Colorado Springs, CO

Loan Companies in Colorado Springs, CO

Compare loan companies in Colorado Springs, Colorado Springs credit repair, personal loans Colorado Springs, and business loans Colorado Springs research paths in one local guide. Review 72 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Colorado Springs

72 companies

Ace Loans Pawn Shop (Platte ave.)

Colorado Springs, CO

BBB NR

Family-owned pawn shop in Colorado Springs specializing in electronics, tools, jewelry, and musical instruments with 40+ years of operation. Review this Colorado Springs listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Colorado Springs, CO profile links back to a full CreditDoc review with sourced fields.

Moneytree

Colorado Springs, CO

BBB NR

Moneytree is a Colorado-based financial services company offering installment loans, check cashing, wire transfers, and prepaid cards with same-day funding options. Review this Colorado Springs listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Colorado Springs, CO profile links back to a full CreditDoc review with sourced fields.

BBB NR

Colorado-based residential mortgage lender offering purchase loans and refinances with competitive rates. Family-owned company operating for over 30 years. Review this Colorado Springs listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Colorado Springs, CO profile links back to a full CreditDoc review with sourced fields.

5Star Bank

Colorado Springs, CO

5Star Bank is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and credit cards with locations in Colorado. Review this Colorado Springs listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Colorado Springs, CO profile links back to a full CreditDoc review with sourced fields.

719 Lending

Colorado Springs, CO

BBB NR

Colorado Springs mortgage broker offering home purchase, refinance, and VA loan services with an emphasis on local, transparent service and digital-first loan management. Review this Colorado Springs listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Colorado Springs, CO profile links back to a full CreditDoc review with sourced fields.

ACE Cash Express

Colorado Springs, CO

BBB NR

Colorado Springs, CO ACE Cash Express at 2064 S Academy Blvd offers payday loans, title loans, and fast cash services with same-day funding. Review this Colorado Springs listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Colorado Springs, CO profile links back to a full CreditDoc review with sourced fields.

Mortgages & Home Loans in Colorado Springs

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CreditDoc lists 18 mortgages & home loans providers in Colorado Springs, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Colorado Springs provider — comparison is the fastest way to spot outliers on cost or terms.

719 Lending

Colorado Springs mortgage broker offering home purchase, refinance, and VA loan services with an emphasis on local, transparent service and digital-first loan management.

Bay Equity Home Loans

Full-service mortgage lender founded in 2007, licensed in 48 states and DC, offering personal relationship-focused home financing with multiple loan types.

Freedom Home Loans

Freedom Home Loans is a mortgage lender offering personalized home financing solutions for purchases and refinances, positioned as hometown experts simplifying the mortgage process.

Pawn Shops in Colorado Springs

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CreditDoc lists 13 pawn shops providers in Colorado Springs, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Colorado Springs provider — comparison is the fastest way to spot outliers on cost or terms.

Ace Loans Pawn Shop

Ace Loans Pawn Shop is a pawn shop listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the

Acme Pawn East

Acme Pawn East offers collateral-based loans using personal items as security. Fast cash access without credit checks.

Acme Pawn North

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical

Acme Pawn Original

Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.

Acme Super Pawn

Acme Super Pawn operates as a collateral-based lending service where customers can pledge personal valuables for quick cash loans.

Check Cashing & Money Services in Colorado Springs

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CreditDoc lists 9 check cashing & money services providers in Colorado Springs, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Colorado Springs provider — comparison is the fastest way to spot outliers on cost or terms.

Moneytree

Moneytree is a Colorado-based financial services company offering installment loans, check cashing, wire transfers, and prepaid cards with same-day funding options.

MoneyGram

Colorado Springs, CO MoneyGram at 929 N Murray Blvd provides check cashing and money transfers daily 8AM-8PM.

MoneyGram

Colorado Springs, CO location of MoneyGram at 1622 S Academy Blvd offers check-cashing and money transfer services with extended daily hours.

Orlandi Valuta

Best Checks Cashed Orlandi Valuta location in Colorado Springs, CO offers convenient check cashing and money services with extended hours.

United Check Cashing

United Check Cashing Colorado Springs, Colorado — United Check Cashing operates two locations in Delaware and New Jersey, offering check cashing, money ...

Western Union

Colorado Springs, CO's Western Union at 1508 N Academy Blvd offers fast money transfers and check cashing services.

Banks in Colorado Springs

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CreditDoc lists 9 banks providers in Colorado Springs, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Colorado Springs provider — comparison is the fastest way to spot outliers on cost or terms.

5Star Bank

5Star Bank is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and credit cards with locations in Colorado.

Chase Bank

Colorado Springs, CO — Chase Bank at 4190 Austin Bluffs Pkwy offers in-person banking services Saturday 9AM-2PM.

Chase Bank

Colorado Springs, CO residents can access Chase Bank's full-service branch at 402 N Tejon St, offering convenient downtown banking with weekday hours.

Galley Check Cashing

Ent Credit Union's Galley Service Center in Colorado Springs offers member and non-member financial services including checking/savings accounts, loans, and cash services.

