Best I Need a Loan in San Antonio, TX

Compare 17 i need a loan companies serving San Antonio, Texas. Average rating: 4.4/5.

17 Companies 17 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated I Need a Loan

Broadway Finance logo

Broadway Finance

Broadway Finance Co is a San Antonio-based personal loan lender offering unsecured loans with fast approval and same-day funding for over 40 years.

4.5/5
Free BBB: NR

Best for: San Antonio area residents needing unsecured personal loans, Consumers who prefer in-person lending relationships and local service

Credit Central logo

Credit Central

Credit Central offers installment personal loans in San Antonio and across multiple states with flexible terms and online application options.

4.5/5
Free BBB: NR

Best for: Texas residents seeking in-person loan consultations with flexible installment terms, Borrowers in multi-state footprint needing online personal loan applications with moderate loan amounts

Fair Finance Loans logo

Fair Finance Loans

Texas-based installment lender offering signature loans up to $1,200 with flexible repayment terms and credit reporting to build payment history.

4.5/5
Free BBB: NR

Best for: Texas residents needing $500–$1,200 in cash with flexible repayment over several months, Borrowers with poor or limited credit history seeking to build payment history and credit score

Payment 1 Loans - San Antonio logo

Payment 1 Loans - San Antonio

Payment 1 Financial offers personal installment loans and title loans in San Antonio with flexible terms, fast approval, and same-day funding for borrowers seeking emergency cash or credit building.

4.5/5
Free BBB: NR

Best for: San Antonio residents needing $1K–$5K in emergency cash with fast funding timelines, Vehicle owners with clear titles seeking collateral-based loans while maintaining car access

Service Loan logo

Service Loan

Service Loan Company offers personal installment loans at physical locations across Texas, Alabama, Tennessee, and Georgia. They provide quick approval and serve customers with varying credit histories.

4.5/5
Free BBB: NR

Best for: San Antonio-area residents and surrounding Texas communities needing personal installment loans, Applicants with impaired or non-traditional credit seeking approval without credit checks

The Loan Store logo

The Loan Store

The Loan Store offers installment loans from $150–$1,760 in Texas with flexible repayment terms, plus merchandise financing and tax preparation services.

4.5/5
Free BBB: NR

Best for: San Antonio residents needing $150–$1,600 for emergency repairs or unexpected bills who value in-person service, Borrowers with fair or poor credit who need quick access to cash and can visit a physical location

All I Need a Loan in San Antonio (17)

Broadway Finance logo

Broadway Finance

Broadway Finance Co is a San Antonio-based personal loan lender offering unsecured loans with fast approval and same-day funding for over 40 years.

4.5/5
Free BBB: NR

Best for: San Antonio area residents needing unsecured personal loans, Consumers who prefer in-person lending relationships and local service

Credit Central logo

Credit Central

Credit Central offers installment personal loans in San Antonio and across multiple states with flexible terms and online application options.

4.5/5
Free BBB: NR

Best for: Texas residents seeking in-person loan consultations with flexible installment terms, Borrowers in multi-state footprint needing online personal loan applications with moderate loan amounts

Fair Finance Loans logo

Fair Finance Loans

Texas-based installment lender offering signature loans up to $1,200 with flexible repayment terms and credit reporting to build payment history.

4.5/5
Free BBB: NR

Best for: Texas residents needing $500–$1,200 in cash with flexible repayment over several months, Borrowers with poor or limited credit history seeking to build payment history and credit score

Payment 1 Loans - San Antonio logo

Payment 1 Loans - San Antonio

Payment 1 Financial offers personal installment loans and title loans in San Antonio with flexible terms, fast approval, and same-day funding for borrowers seeking emergency cash or credit building.

4.5/5
Free BBB: NR

Best for: San Antonio residents needing $1K–$5K in emergency cash with fast funding timelines, Vehicle owners with clear titles seeking collateral-based loans while maintaining car access

Service Loan logo

Service Loan

Service Loan Company offers personal installment loans at physical locations across Texas, Alabama, Tennessee, and Georgia. They provide quick approval and serve customers with varying credit histories.

4.5/5
Free BBB: NR

Best for: San Antonio-area residents and surrounding Texas communities needing personal installment loans, Applicants with impaired or non-traditional credit seeking approval without credit checks

The Loan Store logo

The Loan Store

The Loan Store offers installment loans from $150–$1,760 in Texas with flexible repayment terms, plus merchandise financing and tax preparation services.

