Free Help Provider Profiles in San Antonio, TX

Review 7 listed free help profiles associated with San Antonio, Texas. Average stored Google rating where available: 5.0/5.

7 Listed Profiles 2 Google-rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Provider Profiles for Free Help

Cirkal Financial Services, LLC

Cirkal Financial Services is a veteran-owned financial education and advisory firm offering free consultations and comprehensive financial planning across all 50 states, partnering with 150+ A-rated financial institutions.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Individuals seeking free financial education and guidance before working with external providers, Small business owners and families interested in comprehensive financial planning services

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NALCAB - National Association For Latino Community Asset Builders

NALCAB is a CDFI intermediary supporting 200+ nonprofit member organizations across all 50 states focused on Latino community economic development through lending, capacity building, and policy advocacy.

5.0/5

Google rating from 4 reviews

BBB: NR

Profile signals: Nonprofit organizations and CDFIs working on community economic development seeking grants, loans, and capacity building support, Communities in Latino-serving regions seeking housing, small business, or neighborhood development initiatives

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Listed Free Help Profiles in San Antonio (7)

Cirkal Financial Services, LLC

5.0/5

Google rating from 2 reviews

BBB: NR

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NALCAB - National Association For Latino Community Asset Builders

5.0/5

Google rating from 4 reviews

BBB: NR

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GreenPath Financial Wellness, San Antonio, TX

Non-profit credit counseling and financial education organization providing debt management, housing counseling, and bankruptcy education through in-person, phone, and online services.

BBB: NR

Profile signals: Consumers seeking non-profit credit counseling from an established organization with 50+ years of experience, Individuals struggling with debt who want guidance before considering bankruptcy

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GreenPath Financial Wellness, San Antonio, TX

GreenPath Financial Wellness is a nonprofit credit counseling agency offering free and low-cost debt and credit counseling services via phone and in-person in San Antonio.

BBB: NR

Profile signals: Consumers seeking free or low-cost financial education and budgeting guidance, San Antonio residents preferring in-person counseling with a local nonprofit organization

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Institutional Loan Services

San Antonio-based debt collection agency specializing in past-due school balances for Southwest Schools and Nuvani Institute with 20 years of experience.

BBB: NR

Profile signals: Parents and students with past-due balances owed to Southwest Schools or Nuvani Institute in Texas, Individuals seeking flexible payment arrangements for school debt in the San Antonio area

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Our Casas Resident Council, Inc.

HUD-certified housing counseling agency and CHDO in San Antonio providing affordable housing, homebuyer education, and foreclosure prevention services to low-to-moderate income families since 1990.

BBB: NR

Profile signals: First-time homebuyers in San Antonio seeking HUD-approved pre-purchase education and counseling, Low-to-moderate income families facing foreclosure or seeking foreclosure prevention assistance

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Small Business Finance Center

UTSA-hosted, SBA-funded non-profit Small Business Development Center offering free one-on-one advising and low-cost training to entrepreneurs across south-central Texas.

BBB: NR

Profile signals: Early-stage entrepreneurs and startups seeking free business planning and foundational advising without cost barriers, Existing small business owners in south-central Texas (Bexar, Comal, Atascosa, and surrounding counties) needing growth strategy guidance

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