Colorado Springs, CO

Credit Repair & Financial Services in Colorado Springs

Review 72 credit repair companies, personal lenders, and financial services in Colorado Springs, Colorado. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Colorado avg credit score: 725 Median income: $87,598 Poverty rate: 9.1% Payday loans: Restricted Colorado overview →

Featured Provider Profiles in Colorado Springs

72 companies
5Star Bank logo

5Star Bank

5Star Bank is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and credit cards with locations in Colorado.

BBB: NR

Profile signals: Colorado-based small business owners seeking listed industry lending (food, government contracting), Veterans and military service members accessing dedicated financial products

719 Lending logo

719 Lending

Colorado Springs mortgage broker offering home purchase, refinance, and VA loan services with an emphasis on local, listed service and digital-first loan management.

BBB: NR

Profile signals: Colorado Springs local homebuyers who value in-person relationships and local market experience context combined with digital convenience, Military veterans and active-duty personnel seeking VA loans with listed guidance

ACE Cash Express logo

ACE Cash Express

Colorado Springs, CO ACE Cash Express at 2064 S Academy Blvd offers payday loans, title loans, and short-term cash access services with provider-stated funding timing.

BBB: NR

Profile signals: Consumers in states where ACE operates researching emergency-cash options access and prefer in-person transactions, Small business owners seeking quick funding or business-related financial services in states with service availability

ACE Cash Express logo

ACE Cash Express

Colorado Springs, CO ACE Cash Express at 3925 N Academy Blvd offers payday-loan profile details and title loans Mon–Sat.

BBB: NR

Profile signals: Consumers researching emergency-cash options who prefer in-person transactions and immediate access, Customers requiring multiple financial services (check cashing, bill payments, money transfers) at single location

Ace Loans Pawn Shop (Platte ave.) logo

Ace Loans Pawn Shop (Platte ave.)

Family-owned pawn shop in Colorado Springs specializing in electronics, tools, jewelry, and musical instruments with 40+ years of operation.

BBB: NR

Profile signals: Customers researching short-term cash access against personal items (electronics, instruments, jewelry, tools), People with poor credit or no credit history seeking collateral-based lending

Ace Loans Pawn Shop logo

Ace Loans Pawn Shop

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Mortgages & Home Loans in Colorado Springs

View all →
719 Lending logo

719 Lending

Colorado Springs mortgage broker offering home purchase, refinance, and VA loan services with an emphasis on local, listed service and digital-first loan management.

BBB: NR

Profile signals: Colorado Springs local homebuyers who value in-person relationships and local market experience context combined with digital convenience, Military veterans and active-duty personnel seeking VA loans with listed guidance

Bay Equity Home Loans logo

Bay Equity Home Loans

Full-service mortgage lender founded in 2007, licensed in 48 states and DC, offering personal relationship-focused home financing with multiple loan types.

BBB: NR

Profile signals: First-time homebuyers seeking personalized mortgage guidance, VA and active military borrowers needing VA loan staff context

First American Title Insurance Company logo

First American Title Insurance Company

First American Title Insurance Company Colorado Springs, Colorado — First American Title provides title insurance and escrow settlement services for rea...

BBB: NR

Profile signals: Real estate agents and brokers seeking professional title and settlement support, Homebuyers and sellers in the Denver/Colorado area needing title insurance and closing services

Freedom Home Loans logo

Freedom Home Loans

Freedom Home Loans is a mortgage lender offering personalized home financing solutions for purchases and refinances, positioned as local mortgage staff simplifying the mortgage process.

BBB: NR

Profile signals: First-time homebuyers seeking educational resources and personalized guidance through the mortgage process, Military service members and veterans looking for lenders that explicitly support their needs

Freedom Private Money - Hard Money Lender logo

Freedom Private Money - Hard Money Lender

Freedom Private Money is a hard money lender based in Colorado Springs offering financing for real estate investment and property transactions across Kansas, Missouri, and Colorado.

BBB: NR

Profile signals: Real estate investors seeking short-term financing for property flips or acquisitions, Property buyers who need faster funding than traditional mortgage lenders provide

Guardian Title Agency logo

Guardian Title Agency

Colorado-based title and escrow agency providing closing solutions for home buyers, sellers, and real estate agents across multiple offices.

BBB: NR

Profile signals: Colorado real estate agents seeking established closing partnerships with local experience context, Home buyers and sellers in Colorado requiring title and escrow services

Pawn Shops in Colorado Springs

View all →
Ace Loans Pawn Shop (Platte ave.) logo

Ace Loans Pawn Shop (Platte ave.)

