Credit Unions in San Antonio, TX

Compare credit unions providers in San Antonio, TX — 21 listed profiles with pricing, licensing, and CFPB complaint context. Review 21 listed profiles.

4.3 average rating across 14 rated credit unions providers in San Antonio

Top-Rated Credit Unions Companies in San Antonio

Featured providers with verified public review signals. Sorted by stored Google rating. Every listing links to a CreditDoc profile with pricing, licensing, and complaint context.

ALLIANCE Credit Union

San Antonio, TX

★ 5.0 · 803 reviews

Member-owned credit union headquartered in Lubbock, TX, offering checking, savings, loans, mortgages, and credit cards with a not-for-profit service model. This San Antonio listing is one of 21 listed credit unions providers reviewed by CreditDoc.

View Details →

Soarion Credit Union

San Antonio, TX

★ 5.0 · 171 reviews

Federal credit union based in San Antonio serving members in Texas with checking, savings, auto loans, mortgages, and digital banking services since 1952. This San Antonio listing is one of 21 listed credit unions providers reviewed by CreditDoc.

View Details →

SSFCU

San Antonio, TX

★ 4.8 · 233 reviews

Security Service Federal Credit Union offers online banking, mortgages, and investment accounts with digital access to manage accounts anytime, anywhere. This San Antonio listing is one of 21 listed credit unions providers reviewed by CreditDoc.

View Details →

Alamo City Credit Union

San Antonio, TX

★ 4.7 · 37 reviews

Texas-based credit union offering savings accounts, certificates of deposit, and loans at competitive rates to members. Non-profit cooperative returning profits to members via dividends and low loan rates. This San Antonio listing is one of 21 listed credit unions providers reviewed by CreditDoc.

View Details →

Firstmark Credit Union

San Antonio, TX

★ 4.7 · 272 reviews

Firstmark Credit Union is a Texas-based credit union offering checking, savings, loans, and credit cards with a focus on community banking and member education. This San Antonio listing is one of 21 listed credit unions providers reviewed by CreditDoc.

View Details →

Firstmark Credit Union (No Member Services)

San Antonio, TX

★ 4.7 · 357 reviews

Texas-based credit union offering checking, savings, loans, credit cards, and home equity products with bilingual support and community focus through the Firstmark Foundation. This San Antonio listing is one of 21 listed credit unions providers reviewed by CreditDoc.

View Details →

All Listed Credit Unions Profiles in San Antonio

Below are every credit unions provider CreditDoc has listed in San Antonio, TX. Review pricing, refund terms, licensing, and CFPB complaint context on each profile. Comparing at least three profiles side-by-side is the fastest way to spot outliers on price or terms in the San Antonio market.

ALLIANCE Credit Union

San Antonio, TX

BBB NR

Member-owned credit union headquartered in Lubbock, TX, offering checking, savings, loans, mortgages, and credit cards with a not-for-profit service model. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Soarion Credit Union

San Antonio, TX

BBB NR

Federal credit union based in San Antonio serving members in Texas with checking, savings, auto loans, mortgages, and digital banking services since 1952. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

SSFCU

San Antonio, TX

BBB NR

Security Service Federal Credit Union offers online banking, mortgages, and investment accounts with digital access to manage accounts anytime, anywhere. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Alamo City Credit Union

San Antonio, TX

BBB NR

Texas-based credit union offering savings accounts, certificates of deposit, and loans at competitive rates to members. Non-profit cooperative returning profits to members via dividends and low loan rates. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Firstmark Credit Union

San Antonio, TX

BBB NR

Firstmark Credit Union is a Texas-based credit union offering checking, savings, loans, and credit cards with a focus on community banking and member education. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Firstmark Credit Union (No Member Services)

San Antonio, TX

BBB NR

Texas-based credit union offering checking, savings, loans, credit cards, and home equity products with bilingual support and community focus through the Firstmark Foundation. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Security Service Federal Credit Union

San Antonio, TX

BBB NR

Security Service Federal Credit Union is a federally insured credit union offering checking, savings, mortgages, and investment services with nationwide ATM access and shared branching. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

River City Federal Credit Union

San Antonio, TX

BBB NR

Federal credit union based in San Antonio offering checking, savings, loans, and credit cards to members. Routing #314088530. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Security Service Federal Credit Union – Headquarters

San Antonio, TX

BBB NR

Member-owned federal credit union offering checking, savings, certificates, mortgages, and auto loans with competitive rates and insurance discounts. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

City Public Service/IBEW Federal Credit Union

San Antonio, TX

BBB NR

San Antonio-based federal credit union exclusively serving CPS Energy employees and families since 1938, offering checking, savings, loans, and credit cards with competitive rates. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

H-E-B Federal Credit Union

San Antonio, TX

BBB NR

H-E-B Federal Credit Union is a membership-based financial institution exclusively serving H-E-B Partners, Senior Partners, and their families with banking, loans, and savings products. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Security Service Federal Credit Union

