Pawn-Shops · Colorado
Rating: 3.9/5
Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.
Acme Pawn North is part of Acme Pawn Shops, a family-owned business established in 1976 in Colorado Springs. Now in its 44+ years of operation, the company has grown to five locations and maintains multi-generational family involvement in day-to-day operations. The business has built a local reputation as a trusted pawn shop in the Colorado Springs community.
Acme Pawn offers traditional pawn services: short-term cash loans secured by collateral, retail sales of used merchandise, and direct purchase of items from customers. Their primary merchandise categories include jewelry (gold, silver, diamonds, watches, platinum), firearms and ammunition, musical instruments (guitars, drums, saxophones, brass instruments), power tools, electronics (laptops, tablets, gaming systems, cameras), bicycles and sports equipment, coins and collectibles, antiques, and housewares. They advertise buying broken jewelry and claim to "loan the most on firearms" and offer 10% above cost on new guns.
Distinguishing factors include their emphasis on being family-operated with second and third-generation family members actively working in stores, their claim to pay "top dollar" for pawn loans, their multi-location presence, and their focus on curated merchandise selection. The company maintains an active blog, social media presence, and email subscription service for customer updates on inventory and deals. They received recognition as "2022 Best Pawn Shop."
As a traditional pawn shop, Acme Pawn functions as a short-term lending and used goods marketplace rather than a credit-building or financial education service. Customers should understand that pawn loans are collateral-based with implicit risk of item forfeiture if loans aren't repaid, and that interest rates and terms are not disclosed on their website. The company operates within the pawn shop industry, which has legitimate regulatory oversight but is distinct from banking or formal consumer finance.
Reader-focused summary of the strongest reasons to consider Acme Pawn North and the factors most worth weighing before contracting. Individual outcomes depend on your credit situation and goals.
Acme Pawn North works best for consumers who value 44+ year operating history with established local reputation in colorado springs and can accept the tradeoff of no interest rates, loan terms, or fee structures disclosed on website. Compare against similar providers below before signing any contract.
Before signing up with any Pawn Shops provider, review these safeguards:
Match these decision factors against Acme Pawn North's profile before committing. This rubric mirrors what independent consumer-finance research typically checks for Pawn Shops providers.
Pawn Shops
12 services listed
1 states
Acme Pawn North offers 12 services including Short-term collateral-based cash pawn loans on jewelry, firearms, electronics, and tools, Direct purchase of used merchandise across multiple categories, Gold, silver, diamond, and precious metal jewelry buying and appraisal, Firearms and ammunition sales (new and used) with reported competitive pricing, Musical instrument buying, selling, and pawn services, and 7 more. Confirm current service list directly with the provider before contracting.
Acme Pawn North's profile signals suggest it may fit: Individuals needing immediate cash who have valuable collateral (jewelry, electronics, instruments, firearms); Bargain hunters seeking discounted used merchandise across multiple categories; People buying or selling specific items like firearms, jewelry, or musical instruments locally; Customers in Colorado Springs area seeking convenient multi-location pawn services. Individual outcomes vary based on your specific situation.
Key strengths: 44+ year operating history with established local reputation in Colorado Springs; Five location convenience across Colorado Springs area; Multi-generational family ownership with active family involvement in operations. Areas to consider: No interest rates, loan terms, or fee structures disclosed on website; No information provided on redemption period, default consequences, or item storage policies.
In the Pawn Shops category, comparable providers include 14k Pawn, A Plus a Pawn Shop, A-Wise Loan & Jewelry. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
Acme Pawn North serves customers in 1 states including Colorado. Confirm current service availability in your state directly with the provider.
Listed pricing for Acme Pawn North: monthly price: 0; setup fee: 0; money back guarantee: False. Pricing may change — verify current fees directly with the provider before signing any contract.
This is state-level context for Pawn Shops consumers in Colorado. It does not confirm that Acme Pawn North or this specific location is licensed.
Payday lending in Colorado: Restricted (max $500)
Usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute
Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.
Comparable Pawn Shops providers with similar service scope. Ratings reflect stored review context; verify current licensing and pricing directly before contracting.
14K Pawn is a pawn shop and jewelry buyer located in Highland Park, MI, offering collateral-based loans and precious metals purchasing services.
Rating 4.1/5
Notable: No credit check required—immediate access to cash based on collateral value
A Plus A Pawn Shop offers collateral-based loans at their Los Angeles location on S Alvarado Street, with extended hours and accessible phone contact.
Rating 4.4/5
Notable: Extended hours including Sundays (8 AM - 6 PM) provide accessibility for working customers
Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with no credit check required. Also buys items o...
Rating 4.4/5
Notable: No credit check required—accessible to those with poor or no credit history
Family-owned pawn shop in Kirkland, WA with locations in Las Vegas, buying gold, jewelry, electronics, and offering collateral-based loans since 2010.
Rating 4.4/5
Notable: GIA-trained appraisers on staff for accurate precious metals and jewelry evaluation
AAA Pawnbrokers of North Miami buys, sells, and pawns gold, jewelry, firearms, and general merchandise. Multi-award-winning shop open 6 days weekly with on-s...
Rating 4.5/5
Notable: Specialized expertise in firearms buying, selling, pawning, and trading with diverse inventory
Memphis-based retailer specializing in firearms, ammunition, and accessories, plus collateral-based loans on items of value with no credit checks required.
Rating 2.5/5
Notable: No credit checks required for loans—accessible to consumers with poor or no credit history
Ace Pawn Shop is a collateral-based lending business located in Columbus, OH's Lincoln Village Shopping Center, offering pawn loans and related financial services.
Rating 4.2/5
Notable: Conveniently located in Lincoln Village Shopping Center with dedicated storefront access
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America. They provide pawn lo...
Rating 4.2/5
Notable: Massive network of 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America for convenient access
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Acme Pawn North — Pawn Shops in Colorado.
Overall rating: 3.9/5
Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.
Common terms that come up when comparing Pawn Shops providers. Full glossary at creditdoc.co/glossary/.