InBank Colorado Springs

InBank Colorado Springs is a bank listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the c

Emergency Cash in Colorado Springs

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CreditDoc lists 8 emergency cash providers in Colorado Springs, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Colorado Springs provider — comparison is the fastest way to spot outliers on cost or terms.

ACE Cash Express

Colorado Springs, CO ACE Cash Express at 2064 S Academy Blvd offers payday loans, title loans, and fast cash services with same-day funding.

Advance America

Colorado Springs, CO's Advance America payday loan storefront at 1029 N Academy Blvd offers quick cash advances for local residents.

M & M Funding

M&M Funding is a Colorado Springs-based auto lender offering car financing with high interest rates (20-25%) and reportedly inconsistent credit reporting practices.

Personal Loans Colorado Springs, CO

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CreditDoc lists 8 personal loans providers in Colorado Springs, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Colorado Springs provider — comparison is the fastest way to spot outliers on cost or terms.

Low Cost Mortgage

Colorado Springs mortgage lender offering VA, FHA, USDA, and conventional home loans with no lender origination fees. Branch of Mann Mortgage LLC, licensed in 8 states.

National Check Network

PlanBLoan is a loan marketplace that connects borrowers to lenders offering personal loans up to $5,000. The platform handles applications but does not originate or fund loans itself.

Omni Military Loans

Omni Financial offers installment loans of $500–$10,000 exclusively to U.S. military personnel, with repayment terms up to 36 months and a 15-day satisfaction guarantee.

OneMain Financial

Colorado Springs, CO location of OneMain Financial at 4124 Austin Bluffs Pkwy offers personal loans with weekday hours from 8:30 AM.

OneMain Financial

OneMain Financial Colorado Springs, Colorado — OneMain Financial offers personal loans from $1,500–$30,000 with fixed rates (11.99%–35.99% APR) and 24–6...

Credit Unions in Colorado Springs

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CreditDoc lists 3 credit unions providers in Colorado Springs, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Colorado Springs provider — comparison is the fastest way to spot outliers on cost or terms.

Ent Credit Union

Ent Credit Union is a Colorado-based credit union with 60+ years of history offering checking, savings, loans, and business banking through multiple locations including downtown Denver.

Ent Credit Union

Ent Credit Union is a Colorado-based credit union offering checking, savings, loans, and business banking with 60+ years of experience and multiple locations across the state.

Business Loans Colorado Springs, CO

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CreditDoc lists 3 business loans providers in Colorado Springs, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Colorado Springs provider — comparison is the fastest way to spot outliers on cost or terms.

Reps Capital

Reps Capital provides business financing solutions for small business owners and vendor partners seeking flexible funding options.

SpotOn Financial

SpotOn Financial offers business funding from $5K–$5M including merchant cash advances, SBA loans, lines of credit, and real estate financing with 24-hour approval.

Free Help in Colorado Springs

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CreditDoc lists 1 free help provider in Colorado Springs, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Colorado Springs provider — comparison is the fastest way to spot outliers on cost or terms.

Colorado Rules for Colorado Springs Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Colorado Springs consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Colorado cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Colorado state-level protections: Consumers in Colorado Springs, CO are also protected by Colorado state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Colorado for the current usury cap, payday-lending status, and licensing board contact details. If a Colorado Springs provider quotes rates or fees above the Colorado usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Colorado Springs offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Colorado Springs, CO, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Colorado Springs: Any Colorado credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Colorado Springs listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Colorado Springs Credit & Borrowing Checklist

Before contacting any Colorado Springs lender or credit repair company, download the CreditDoc research checklist tailored to Colorado consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Colorado Springs, CO.

Why the checklist matters for Colorado Springs residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Colorado. A credit repair contract that meets federal minimums may still fail Colorado's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Colorado Springs. The checklist walks you through the Colorado-specific checks first, then the federal ones — in the order that matters most for Colorado Springs borrowers.

Working with Credit Repair and Loan Providers in Colorado Springs

Every Colorado Springs listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Colorado Springs, CO provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Colorado Springs credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Colorado state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Colorado Springs loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Colorado Springs lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Colorado Springs residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Colorado state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Colorado Springs, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Colorado Springs, CO consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Colorado Springs

How do I choose a credit repair company in Colorado Springs, CO?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Colorado Springs credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Colorado. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Colorado Springs or elsewhere — to charge you before services are performed.

Are payday loans legal in Colorado?

Payday loan legality varies significantly by state. Some states, including Colorado, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Colorado state overview page for the current status. If a Colorado Springs lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Colorado Springs?

Personal loans in Colorado Springs, CO are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Colorado Springs should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Colorado Springs lender is legitimate?

Three quick checks: (1) search the Colorado Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Colorado Springs should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Colorado Springs — BBB does not verify quality but does verify that the business exists at its stated address. Every Colorado Springs lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Colorado Springs, Colorado Springs credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Colorado Springs data is sourced

Every Colorado Springs, CO provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Colorado Springs listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

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