Family-owned pawn shop in Colorado Springs specializing in electronics, tools, jewelry, and musical instruments with 40+ years of operation.

BBB: NR

Profile signals: Customers researching short-term cash access against personal items (electronics, instruments, jewelry, tools), People with poor credit or no credit history seeking collateral-based lending

Ace Loans Pawn Shop logo

Ace Loans Pawn Shop

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Acme Pawn East logo

Acme Pawn East

Acme Pawn East offers collateral-based loans using personal items as security. short-term cash access with eligibility claims to verify.

BBB: NR

Profile signals: Consumers needing same-day cash with limited-documentation claims to verify, Individuals with poor credit who may not meet traditional loan criteria

Acme Pawn North logo

Acme Pawn North

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.

BBB: NR

Profile signals: Individuals researching short-term cash access who have valuable collateral (jewelry, electronics, instruments, firearms), Bargain hunters seeking discounted used merchandise across multiple categories

Acme Pawn Original logo

Acme Pawn Original

Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.

BBB: NR

Profile signals: Individuals researching short-term cash access loans against collateral they own (jewelry, firearms, instruments, electronics), Budget-conscious shoppers looking for discounted used merchandise across multiple categories

Acme Super Pawn logo

Acme Super Pawn

Acme Super Pawn operates as a collateral-based lending service where customers can pledge personal valuables for short-term cash access loans.

BBB: NR

Profile signals: Consumers researching short-term cash access who own valuable collateral (jewelry, electronics, instruments), People with poor or no credit history seeking non-credit-based loans

Banks in Colorado Springs

View all →
5Star Bank logo

5Star Bank

5Star Bank is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and credit cards with locations in Colorado.

BBB: NR

Profile signals: Colorado-based small business owners seeking listed industry lending (food, government contracting), Veterans and military service members accessing dedicated financial products

Bank of America (with Drive-thru ATM) logo

Bank of America (with Drive-thru ATM)

Bank of America financial center in Detroit offering full-service banking, drive-thru ATM access, and personalized financial guidance during business hours.

BBB: NR

Profile signals: Small business owners needing dedicated business banking and cash management services, Customers requiring 24-hour ATM access in the Woodward/Mack Detroit area

Chase Bank logo

Chase Bank

Colorado Springs, CO — Chase Bank at 4190 Austin Bluffs Pkwy offers in-person banking services Saturday 9AM-2PM.

BBB: NR

Profile signals: Sarasota residents needing reliable full-service banking with 24-hour ATM access, Business owners seeking comprehensive banking and payment acceptance solutions

Chase Bank logo

Chase Bank

Colorado Springs, CO residents can access Chase Bank's full-service branch at 402 N Tejon St, offering convenient downtown banking with weekday hours.

BBB: NR

Profile signals: Consumers seeking a full-service bank with investment options and comprehensive financial products under one roof, Customers prioritizing physical branch access and ATM availability for regular banking needs

Galley Check Cashing logo

Galley Check Cashing

Ent Credit Union's Galley Service Center in Colorado Springs offers member and non-member financial services including checking/savings accounts, loans, and cash services.

BBB: NR

Profile signals: Colorado residents seeking membership-based banking with competitive personal loan rates, Spanish-speaking consumers in the Colorado Springs area needing multilingual financial services

InBank Colorado Springs logo

InBank Colorado Springs

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Consumers seeking FDIC-insured accounts, People needing everyday banking services

Check Cashing & Money Services in Colorado Springs

View all →
MoneyGram logo

MoneyGram

Colorado Springs, CO MoneyGram at 929 N Murray Blvd provides check cashing and money transfers daily 8AM-8PM.

BBB: NR

Profile signals: Unbanked consumers without traditional bank accounts seeking money transfer services, International immigrants and expatriates sending money to family abroad

MoneyGram logo

MoneyGram

Colorado Springs, CO location of MoneyGram at 1622 S Academy Blvd offers check-cashing and money transfer services with extended daily hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without access to traditional bank accounts, Individuals sending remittances internationally to family members

Moneytree logo

Moneytree

Moneytree is a Colorado-based financial services company offering installment loans, check cashing, wire transfers, and prepaid cards with provider-stated funding timing options.

