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Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.
Data compiled from public sources
Acme Pawn North is part of Acme Pawn Shops, a family-owned business established in 1976 in Colorado Springs. Now in its 44+ years of operation, the company has grown to five locations and maintains multi-generational family involvement in day-to-day operations. The business has built a local reputation as a reported pawn shop in the Colorado Springs community.
Acme Pawn offers traditional pawn services: short-term cash loans secured by collateral, retail sales of used merchandise, and direct purchase of items from customers. Their primary merchandise categories include jewelry (gold, silver, diamonds, watches, platinum), firearms and ammunition, musical instruments (guitars, drums, saxophones, brass instruments), power tools, electronics (laptops, tablets, gaming systems, cameras), bicycles and sports equipment, coins and collectibles, antiques, and housewares. They advertise buying broken jewelry and claim to "loan the most on firearms" and offer 10% above cost on new guns.
Distinguishing factors include their emphasis on being family-operated with second and third-generation family members actively working in stores, their claim to pay "top dollar" for pawn loans, their multi-location presence, and their focus on curated merchandise selection. The company maintains an active blog, social media presence, and email subscription service for customer updates on inventory and deals. They received recognition as "2022 Best Pawn Shop."
As a traditional pawn shop, Acme Pawn functions as a short-term lending and used goods marketplace rather than a credit-building or financial education service. Customers should understand that pawn loans are collateral-based with implicit risk of item forfeiture if loans aren't repaid, and that interest rates and terms are not disclosed on their website. The company operates within the pawn shop industry, which has legitimate regulatory oversight but is distinct from banking or formal consumer finance.
This is state-level context for Pawn Shops consumers in Colorado Springs, CO. It does not confirm that Acme Pawn North or this specific location is licensed.
State regulator
Colorado Department of Regulatory Agencies - Division of Banking
Consumer protection
Short-term lending status: Restricted
General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute
Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Acme Pawn North offers 12 services including Short-term collateral-based cash pawn loans on jewelry, firearms, electronics, and tools, Direct purchase of used merchandise across multiple categories, Gold, silver, diamond, and precious metal jewelry buying and appraisal, Firearms and ammunition sales (new and used) with reported competitive pricing, Musical instrument buying, selling, and pawn services, and 7 more.
Acme Pawn North has profile signals associated with Individuals researching short-term cash access who have valuable collateral (jewelry, electronics, instruments, firearms), Bargain hunters seeking discounted used merchandise across multiple categories, People buying or selling specific items like firearms, jewelry, or musical instruments locally, Customers in Colorado Springs area seeking convenient multi-location pawn services.
Key strengths: 44+ year operating history with established local reputation in Colorado Springs; Five location convenience across Colorado Springs area; Multi-generational family ownership with active family involvement in operations. Areas to consider: No interest rates, loan terms, or fee structures disclosed on website; No information provided on redemption period, default consequences, or item storage policies.
In the Pawn Shops category, comparable providers include Acme Pawn Original, Atlantic Jewelry & Loan, Cash in a Flash Pawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Acme Pawn is profile signals for Colorado Springs residents with valuable collateral who are researching short-term cash access or discount shoppers seeking used goods across multiple categories. The primary caveat is that pawn loans are high-risk short-term borrowing requiring asset forfeiture on default, with no disclosed interest rates or terms on the website—customers should clarify loan conditions and redemption policies before pledging items.
Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.
Profile signals: Individuals researching short-term cash access loans against collateral they own (jewelry, firearms, instruments, electronics), Budget-conscious shoppers looking for discounted used merchandise across multiple categories
Atlantic Jewelry & Loan is a Denver pawn shop offering collateral-based loans, jewelry sales, repairs, and secondary services like check cashing and computer sales since 1991.
Profile signals: Denver residents researching short-term cash access against jewelry or electronics collateral, Customers with broken jewelry who want on-site repair combined with pawn options
Cash in a Flash Pawn is a Denver-based pawn shop offering collateral-based loans, firearms sales, and used goods resale with extended hours and strong customer reviews.
Profile signals: Customers with valuable items (jewelry, watches, tools) who are researching short-term cash access and can retrieve collateral within typical pawn terms, Individuals seeking to purchase used firearms at competitive prices within Denver area
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