4.5/5
Free BBB: NR

Best for: San Antonio residents needing $150–$1,600 for emergency repairs or unexpected bills who value in-person service, Borrowers with fair or poor credit who need quick access to cash and can visit a physical location

Toledo Finance Company logo

Toledo Finance Company

Toledo Finance Company offers personal installment loans to individuals and families across San Antonio and surrounding Texas counties, serving borrowers with all credit types.

4.5/5
Free BBB: NR

Best for: San Antonio and South Texas residents needing installment loans for unexpected expenses, Borrowers with poor or bad credit seeking lenders willing to work with their credit profile

Tower Loan logo

Tower Loan

Tower Loan offers installment and personal loans at physical branch locations across multiple states, including a NW San Antonio office. They provide fixed-rate loans for various purposes with quick online and in-person application processes.

4.5/5
Free BBB: NR

Best for: San Antonio-area residents who prefer in-person loan meetings and advice, Borrowers seeking fixed-payment installment loans for specific purposes (vacation, home improvement, debt consolidation)

Western Finance logo

Western Finance

Western Finance offers personal installment loans, merchandise financing, and tax preparation services at multiple Texas locations. Serves customers seeking flexible borrowing options for various needs.

4.5/5
Free BBB: NR

Best for: Texans needing small emergency loans under $2,000 who prefer in-person service and quick approval, Customers with fair or poor credit seeking installment loan alternatives to payday loans

Cash Credit Co logo

Cash Credit Co

Atlas Credit offers installment personal loans from $100–$1,400 for bad credit borrowers in TX, OK, and MO with 5–12 month terms and fixed payments.

4.4/5
Free BBB: NR

Best for: Bad credit borrowers who need $100–$1,400 for emergency expenses and can service a 5–12 month installment loan, Unbanked consumers who lack checking accounts but have stable employment and verifiable income

Courtesy Loan Service logo

Courtesy Loan Service

San Antonio-based installment lender offering unsecured personal loans up to $1,700 with 12-month repayment terms and same-day approval.

4.4/5
Free BBB: NR

Best for: San Antonio-area residents needing $500-$1,700 for short-term expenses, Consumers with poor credit seeking alternatives to payday loans

Mi Casa Financial, LLC - Texas Property Tax Loans logo

Mi Casa Financial, LLC - Texas Property Tax Loans

Texas-based lender specializing in property tax loans for homeowners behind on taxes. Offers affordable monthly payment plans to help Texans avoid losing their homes to tax foreclosure.

4.4/5
Free BBB: NR

Best for: Texas homeowners behind on property taxes seeking to avoid foreclosure, Borrowers with poor credit history unable to qualify for traditional loans

Ovation Lending - Property Tax Loan - San Antonio logo

Ovation Lending - Property Tax Loan - San Antonio

Ovation Lending provides property tax loans in Texas, paying delinquent county taxes directly and offering affordable repayment plans with no credit score requirements.

4.4/5
Contact BBB: NR

Best for: Texas property owners with delinquent property taxes facing monthly 2% penalties who cannot access traditional financing, Borrowers with poor credit scores unable to qualify for conventional personal loans or mortgages

Stepstone Credit logo

Stepstone Credit

Stepstone Credit is a personal installment loan lender offering $300–$1,800 loans with same-day or next-day funding, available online or in-person at their San Antonio branch.

4.4/5
Free BBB: NR

Best for: East Side San Antonio residents and Bexar County community members needing immediate cash for small personal expenses, Bilingual borrowers (Spanish/English speakers) preferring in-person loan service

Sun Loan Company logo

Sun Loan Company

Sun Loan Company is a community-based personal installment lender founded in 1988, operating 250+ locations across 7 states. Offers small loans ($100-$1,700 in TX), tax prep, and same-day funding. BBB D rating (not accredited).

4.4/5
Free BBB: D

Best for: Borrowers in Texas, Oklahoma, New Mexico, and other covered states who need small personal installment loans under $1,700 with same-day funding, Consumers with limited or damaged credit who need lenders that evaluate beyond just credit scores

River City Finance logo

River City Finance

Toledo Finance offers signature and secured installment loans from $200–$1,760 with same-day approval at their San Antonio location, serving customers since 1967.

4.3/5
Free BBB: NR

Best for: Consumers in San Antonio needing $200–$1,760 for immediate bills or emergencies, Borrowers who prefer in-person interaction and local staff assistance

Master Finance Company logo

Master Finance Company

Master Finance Company offers personal installment loans in San Antonio, TX for debt consolidation, emergency expenses, and other personal needs with fixed repayment schedules.

4.2/5
Free BBB: NR

Best for: San Antonio residents who have been denied by traditional banks or credit unions, Borrowers facing unexpected expenses or needing quick access to funds