BBB: NR

Profile signals: Consumers researching short-term cash access and willing to accept high-cost short-term debt, Individuals seeking check cashing services without a traditional bank account

Orlandi Valuta logo

Orlandi Valuta

Best Checks Cashed Orlandi Valuta location in Colorado Springs, CO offers convenient check cashing and money services with extended hours.

BBB: NR

Profile signals: Colorado Springs residents needing weekend or evening check-cashing services, Customers seeking extended-hour financial transaction access

United Check Cashing logo

United Check Cashing

United Check Cashing Colorado Springs, Colorado — United Check Cashing operates two locations in Delaware and New Jersey, offering check cashing, money ...

BBB: NR

Profile signals: Unbanked or underbanked residents in Claymont, Delaware or West Berlin, New Jersey areas, Small business owners needing to cash business checks and access bill payment services

Western Union logo

Western Union

Colorado Springs, CO's Western Union at 1508 N Academy Blvd offers fast money transfers and check cashing services.

BBB: NR

Profile signals: International remittance senders supporting family abroad who need reliable cash pickup networks, Unbanked and underbanked immigrants without traditional bank accounts seeking multilingual financial services

Emergency Cash in Colorado Springs

View all →
ACE Cash Express logo

ACE Cash Express

Colorado Springs, CO ACE Cash Express at 2064 S Academy Blvd offers payday loans, title loans, and short-term cash access services with provider-stated funding timing.

BBB: NR

Profile signals: Consumers in states where ACE operates researching emergency-cash options access and prefer in-person transactions, Small business owners seeking quick funding or business-related financial services in states with service availability

ACE Cash Express logo

ACE Cash Express

Colorado Springs, CO ACE Cash Express at 3925 N Academy Blvd offers payday-loan profile details and title loans Mon–Sat.

BBB: NR

Profile signals: Consumers researching emergency-cash options who prefer in-person transactions and immediate access, Customers requiring multiple financial services (check cashing, bill payments, money transfers) at single location

Advance America logo

Advance America

Colorado Springs, CO's Advance America payday loan storefront at 1029 N Academy Blvd offers cash-advance profile details for local residents.

BBB: NR

Profile signals: Workers facing unexpected expenses between paychecks who need cash within days, Vehicle owners with short-term cash needs who can use title as collateral

Check Into Cash logo

Check Into Cash

Colorado Springs Check Into Cash at 3659-36 Austin Bluffs Pkwy provides payday and title-loan profile details to local residents.

BBB: NR

Profile signals: Consumers facing genuine emergencies (medical, car repair, eviction) needing funds within 24 hours, Underbanked individuals without access to credit cards or traditional bank loans who have income to repay

Check Into Cash logo

Check Into Cash

At 542 S Academy Blvd in Colorado Springs, CO, Check Into Cash offers payday and title-loan profile details.

BBB: NR

Profile signals: Employed individuals with checking accounts facing small unexpected expenses needing same-day cash, Customers who prefer in-person interactions and immediate funding over online-only lenders

M & M Funding logo

M & M Funding

M&M Funding is a Colorado Springs-based auto lender offering car financing with high interest rates (20-25%) and reportedly inconsistent credit reporting practices.

BBB: NR

Profile signals: Borrowers with very poor credit unable to qualify for traditional auto loans, Individuals needing immediate vehicle financing despite risk tolerance for high rates

Personal Loans in Colorado Springs

View all →
Lendmark Financial Services LLC logo

Lendmark Financial Services LLC

Lendmark Financial Services LLC Colorado Springs, Colorado — Lendmark Financial Services is a consumer finance company offering personal loans, auto fin...

BBB: NR

Profile signals: Consumers who prefer in-person loan counseling and local branch relationships, Borrowers seeking debt consolidation with multiple existing creditors they want to simplify

Low Cost Mortgage logo

Low Cost Mortgage

Colorado Springs mortgage lender offering VA, FHA, USDA, and conventional home loans with no lender origination fees. Branch of Mann Mortgage LLC, licensed in 8 states.

BBB: NR

Profile signals: Veterans and active-duty military seeking VA loans from a fellow veteran with hands-on VA loan experience context, Fee-conscious home buyers in CO, FL, ID, NC, TN, TX, WA, or WY wanting to reduce lender-side closing costs

National Check Network logo

National Check Network

PlanBLoan is a loan marketplace that connects borrowers to lenders offering personal loans up to $5,000. The platform handles applications but does not originate or fund loans itself.

