Best Credit Repair in San Antonio, TX

Compare 11 credit repair companies serving San Antonio, Texas. Average rating: 4.4/5.

11 Companies 11 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Credit Repair

Credit Restoration Of Texas logo

Credit Restoration Of Texas

Credit repair company founded in 2007, serving clients nationwide. Disputes inaccurate credit items, offers debt relief, identity theft restoration, and business credit building.

4.8/5
Free BBB: A+ Money-Back

Best for: Consumers with inaccurate, outdated, or unverifiable negative items on their credit reports who want a company to handle disputes on their behalf, Identity theft victims needing coordinated credit restoration and ongoing protection

210 Financial Group Credit Repair Services logo

210 Financial Group Credit Repair Services

San Antonio-based credit repair firm specializing in disputing collections, repossessions, medical debt, and charge-offs across all three bureaus. Offers a free $200 credit audit with no upfront fees.

4.4/5
Free BBB: NR

Best for: Texas residents — especially in the San Antonio metro — with collections, repossessions, or medical debt damaging their credit, Consumers who prefer working directly with a named local owner rather than a national credit repair chain

Best Credit Repair San Antonio logo

Best Credit Repair San Antonio

Unable to verify company details—website currently inaccessible (403 Forbidden error). Cannot confirm services, legitimacy, or operational status.

4.4/5
Free BBB: NR

Best for: Consumers in San Antonio, Texas looking for credit repair services, People who prefer working with a local credit repair provider

CreditUp Club logo

CreditUp Club

CreditUp Club offers DIY and professional credit repair services, helping clients dispute errors and negative items across credit bureaus to improve credit scores.

4.4/5
Free BBB: NR

Best for: Consumers with multiple negative items (collections, late payments, charge-offs) seeking affordable DIY dispute management, Those preferring self-directed credit repair but wanting structured guidance and automated dispute letter generation

Muzi Consulting DBA Certified Credit Consultants logo

Muzi Consulting DBA Certified Credit Consultants

Muzi Consulting offers credit repair and consultation services through their DBA Certified Credit Consultants brand, helping consumers address credit report issues.

4.4/5
Free BBB: NR

Best for: Consumers seeking personalized credit consultation from a professional advisor, International clients or those who prefer multi-country phone support

New Beginnings Credit Repair logo

New Beginnings Credit Repair

San Antonio credit repair company specializing in disputing negative items like repossessions, foreclosures, and collections to improve credit scores.

4.4/5
Free BBB: NR

Best for: San Antonio residents with multiple negative items (repossessions, foreclosures, collections) seeking local dispute assistance, Consumers seeking personalized credit repair guidance and willing to pay for professional dispute filing

All Credit Repair in San Antonio (11)

Credit Restoration Of Texas logo

Credit Restoration Of Texas

Credit repair company founded in 2007, serving clients nationwide. Disputes inaccurate credit items, offers debt relief, identity theft restoration, and business credit building.

4.8/5
Free BBB: A+ Money-Back

Best for: Consumers with inaccurate, outdated, or unverifiable negative items on their credit reports who want a company to handle disputes on their behalf, Identity theft victims needing coordinated credit restoration and ongoing protection

210 Financial Group Credit Repair Services logo

210 Financial Group Credit Repair Services

San Antonio-based credit repair firm specializing in disputing collections, repossessions, medical debt, and charge-offs across all three bureaus. Offers a free $200 credit audit with no upfront fees.

4.4/5
Free BBB: NR

Best for: Texas residents — especially in the San Antonio metro — with collections, repossessions, or medical debt damaging their credit, Consumers who prefer working directly with a named local owner rather than a national credit repair chain

Best Credit Repair San Antonio logo

Best Credit Repair San Antonio

Unable to verify company details—website currently inaccessible (403 Forbidden error). Cannot confirm services, legitimacy, or operational status.

4.4/5
Free BBB: NR

Best for: Consumers in San Antonio, Texas looking for credit repair services, People who prefer working with a local credit repair provider

CreditUp Club logo

CreditUp Club

CreditUp Club offers DIY and professional credit repair services, helping clients dispute errors and negative items across credit bureaus to improve credit scores.

4.4/5
Free BBB: NR

Best for: Consumers with multiple negative items (collections, late payments, charge-offs) seeking affordable DIY dispute management, Those preferring self-directed credit repair but wanting structured guidance and automated dispute letter generation

Muzi Consulting DBA Certified Credit Consultants logo

Muzi Consulting DBA Certified Credit Consultants

Muzi Consulting offers credit repair and consultation services through their DBA Certified Credit Consultants brand, helping consumers address credit report issues.

4.4/5
Free BBB: NR

Best for: Consumers seeking personalized credit consultation from a professional advisor, International clients or those who prefer multi-country phone support

New Beginnings Credit Repair logo

New Beginnings Credit Repair

San Antonio credit repair company specializing in disputing negative items like repossessions, foreclosures, and collections to improve credit scores.

4.4/5
Free BBB: NR

Best for: San Antonio residents with multiple negative items (repossessions, foreclosures, collections) seeking local dispute assistance, Consumers seeking personalized credit repair guidance and willing to pay for professional dispute filing

Credit Counseling San Antonio - Increase Your Credit Scores logo

Credit Counseling San Antonio - Increase Your Credit Scores

San Antonio-based credit repair firm offering dispute resolution, credit report analysis, and score improvement plans to help consumers remove errors and rebuild credit profiles.

4.3/5
$79.99/mo BBB: NR

Best for: San Antonio residents with inaccurate negative items on credit reports, Consumers seeking professional dispute assistance with credit bureaus

El Bori CR INC logo

El Bori CR INC

El Bori CR INC is a credit repair provider based in San Antonio, Texas. Rated 5.0/5 with 365 Google reviews, reflecting exceptional customer satisfaction.

4.3/5
$79.99/mo BBB: NR

Best for: Consumers in San Antonio, Texas looking for credit repair services, People who prefer working with a local credit repair provider

National Best Credit Solutions LLC logo

National Best Credit Solutions LLC

Credit repair company offering dispute services, credit coaching, and monitoring to help clients identify and challenge inaccuracies on credit reports.

4.3/5
Free BBB: NR

Best for: Consumers with known credit report errors who want guided dispute support, People seeking ongoing coaching and monthly progress tracking during credit repair

SmartChoice Credit logo

SmartChoice Credit

SmartChoice Credit offers credit repair and dispute services in San Antonio and Austin, TX, helping consumers challenge inaccuracies on credit reports and improve their credit scores.

4.3/5
$79.99/mo BBB: NR

Best for: San Antonio and Austin residents with inaccurate negative items on their credit reports seeking professional dispute assistance, Consumers juggling both credit report issues and student loan debt who want consolidated support

The Credit Repairmen logo

The Credit Repairmen

San Antonio-based credit repair firm founded in 2011 that disputes negative items with all three credit bureaus and offers credit coaching under two monthly subscription plans.

4.3/5
$119.00/mo BBB: NR Money-Back

Best for: Aspiring homebuyers with credit damage blocking mortgage approval who want guidance from former mortgage professionals, Consumers with multiple negative items across all three bureaus (collections, late payments, charge-offs, repossessions) needing comprehensive disputes