Acme Pawn North logo

Acme Pawn North in Colorado Springs, CO

3.9/5

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.

Data compiled from public sources · Rating from CreditDoc methodology

Acme Pawn North Review

Acme Pawn North is part of Acme Pawn Shops, a family-owned business established in 1976 in Colorado Springs. Now in its 44+ years of operation, the company has grown to five locations and maintains multi-generational family involvement in day-to-day operations. The business has built a local reputation as a trusted pawn shop in the Colorado Springs community.

Acme Pawn offers traditional pawn services: short-term cash loans secured by collateral, retail sales of used merchandise, and direct purchase of items from customers. Their primary merchandise categories include jewelry (gold, silver, diamonds, watches, platinum), firearms and ammunition, musical instruments (guitars, drums, saxophones, brass instruments), power tools, electronics (laptops, tablets, gaming systems, cameras), bicycles and sports equipment, coins and collectibles, antiques, and housewares. They advertise buying broken jewelry and claim to "loan the most on firearms" and offer 10% above cost on new guns.

Distinguishing factors include their emphasis on being family-operated with second and third-generation family members actively working in stores, their claim to pay "top dollar" for pawn loans, their multi-location presence, and their focus on curated merchandise selection. The company maintains an active blog, social media presence, and email subscription service for customer updates on inventory and deals. They received recognition as "2022 Best Pawn Shop."

As a traditional pawn shop, Acme Pawn functions as a short-term lending and used goods marketplace rather than a credit-building or financial education service. Customers should understand that pawn loans are collateral-based with implicit risk of item forfeiture if loans aren't repaid, and that interest rates and terms are not disclosed on their website. The company operates within the pawn shop industry, which has legitimate regulatory oversight but is distinct from banking or formal consumer finance.

Services & Features

Antiques and vintage merchandise sales
Broken jewelry purchasing
Coins, bullion, and collectibles buying and selling
Direct purchase of used merchandise across multiple categories
Electronics buying and selling (computers, tablets, gaming systems, cameras)
Email subscription service for inventory updates and deals
Firearms and ammunition sales (new and used) with reported competitive pricing
Gold, silver, diamond, and precious metal jewelry buying and appraisal
Multi-location shopping convenience (5 Colorado Springs locations)
Musical instrument buying, selling, and pawn services
Power tools and equipment pawn and sales
Short-term collateral-based cash pawn loans on jewelry, firearms, electronics, and tools

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 44+ year operating history with established local reputation in Colorado Springs
  • Five location convenience across Colorado Springs area
  • Multi-generational family ownership with active family involvement in operations
  • Wide merchandise inventory across 9+ categories including jewelry, firearms, electronics, and musical instruments
  • Claims to pay competitive rates ("top dollar" pawn loans, 10% above cost on new firearms)
  • Buys broken jewelry and damaged items, expanding acceptance criteria
  • Active customer engagement through blog, social media, and email marketing
  • Award recognition (2022 Best Pawn Shop designation)

Cons

  • No interest rates, loan terms, or fee structures disclosed on website
  • No information provided on redemption period, default consequences, or item storage policies
  • Pawn loans result in loss of personal property if not redeemed—higher risk than traditional lending
  • Website does not explain how appraisals or loan amounts are determined
  • Limited transparency about firearms licensing compliance or background check procedures despite significant gun inventory

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Acme Pawn North legitimate?

Yes. Acme Pawn North is a registered company, headquartered in 3955 N Academy Blvd, Colorado Springs, CO 80917.

Quick Facts

Headquarters
3955 N Academy Blvd, Colorado Springs, CO 80917
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Acme Pawn North

CreditDoc Diagnosis

Doctor's Verdict on Acme Pawn North

Acme Pawn is best for Colorado Springs residents with valuable collateral who need immediate cash or discount shoppers seeking used goods across multiple categories. The primary caveat is that pawn loans are high-risk short-term borrowing requiring asset forfeiture on default, with no disclosed interest rates or terms on the website—customers should clarify loan conditions and redemption policies before pledging items.

Best For

  • Individuals needing immediate cash who have valuable collateral (jewelry, electronics, instruments, firearms)
  • Bargain hunters seeking discounted used merchandise across multiple categories
  • People buying or selling specific items like firearms, jewelry, or musical instruments locally
  • Customers in Colorado Springs area seeking convenient multi-location pawn services
Updated 2026-04-29

More Pawn Shops

W

We Buy Everything Pawn Shop - Springfield

0.0/5
Contact BBB:

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Acme Pawn North and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.