Best Get Out of Debt in San Antonio, TX

Compare 5 get out of debt companies serving San Antonio, Texas. Average rating: 4.4/5.

5 Companies 5 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Get Out of Debt

Affordable Debt Consolidation, San Antonio, Texas logo

Affordable Debt Consolidation, San Antonio, Texas

Texas-based debt settlement company specializing in high-income earners with $50K-$300K+ in unsecured debt, offering negotiated settlements with performance-based fees.

4.4/5
Free BBB: NR

Best for: High-income earners in Texas with $50,000-$300,000+ in unsecured debt who have stable income and can maintain monthly deposits, Consumers with multiple high-interest credit cards and personal loans seeking faster payoff than minimum payments would allow

Christian Credit Counseling - Debt Redemption logo

Christian Credit Counseling - Debt Redemption

Texas-based debt settlement and consolidation firm specializing in managing $30K–$300K+ in credit card and personal debt for higher-income earners, with 20+ years of experience and A+ BBB rating.

4.4/5
Free BBB: NR

Best for: Texas residents with $30K–$300K in credit card and personal loan debt seeking settlement-based relief, Higher-income earners ($50K+) with significant debt but stable income to fund settlement accounts

Credit Services of America logo

Credit Services of America

Credit Services of America offers credit repair, debt consolidation, and debt management services with physical offices in Texas. They provide personalized financial counseling and credit monitoring to help clients improve credit scores and manage debt.

4.4/5
Free BBB: NR

Best for: San Antonio-area residents with multiple debts seeking in-person, local credit counseling and debt consolidation assistance, Consumers with credit report errors who prefer face-to-face credit repair services over online-only providers

DEBT REDEMPTION - Texas Debt Relief logo

DEBT REDEMPTION - Texas Debt Relief

Texas-based debt settlement company specializing in negotiating unsecured debt reductions for residents with $30K-$1M+ in obligations, targeting credit cards and personal loans.

4.4/5
Free BBB: NR

Best for: Texas residents with $30K-$1M+ in unsecured debt (credit cards, personal loans) facing unmanageable monthly payments, Individuals in complicated financial situations (job loss, income reduction) seeking structured debt reduction outside bankruptcy

Affordable Credit Counseling San Antonio Texas logo

Affordable Credit Counseling San Antonio Texas

Texas-focused debt consolidation and settlement company helping San Antonio residents combine multiple debts into single monthly payments, claiming fees 40% lower than national competitors.

4.3/5
Contact BBB: NR

Best for: Texas residents with multiple unsecured debts (credit cards, medical bills, payday loans) seeking consolidation, San Antonio-area consumers preferring local companies over national debt relief chains

All Get Out of Debt in San Antonio (5)

Affordable Debt Consolidation, San Antonio, Texas logo

Affordable Debt Consolidation, San Antonio, Texas

Texas-based debt settlement company specializing in high-income earners with $50K-$300K+ in unsecured debt, offering negotiated settlements with performance-based fees.

4.4/5
Free BBB: NR

Best for: High-income earners in Texas with $50,000-$300,000+ in unsecured debt who have stable income and can maintain monthly deposits, Consumers with multiple high-interest credit cards and personal loans seeking faster payoff than minimum payments would allow

Christian Credit Counseling - Debt Redemption logo

Christian Credit Counseling - Debt Redemption

Texas-based debt settlement and consolidation firm specializing in managing $30K–$300K+ in credit card and personal debt for higher-income earners, with 20+ years of experience and A+ BBB rating.

4.4/5
Free BBB: NR

Best for: Texas residents with $30K–$300K in credit card and personal loan debt seeking settlement-based relief, Higher-income earners ($50K+) with significant debt but stable income to fund settlement accounts

Credit Services of America logo

Credit Services of America

Credit Services of America offers credit repair, debt consolidation, and debt management services with physical offices in Texas. They provide personalized financial counseling and credit monitoring to help clients improve credit scores and manage debt.

4.4/5
Free BBB: NR

Best for: San Antonio-area residents with multiple debts seeking in-person, local credit counseling and debt consolidation assistance, Consumers with credit report errors who prefer face-to-face credit repair services over online-only providers

DEBT REDEMPTION - Texas Debt Relief logo

DEBT REDEMPTION - Texas Debt Relief

Texas-based debt settlement company specializing in negotiating unsecured debt reductions for residents with $30K-$1M+ in obligations, targeting credit cards and personal loans.

4.4/5
Free BBB: NR

Best for: Texas residents with $30K-$1M+ in unsecured debt (credit cards, personal loans) facing unmanageable monthly payments, Individuals in complicated financial situations (job loss, income reduction) seeking structured debt reduction outside bankruptcy

Affordable Credit Counseling San Antonio Texas logo

Affordable Credit Counseling San Antonio Texas

Texas-focused debt consolidation and settlement company helping San Antonio residents combine multiple debts into single monthly payments, claiming fees 40% lower than national competitors.

4.3/5
Contact BBB: NR

Best for: Texas residents with multiple unsecured debts (credit cards, medical bills, payday loans) seeking consolidation, San Antonio-area consumers preferring local companies over national debt relief chains