday-Friday 9 AM-6 PM, Saturday 9 AM-1 PM)
  • Direct phone contact available at (405) 946-2221 for inquiries and negotiations

Cons

  • Pawned items are forfeited permanently if loan is not repaid within agreed timeframe
  • Interest rates and loan terms may be higher than traditional bank loans
  • Limited Saturday hours (9 AM-1 PM only) restrict weekend access for some customers
  • Website provides minimal information about specific loan terms, interest rates, or fee structures
  • Loss of personal belongings is a significant financial and emotional cost of default

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Oklahoma City, OK. It does not confirm that D & P Pawn or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Money services context in Oklahoma

Short-term lending status: Legal

General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300

Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does D & P Pawn offer?

D & P Pawn offers 8 services including Pawn loans secured by personal property, Collateral-based short-term lending, Jewelry and precious metal transactions, Electronics and gadget pawning, Musical instrument pawning, and 3 more.

Who is D & P Pawn best suited for?

D & P Pawn is best suited for Individuals needing emergency cash quickly without credit approval, People with poor credit history or no credit who cannot qualify for traditional loans, Those looking to generate short-term liquidity from valuable possessions they can afford to lose.

What are the strengths and weaknesses of D & P Pawn?

Key strengths: No credit check required—accessible to those with poor or no credit history; Immediate cash availability without lengthy application or approval processes; Flexible collateral options—can pawn jewelry, electronics, instruments, and other valuables. Areas to consider: Pawned items are forfeited permanently if loan is not repaid within agreed timeframe; Interest rates and loan terms may be higher than traditional bank loans.

How does D & P Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Headquarters
2801 N May Ave, Oklahoma City, OK 73107
BBB Accredited
No

No Website Currently Available

CreditDoc Diagnosis

Doctor's Verdict on D & P Pawn

D & P Pawn Shop is best for individuals facing genuine financial emergencies who need same-day or next-day cash and cannot access traditional credit. The critical caveat is that pawning items means accepting the risk of permanent loss of those assets if the loan cannot be repaid within the agreed timeframe—making it a transaction that should only involve items customers can afford to lose.

Best For

  • Individuals needing emergency cash quickly without credit approval
  • People with poor credit history or no credit who cannot qualify for traditional loans
  • Those looking to generate short-term liquidity from valuable possessions they can afford to lose
Updated 2026-05-08

Similar Companies

102 Pawn logo

102 Pawn

102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.

BBB: NR

Best for: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions

Big Hill Trading Company and Pawn logo

Big Hill Trading Company and Pawn

Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.

BBB: NR

Best for: Individuals needing immediate cash and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items

Big K Pawn Shop logo

Big K Pawn Shop

Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.

BBB: NR

Best for: Consumers who own valuable items and need immediate cash without credit checks, People seeking short-term collateral-based loans rather than unsecured debt

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Quick Summary

  • D & P Pawn is listed as a Pawn Shops provider in Oklahoma City, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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