BBB: NR

Profile signals: Borrowers seeking quick loan matching without direct lender contact or lengthy applications, Consumers with fair-to-good credit seeking personal loans under $5,000 for immediate needs

Omni Military Loans logo

Omni Military Loans

Omni Financial offers installment loans of $500–$10,000 exclusively to U.S. military personnel, with repayment terms up to 36 months and a 15-day listed satisfaction term.

BBB: NR

Profile signals: Active duty service members funding a PCS move, Military personnel who have been declined by their credit union or bank

OneMain Financial logo

OneMain Financial

Colorado Springs, CO location of OneMain Financial at 4124 Austin Bluffs Pkwy offers personal loans with weekday hours from 8:30 AM.

BBB: NR

Profile signals: Consumers with fair to poor credit seeking debt consolidation with predictable fixed monthly payments, Borrowers needing $1,500–$30,000 for specific purposes (medical bills, home repairs, emergency expenses) who value in-person support

OneMain Financial logo

OneMain Financial

OneMain Financial Colorado Springs, Colorado — OneMain Financial offers personal loans from $1,500–$30,000 with fixed rates (11.99%–35.99% APR) and 24–6...

BBB: NR

Profile signals: Borrowers with fair-to-poor credit seeking larger personal loans ($5K–$30K) for consolidation or emergencies, Consumers needing same-day or rapid funding who prioritize speed over lowest possible rates

Credit Unions in Colorado Springs

View all →
Credit Union of Colorado, Co Springs logo

Credit Union of Colorado, Co Springs

Not-for-profit credit union offering checking, savings, auto loans, mortgages, and credit cards with rate claims to verify and 24/7 digital banking.

BBB: NR

Profile signals: Colorado residents seeking competitive auto and home equity loan rates with a local institution, Members prioritizing not-for-profit banking with fee reinvestment rather than shareholder profits

Ent Credit Union logo

Ent Credit Union

Ent Credit Union is a Colorado-based credit union with 60+ years of history offering checking, savings, loans, and business banking through multiple locations including downtown Denver.

BBB: NR

Profile signals: Colorado residents seeking personalized mortgage or auto loan services with rate claims to verify, Small business owners in the Denver area needing dedicated business banking relationships

Ent Credit Union logo

Ent Credit Union

Ent Credit Union is a Colorado-based credit union offering checking, savings, loans, and business banking with 60+ years of experience and multiple locations across the state.

BBB: NR

Profile signals: Colorado residents seeking a member-owned alternative to traditional banks, Homeowners and professionals in the Denver metro area looking for personalized mortgage and loan services

Business Loans in Colorado Springs

View all →
Pikes Peak Regional Dev Corporation logo

Pikes Peak Regional Dev Corporation

PPRDC partners with banks to originate SBA loans and small business financing for Colorado Springs area companies. A nonprofit lender intermediary.

BBB: NR

Profile signals: Colorado Springs-area small business owners seeking SBA-backed financing, Entrepreneurs who may not qualify for traditional bank loans and need nonprofit intermediary support

Reps Capital logo

Reps Capital

Reps Capital provides business financing solutions for small business owners and vendor partners seeking flexible funding options.

BBB: NR

Profile signals: Business owners actively seeking vendor financing solutions, Vendors and resellers looking to offer financing to their clients

SpotOn Financial logo

SpotOn Financial

SpotOn Financial offers business funding from $5K–$5M including merchant cash advances, SBA loans, lines of credit, and real estate financing with 24-hour approval.

BBB: NR

Profile signals: Small business owners needing immediate working capital who can afford merchant cash advance costs, Businesses with strong daily sales volume seeking flexible repayment tied to revenue

Free Help in Colorado Springs

View all →
The Community Firm Dba Community Economic Defense Project Cedp- Colorado Springs logo

The Community Firm Dba Community Economic Defense Project Cedp- Colorado Springs

Non-profit legal aid and financial assistance organization helping Colorado Springs residents facing eviction, foreclosure, and economic hardship through integrated rapid support services.

BBB: NR

Profile signals: Colorado Springs residents facing eviction or foreclosure with limited financial resources, BIPOC and Hispanic/Latino community members experiencing economic hardship and housing insecurity

Your Rights in Colorado

Colorado Consumer Protections: Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer-protection context for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Interest Rate Cap: Colorado usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute. Payday lending is restricted (max $500).

Key Regulations:
  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.
  • Supervised lenders licensed by the Division of Banking can charge rates above the usury cap.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Colorado Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.