San Antonio, TX

BBB A+

Security Service FCU is a San Antonio-based federal credit union founded 1956 with $13B+ in assets. NCUA insured. 70+ branches in TX, CO, UT. BBB A+ accredited. Originally serving military/federal employees. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

RBFCU - Summit

San Antonio, TX

BBB NR

RBFCU Summit is a credit union branch in San Antonio offering traditional banking services, safe deposit boxes, notary services, and 24/7 ATM access with teller assistance. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Select Federal Credit Union

San Antonio, TX

BBB NR

Select Federal Credit Union is a community-focused credit union serving Eastside San Antonio residents with $41M+ in assets and over 7,000 members since 1939. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Baptist

San Antonio, TX

Baptist Credit Union is a Texas-based credit union serving Baptist churches and individuals with competitive auto loans, mortgages, credit cards, and specialized church financing. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

City Public Service/Ibew

San Antonio, TX

San Antonio-based federal credit union exclusively serving CPS Energy employees and families since 1938, offering affordable checking, loans, and credit cards with no annual fees. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

CPS IBEW Federal Credit Union

San Antonio, TX

BBB NR

San Antonio-based credit union exclusively serving CPS Energy employees and families since 1938, offering checking, savings, loans, and credit cards with competitive rates. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

First Credit

San Antonio, TX

BBB NR

Firstmark Credit Union is a Texas-based credit union offering checking, savings, personal loans, auto refinancing, home equity products, and credit cards with member-focused service. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

H E B

San Antonio, TX

H-E-B Federal Credit Union is a member-owned credit union exclusively serving H-E-B Partners, Senior Partners, and their families with online banking, auto loans, savings products, and shared branch access. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Synergy

San Antonio, TX

Synergy provides zero-cost branding, engagement, and income-bearing solutions for credit unions to help them achieve growth and member retention goals. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

UNIFY Financial Credit Union (RESTRICTED ACCESS)

San Antonio, TX

BBB NR

UNIFY Financial Credit Union is a member-owned credit union with $3.5B+ in assets offering checking, savings, mortgages, auto loans, and credit cards nationwide through 5,000+ shared branches. This is a San Antonio credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.

View Details →

Texas Rules for Credit Unions in San Antonio

Federal protections for San Antonio consumers: the Fair Credit Reporting Act (FCRA) gives San Antonio residents the right to dispute inaccurate credit report information for free with all three credit bureaus. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in San Antonio or elsewhere — to charge before services are performed. If a San Antonio credit unions provider asks for upfront payment before performing work, treat it as a red flag.

Texas state-level protections: Texas adds its own state-level rules on top of the federal ones. Interest-rate caps, licensing requirements, refund policies, and enforcement all vary by state. Check the Texas overview page for the current usury cap, payday-lending status, and consumer protection agency contact. Every San Antonio lender should hold an active Texas license — if a provider cannot give you their license number in writing, treat it as a red flag.

How to check licensing: the Texas Department of Financial Services (or equivalent agency) publishes a searchable license lookup. Before your first meeting with any San Antonio credit unions provider, spend five minutes cross-checking their license status. Providers that refuse to give a license number are often unlicensed to operate in San Antonio or have had licenses revoked.

How to research a San Antonio provider's track record: the CFPB Consumer Complaint Database at consumerfinance.gov/complaint lists complaints filed against every lender, credit repair company, and debt collector in the country. A pattern of unresolved complaints against a specific San Antonio provider is one of the strongest signals available before signing a contract.

How to Compare Credit Unions Providers in San Antonio

Get the pricing in writing. Ask every San Antonio credit unions provider for their fees, monthly cost (if applicable), setup fee (if applicable), and APR (for lending products) in writing before signing. Providers that only quote pricing over the phone or that offer "call for a personalized quote" without a public pricing tier are harder to compare and usually more expensive.

Confirm the refund policy. Ask each San Antonio provider what happens if you cancel within the first three days (federal CROA window), within the first month, and after the promised results are not delivered. Refund policies are one of the biggest differentiators between credit unions providers in San Antonio, and they are frequently not disclosed until after signing.

Cross-check with the CFPB. Search each San Antonio provider's exact business name in the CFPB Consumer Complaint Database. A provider with zero complaints is not necessarily better — it may just be smaller. But a provider with a pattern of unresolved complaints in the same category (e.g. billing disputes, misleading claims about credit repair timelines, high-cost lending disclosures) is a strong signal to keep researching alternatives.

Compare at least three providers. San Antonio has 21 listed credit unions providers on CreditDoc. Reviewing three provider profiles side-by-side is the fastest way to spot pricing outliers, licensing gaps, and refund-policy differences. Providers that are transparent about pricing, licensing, and refund terms will match this level of preparation on their side; providers that resist it are usually not the right fit.

More Research in San Antonio

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.